{"id":80293,"date":"2026-07-28T15:45:25","date_gmt":"2026-07-28T10:15:25","guid":{"rendered":"https:\/\/www.nextias.com\/ca\/?p=80293"},"modified":"2026-07-29T15:47:57","modified_gmt":"2026-07-29T10:17:57","slug":"urban-cooperative-banks-rbi-hindi","status":"publish","type":"post","link":"https:\/\/www.nextias.com\/ca\/current-affairs-hindi\/28-07-2026\/urban-cooperative-banks-rbi-hindi","title":{"rendered":"\u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915: \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u093f\u0902\u0917 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092a\u0941\u0928\u0903 \u092a\u094d\u0930\u093e\u0930\u0902\u092d"},"content":{"rendered":"\n<p><strong>\u092a\u093e\u0920\u094d\u092f\u0915\u094d\u0930\u092e: \u091c\u0940\u090f\u0938-3\/\u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0938\u0928\u094d\u0926\u0930\u094d\u092d<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0935\u0930\u094d\u0937 2004 \u0938\u0947 \u091c\u093e\u0930\u0940 \u0935\u093f\u0930\u093e\u092e \u0915\u0947 \u092c\u093e\u0926 \u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 (UCBs) \u0915\u0947 \u0932\u093f\u090f \u0928\u090f \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0928\u0947 \u0915\u0940 \u0924\u0948\u092f\u093e\u0930\u0940 \u092e\u0947\u0902 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092a\u0942\u0902\u091c\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e<\/strong>:\u0906\u0930\u092c\u0940\u0906\u0908 \u0928\u0947 \u0928\u090f \u0906\u0935\u0947\u0926\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u20b9300 \u0915\u0930\u094b\u0921\u093c \u0915\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092a\u0942\u0902\u091c\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u093e \u0938\u0941\u091d\u093e\u0935 \u0926\u093f\u092f\u093e \u0939\u0948, \u091c\u094b \u092a\u0939\u0932\u0947 \u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u092a\u0942\u0902\u091c\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0915\u093e\u092b\u0940 \u0905\u0927\u093f\u0915 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092a\u093e\u0924\u094d\u0930\u0924\u093e \u0915\u093e \u092e\u093e\u0930\u094d\u0917<\/strong>: \u092c\u093f\u0932\u094d\u0915\u0941\u0932 \u0928\u090f \u092c\u0948\u0902\u0915 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0928\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f, \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0930\u0942\u092a\u093e\u0902\u0924\u0930\u0923 (Conversion) \u0915\u094b \u0926\u0940 \u091c\u093e\u090f\u0917\u0940, \u091c\u093f\u0938\u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u092c\u0921\u093c\u0947 \u090f\u0935\u0902 \u0938\u0941\u091a\u093e\u0930\u0941 \u0930\u0942\u092a \u0938\u0947 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0938\u0939\u0915\u093e\u0930\u0940 \u090b\u0923 \u0938\u092e\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u094d\u0923 \u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 (UCB) \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0941\u0926\u0943\u0922\u093c\u0924\u093e \u0915\u0947 \u092e\u093e\u0928\u0926\u0902\u0921<\/strong>: \u0915\u0947\u0935\u0932 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0930\u0942\u092a \u0938\u0947 \u092e\u091c\u092c\u0942\u0924 \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902, \u091c\u093f\u0928\u0915\u093e \u0936\u0941\u0926\u094d\u0927 \u0917\u0948\u0930-\u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f (Net NPA) \u0938\u094d\u0924\u0930 3% \u0938\u0947 \u0915\u092e \u0939\u094b, \u0915\u094b \u0939\u0940 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0926\u093f\u090f \u091c\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0938\u0939\u093e\u092f\u0915 \u092a\u093e\u0930\u093f\u0924\u0902\u0924\u094d\u0930<\/strong>: \u0907\u0938 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u094b \u0938\u0941\u0917\u092e \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0930\u092c\u0940\u0906\u0908 \u0928\u0947 \u090f\u0915 \u0905\u092e\u094d\u092c\u094d\u0930\u0947\u0932\u093e \u0938\u0902\u0917\u0920\u0928 \u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e \u092d\u0940 \u0915\u0940 \u0939\u0948, \u091c\u094b \u0907\u0938 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u092a\u0942\u0902\u091c\u0940, \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 \u0924\u0925\u093e \u0938\u093e\u091d\u093e \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u0924\u093e \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u0939\u092f\u094b\u0917 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0947\u0917\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#fff2cc\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">\u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 (UCBs) \u0915\u094d\u092f\u093e \u0939\u0948\u0902?