Home  /  2025 ( Page 240 )

Yearly Archives: 2025

Concern over Falling Household Savings in India

Context

  • India is witnessing a structural transformation marked by declining net financial savings, rising household debt, and a shifting asset composition.

    • What is Household Savings?

  • Household saving is the difference between a household’s net disposable income and its total consumption expenditure, including taxes and debt repayments. 
  • It reflects the ability of households to defer current consumption for future security, investment, or emergencies.

    • Read More

    Cooperatives: The Economic Backbone of India

    Context

  • The Union Cooperation Minister laid the foundation stone for India’s first national-level cooperative university, ‘Tribhuvan Sahkari University’ (TSU), in Anand, Gujarat.

    • What are Cooperatives?

  • A cooperative (or co-op) is an organization or business that is owned and operated by a group of individuals who share a common interest, goal, or need. 
  • These individuals, known as members, participate in the cooperative’s activities and decision-making process, typically on a one-member, one-vote basis, regardless of the amount of capital or resources each member contributes. 
  • The main purpose of a cooperative is to meet the economic, social, or cultural needs of its members, rather than to maximize profits for external shareholders.

    • Read More

    India Ranks 4th among the World’s Most Equal Societies

    Context

  • According to the World Bank, India’s Gini Index stands at 25.5, making it the fourth most equal country in the world.

    • Major Highlights

  • India was placed after the Slovak Republic, Slovenia and Belarus.
  • India’s score is much lower than China’s 35.7 and far lower than the United States, which stands at 41.8.
  • India falls into the “moderately low” inequality category, which includes Gini scores between 25 and 30.
  • India has a better score than all of the other 167 countries for which the World Bank has released data.

    • Read More

    17th BRICS Summit in Brazil

    Context

  • Prime Minister Narendra Modi addressed the BRICS Summit Plenary session on ‘Strengthening Multilateralism, Economic-Financial Affairs, and Artificial Intelligence.

    • Major Highlights of the BRICS Summit

  • The BRICS Leaders’ Declaration, adopted at the summit reflected India’s key concerns, especially on cross-border terrorism and global governance reforms.
  • PM Modi said that the majority of the world’s population is not properly represented in key global institutions.
  • He called for a greater role for the developing world in international decision-making. 
  • He also emphasizes the need for making BRICS more effective in an increasingly multipolar world.

    • Read More

    Studying in Mother Tongue Instils Strong Values: CJI

    Context

  • Recently, the Chief Justice of India underscored the enduring value of education in one’s mother tongue, calling it a cornerstone of personal growth and ethical grounding.

    • About

  • A language is an umbrella term which contains many mother tongues.
  • India is a linguistically diverse country, and one of the richest in the world — with over 1,300 rationalized mother tongues and 122 major languages spoken by more than 10,000 people each.
  • In ancient gurukuls and madrasas, students learned through Sanskrit, Pali, Persian, or regional dialects.
  • However, colonial education policies introduced English as the dominant medium, marginalizing native languages and creating a linguistic divide that persists today.

    • Read More

    Assessment of Earthquake for GNIP

    Context

  • The Environment Impact Assessment (EIA) study carried out for the Great Nicobar Infrastructure Project (GNIP) downplays the risk of future earthquakes that could trigger tsunamis on the scale that was seen in 2004.

    • About

  • The GNIP envisages a trans-shipment port, an international airport, township development, and a 450 Megavolt-Amperes (MVA) gas and solar-based power plant in the GNI.
  • It was accorded an environment and preliminary forest clearance by the Centre.
  • Concerns: Potential loss of biodiversity, tree-felling, and impact on resident tribes prompted the National Green Tribunal to order a review of the environmental aspects of the project.
  • The islands were among the worst affected regions during the 2004 Indian Ocean tsunami-earthquake.

    • Read More

    संक्षिप्त समाचार 07-07-2025

    संदर्भ 

  • हेल्गोलैंड को क्वांटम यांत्रिकी (Quantum Mechanics) के जन्मस्थल के रूप में स्मरण किया जाता है।

    •  हेल्गोलैंड

  • यह उत्तर सागर में स्थित एक छोटा सा लाल बलुआ पत्थर का द्वीप है, जो जर्मनी के तट से लगभग 50 किमी दूर है। 
  • यह एक वर्ग किलोमीटर से भी कम क्षेत्रफल में फैला हुआ है। 

    • Read More

    भारत के विदेशी व्यापार में ‘अदृश्य शक्ति’

    संदर्भ 

  • विगत दो दशकों में भारत के विदेशी व्यापार की संरचना में महत्वपूर्ण परिवर्तन आया है, जहाँ अब “अदृश्य” तत्व—सेवाओं का निर्यात और प्रवासी भारतीयों द्वारा भेजी गई धनराशि—भौतिक वस्तुओं की तुलना में अधिक महत्वपूर्ण भूमिका निभा रहे हैं।

    • भारत का सेवा क्षेत्र

  • भारत का सेवा क्षेत्र व्यापार, होटल और रेस्तरां, परिवहन, भंडारण एवं संचार, वित्त, बीमा, रियल एस्टेट, व्यावसायिक सेवाएँ, सामुदायिक, सामाजिक और व्यक्तिगत सेवाएँ, तथा निर्माण से जुड़ी सेवाओं जैसी विविध गतिविधियों को शामिल करता है। 
  • आर्थिक सर्वेक्षण 2024-25, जिसे वित्त मंत्री निर्मला सीतारमण ने प्रस्तुत किया, सेवा क्षेत्र को भारत की अर्थव्यवस्था का ‘पुराना योद्धा’ (Old War Horse) बताते हुए घरेलू और वैश्विक दोनों स्तरों पर विकास का प्रमुख चालक बताया है।

    • Read More

    भारत में घरेलू बचत में गिरावट पर चिंता

    संदर्भ 

  • भारत एक संरचनात्मक परिवर्तन के दौर से गुजर रहा है, जिसे घटती शुद्ध वित्तीय बचत, बढ़ते घरेलू ऋण और परिसंपत्तियों की बदलती संरचना से पहचाना जा रहा है।

    • घरेलू बचत क्या है?

  • घरेलू बचत वह अंतर होती है जो किसी परिवार की शुद्ध व्यय योग्य आय और उसके कुल उपभोग व्यय (जिसमें कर और ऋण भुगतान शामिल हैं) के बीच होता है।
  • यह दर्शाता है कि कोई परिवार वर्तमान उपभोग को टालकर भविष्य की सुरक्षा, निवेश या आपात स्थितियों के लिए कितनी बचत कर सकता है।

    • Read More

    scroll to top