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 ( UCBs) <strong>\u0938\u0926\u0938\u094d\u092f-\u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0935\u093e\u0932\u0947 \u0924\u0925\u093e \u0932\u094b\u0915\u0924\u093e\u0902\u0924\u094d\u0930\u093f\u0915 \u0922\u0902\u0917 \u0938\u0947 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u092c\u0948\u0902\u0915<\/strong> \u0939\u0948\u0902, \u091c\u094b \u0936\u0939\u0930\u0940 \u090f\u0935\u0902 \u0905\u0930\u094d\u0926\u094d\u0927-\u0936\u0939\u0930\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u091b\u094b\u091f\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902, \u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0924\u0925\u093e \u0938\u0942\u0915\u094d\u0937\u094d\u092e, \u0932\u0918\u0941 \u090f\u0935\u0902 \u092e\u0927\u094d\u092f\u092e \u0909\u0926\u094d\u092f\u092e\u094b\u0902 (MSMEs) \u0915\u094b \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u090f\u0901 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0909\u0928 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0939\u0941\u0924 \u091b\u094b\u091f\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0938\u093e\u0939\u0942\u0915\u093e\u0930\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0930\u0939\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u092f\u0947 \u0938\u0939\u0915\u093e\u0930\u093f\u0924\u093e \u0915\u0947 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902, \u0905\u0930\u094d\u0925\u093e\u0924 <strong>\u092a\u093e\u0930\u0938\u094d\u092a\u0930\u093f\u0915 \u0938\u0939\u092f\u094b\u0917 \u0924\u0925\u093e &#8220;\u090f\u0915 \u0938\u0926\u0938\u094d\u092f, \u090f\u0915 \u092e\u0924<\/strong>&#8221; \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0926\u094d\u0935\u0948\u0927 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 (Dual Control):<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI): \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0902\u092c\u0902\u0927\u0940 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u090f\u0935\u0902 \u092a\u0930\u094d\u092f\u0935\u0947\u0915\u094d\u0937\u0923\u0964<\/li>\n\n\n\n<li>\u0930\u093e\u091c\u094d\u092f \u0915\u0947 \u0938\u0939\u0915\u093e\u0930\u0940 \u0938\u092e\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0928\u093f\u092c\u0902\u0927\u0915 (Registrar of Cooperatives): \u0938\u0926\u0938\u094d\u092f\u0924\u093e, \u091a\u0941\u0928\u093e\u0935 \u0924\u0925\u093e \u0938\u0939\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0935\u093f\u0937\u092f\u0964<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img data-dominant-color=\"d6dad6\" data-has-transparency=\"true\" loading=\"lazy\" decoding=\"async\" width=\"880\" height=\"476\" src=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/07\/image-250.png\" alt=\"\" class=\"has-transparency wp-image-80295\" style=\"--dominant-color: #d6dad6; aspect-ratio:1.8487568348292582;width:726px;height:auto\" srcset=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/07\/image-250.png 880w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/07\/image-250-300x162.png 300w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/07\/image-250-768x415.png 768w\" sizes=\"auto, (max-width: 880px) 100vw, 880px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u092e\u0939\u0924\u094d\u0924\u094d\u0935<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928<\/strong>: \u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 (UCBs) \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u091b\u094b\u091f\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902, \u0938\u094d\u0935-\u0930\u094b\u091c\u093c\u0917\u093e\u0930 \u0935\u093e\u0932\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0924\u0925\u093e \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u092a\u0939\u0932\u093e \u092e\u093e\u0927\u094d\u092f\u092e \u0930\u0939\u0947 \u0939\u0948\u0902, \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u092a\u094d\u0930\u093e\u092f\u0903 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947\u0964 \u0907\u0938\u0932\u093f\u090f \u0907\u0928\u0915\u093e \u0938\u0941\u0935\u093f\u091a\u093e\u0930\u093f\u0924 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u094b \u0938\u093e\u0930\u094d\u0925\u0915 \u0930\u0942\u092a \u0938\u0947 \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0938\u0941\u0926\u0943\u0922\u093c\u0940\u0915\u0930\u0923<\/strong>: \u092e\u093e\u0930\u094d\u091a 2025 \u0924\u0915 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 1,457 \u092c\u0948\u0902\u0915 \u0925\u0947, \u091c\u093f\u0928\u0915\u0940 \u0915\u0941\u0932 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u093e\u0901 \u20b97.38 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0925\u0940\u0902, \u0915\u093f\u0902\u0924\u0941 \u0907\u0938 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u090f\u0935\u0902 \u091c\u092e\u093e\u0913\u0902 \u0915\u093e \u0935\u093f\u0924\u0930\u0923 \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u0905\u0938\u092e\u093e\u0928 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0915\u0947\u0935\u0932 7% \u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u20b91,000 \u0915\u0930\u094b\u0921\u093c \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0940 \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u0915\u0947 \u092a\u093e\u0938 \u0915\u0941\u0932 \u091c\u092e\u093e\u0913\u0902 \u0915\u093e 62.5% \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948\u0964 \u0935\u0939\u0940\u0902, \u0906\u0927\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 UCBs, \u091c\u093f\u0928\u0915\u0940 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0915\u0940 \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u20b9100 \u0915\u0930\u094b\u0921\u093c \u0938\u0947 \u0915\u092e \u0939\u0948, \u0915\u0941\u0932 \u091c\u092e\u093e\u0913\u0902 \u092e\u0947\u0902 \u0915\u0947\u0935\u0932 5.6% \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0928\u093f\u092f\u093e\u092e\u0915 \u0935\u093f\u0936\u094d\u0935\u093e\u0938:<\/strong> \u092a\u093f\u091b\u0932\u0947 \u0926\u094b \u0926\u0936\u0915\u094b\u0902 \u092e\u0947\u0902 \u0938\u094d\u0924\u0930\u0940\u092f \u0935\u093f\u0928\u093f\u092f\u092e\u0928, \u0938\u0941\u0926\u0943\u0922\u093c \u092a\u0930\u094d\u092f\u0935\u0947\u0915\u094d\u0937\u0923 \u0924\u0925\u093e \u0936\u093e\u0938\u0928 \u0938\u0941\u0927\u093e\u0930\u094b\u0902 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0907\u0938 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0940 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092c\u0922\u093c\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u094b \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u093f\u0902\u0917 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092a\u0941\u0928\u0903 \u092a\u094d\u0930\u093e\u0930\u0902\u092d \u0915\u0930\u0928\u0947 \u0915\u093e \u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u092e\u093f\u0932\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0938\u0939\u0915\u093e\u0930\u0940 \u092e\u0949\u0921\u0932 \u092a\u0930 \u0935\u093f\u0936\u094d\u0935\u093e\u0938:<\/strong> \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u093f\u0902\u0917 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u093e \u092a\u0941\u0928\u0903 \u092a\u094d\u0930\u093e\u0930\u0902\u092d \u0939\u094b\u0928\u093e, \u0905\u0924\u0940\u0924 \u0915\u0940 \u0935\u093f\u092b\u0932\u0924\u093e\u0913\u0902 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092e\u0949\u0921\u0932 \u092e\u0947\u0902 \u0938\u0902\u0938\u094d\u0925\u093e\u0917\u0924 \u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901 \u090f\u0935\u0902 \u091a\u093f\u0902\u0924\u093e\u090f\u0901<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0909\u091a\u094d\u091a \u092a\u094d\u0930\u0935\u0947\u0936 \u092c\u093e\u0927\u093e\u090f\u0901:<\/strong> \u0909\u0926\u094d\u092f\u094b\u0917 \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0939\u093f\u0924\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u093e \u0924\u0930\u094d\u0915 \u0939\u0948 \u0915\u093f \u20b9300 \u0915\u0930\u094b\u0921\u093c \u0915\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092a\u0942\u0902\u091c\u0940 \u0915\u0940 \u0936\u0930\u094d\u0924 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0938\u0939\u0915\u093e\u0930\u0940 \u0938\u092e\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u092c\u093e\u0939\u0930 \u0915\u0930 \u0926\u0947\u0917\u0940, \u091c\u093f\u0938\u0938\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b\u0917\u093e\u0964<\/li>\n\n\n\n<li><strong>\u0926\u094d\u0935\u0948\u0927 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e:<\/strong> UCBs \u0915\u094b \u0905\u092c \u092d\u0940 RBI \u0924\u0925\u093e \u0930\u093e\u091c\u094d\u092f \u0915\u0947 \u0938\u0939\u0915\u093e\u0930\u0940 \u0938\u092e\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0928\u093f\u092c\u0902\u0927\u0915 \u0915\u0947 \u092c\u0940\u091a \u0905\u0927\u093f\u0915\u093e\u0930-\u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0913\u0935\u0930\u0932\u0948\u092a \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092a\u0930\u094d\u092f\u0935\u0947\u0915\u094d\u0937\u0923 \u090f\u0935\u0902 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u091c\u091f\u093f\u0932 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 \u0938\u0902\u092c\u0902\u0927\u0940 \u0915\u092e\u0940:<\/strong> \u0905\u0928\u0947\u0915 \u0938\u0939\u0915\u093e\u0930\u0940 \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u0915\u0947 \u092a\u093e\u0938 \u0906\u0927\u0941\u0928\u093f\u0915 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u090f\u0935\u0902 \u0928\u093f\u092f\u093e\u092e\u0915\u0940\u092f \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0921\u093f\u091c\u093f\u091f\u0932 \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u0915\u093e \u0905\u092d\u093e\u0935 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0906\u0917\u0947 \u0915\u0940 \u0930\u093e\u0939<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0938\u0939\u0915\u093e\u0930\u093f\u0924\u093e \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f<\/strong>\u2013\u0906\u0930\u092c\u0940\u0906\u0908 \u0938\u092e\u0928\u094d\u0935\u092f: \u0938\u0939\u0915\u093e\u0930\u093f\u0924\u093e \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u090f\u0935\u0902 \u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u0947 \u092c\u0940\u091a \u090f\u0915 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0922\u093e\u0901\u091a\u093e \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u090f, \u091c\u093f\u0938\u0938\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0914\u0930 \u0935\u093f\u0935\u0947\u0915\u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0928\u093f\u092f\u093e\u092e\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0938\u0902\u0924\u0941\u0932\u0928 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0939\u094b \u0924\u0925\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u092a\u0930\u0938\u094d\u092a\u0930 \u0935\u093f\u0930\u094b\u0927\u0940 \u0938\u0902\u0915\u0947\u0924 \u0928 \u092e\u093f\u0932\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0905\u092e\u094d\u092c\u094d\u0930\u0947\u0932\u093e \u0938\u0902\u0917\u0920\u0928 \u0915\u094b \u0938\u0941\u0926\u0943\u0922\u093c \u092c\u0928\u093e\u0928\u093e<\/strong>: \u0905\u092e\u094d\u092c\u094d\u0930\u0947\u0932\u093e \u0938\u0902\u0917\u0920\u0928 \u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0909\u0938\u0947 \u0924\u0930\u0932\u0924\u093e \u0938\u0939\u093e\u092f\u0924\u093e, \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 \u0924\u0925\u093e \u0915\u094d\u0937\u092e\u0924\u093e \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u0938\u0915\u094d\u0937\u092e \u092c\u0928\u093e\u092f\u093e \u091c\u093e\u090f, \u0924\u093e\u0915\u093f \u091b\u094b\u091f\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u0938\u092e\u093f\u0924\u093f\u092f\u093e\u0901 \u0938\u092e\u092f \u0915\u0947 \u0938\u093e\u0925 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u092e\u093e\u0928\u0926\u0902\u0921\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930 \u0938\u0915\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u091c\u092e\u093e \u092c\u0940\u092e\u093e \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930<\/strong>: \u092a\u0942\u0930\u094d\u0923 \u0906\u0930\u092c\u0940\u0906\u0908 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0905\u0927\u093f\u0915 \u0938\u0939\u0915\u093e\u0930\u0940 \u090b\u0923 \u0938\u092e\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u092d\u0940 \u091c\u092e\u093e \u092c\u0940\u092e\u093e \u090f\u0935\u0902 \u090b\u0923 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u093f\u0917\u092e (DICGC) \u091c\u0948\u0938\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u0926\u093e\u092f\u0930\u0947 \u092e\u0947\u0902 \u0932\u093e\u092f\u093e \u091c\u093e\u090f, \u0924\u093e\u0915\u093f \u0905\u0902\u0924\u0930\u093f\u092e \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u0939\u093f\u0924\u094b\u0902 \u0915\u0940 \u0930\u0915\u094d\u0937\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b \u0938\u0915\u0947\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0938\u094d\u0930\u094b\u0924: TH<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p><strong><br \/>\n\u0938\u0902\u0926\u0930\u094d\u092d<\/p>\n<p><\/strong><\/p>\n<li class=\"ms-5\">\n\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0935\u0930\u094d\u0937 2004 \u0938\u0947 \u091c\u093e\u0930\u0940 \u0935\u093f\u0930\u093e\u092e \u0915\u0947 \u092c\u093e\u0926 \u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 (UCBs) \u0915\u0947 \u0932\u093f\u090f \u0928\u090f \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0928\u0947 \u0915\u0940 \u0924\u0948\u092f\u093e\u0930\u0940 \u092e\u0947\u0902 \u0939\u0948\u0964<\/p>\n<\/li>\n<p><\/p>\n<p><strong><\/p>\n<p>\u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948?<\/p>\n<p><\/strong><\/p>\n<li class=\"ms-5\"\t>\n<p>\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092a\u0942\u0902\u091c\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e:\u0906\u0930\u092c\u0940\u0906\u0908 \u0928\u0947 \u0928\u090f \u0906\u0935\u0947\u0926\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u20b9300 \u0915\u0930\u094b\u0921\u093c \u0915\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092a\u0942\u0902\u091c\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u093e \u0938\u0941\u091d\u093e\u0935 \u0926\u093f\u092f\u093e \u0939\u0948, \u091c\u094b \u092a\u0939\u0932\u0947 \u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u092a\u0942\u0902\u091c\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0915\u093e\u092b\u0940 \u0905\u0927\u093f\u0915 \u0939\u0948\u0964<\/p>\n<\/li>\n<li class=\"ms-5\">\n<p>\u092a\u093e\u0924\u094d\u0930\u0924\u093e \u0915\u093e \u092e\u093e\u0930\u094d\u0917: \u092c\u093f\u0932\u094d\u0915\u0941\u0932 \u0928\u090f \u092c\u0948\u0902\u0915 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0928\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f, \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0930\u0942\u092a\u093e\u0902\u0924\u0930\u0923 (Conversion) \u0915\u094b \u0926\u0940 \u091c\u093e\u090f\u0917\u0940, \u091c\u093f\u0938\u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u092c\u0921\u093c\u0947 \u090f\u0935\u0902 \u0938\u0941\u091a\u093e\u0930\u0941 \u0930\u0942\u092a \u0938\u0947 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0938\u0939\u0915\u093e\u0930\u0940 \u090b\u0923 \u0938\u092e\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u094d\u0923 \u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 (UCB) \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/p>\n<\/li>\n<p><a href=\" https:\/\/www.nextias.com\/ca\/current-affairs-hindi\/28-07-2026\/urban-cooperative-banks-rbi-hindi \" class=\"btn btn-primary btn-sm float-end\">Read More<\/a><\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1861],"tags":[],"class_list":["post-80293","post","type-post","status-publish","format-standard","hentry","category-current-affairs-hindi"],"acf":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/80293","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/comments?post=80293"}],"version-history":[{"count":2,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/80293\/revisions"}],"predecessor-version":[{"id":80297,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/80293\/revisions\/80297"}],"wp:attachment":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/media?parent=80293"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/categories?post=80293"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/tags?post=80293"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}