{"id":79819,"date":"2026-07-21T15:23:59","date_gmt":"2026-07-21T09:53:59","guid":{"rendered":"https:\/\/www.nextias.com\/ca\/?p=79819"},"modified":"2026-07-22T15:28:22","modified_gmt":"2026-07-22T09:58:22","slug":"india-spain-upi-bizum-hindi","status":"publish","type":"post","link":"https:\/\/www.nextias.com\/ca\/current-affairs-hindi\/21-07-2026\/india-spain-upi-bizum-hindi","title":{"rendered":"\u092d\u093e\u0930\u0924 \u0914\u0930 \u0938\u094d\u092a\u0947\u0928 \u0915\u0947 \u092c\u0940\u091a \u092f\u0942\u092a\u0940\u0906\u0908\u2013\u092c\u093f\u091c\u093c\u0941\u092e (Bizum) \u0905\u0902\u0924\u0930\u0938\u0902\u091a\u093e\u0932\u0928\u0940\u092f\u0924\u093e \u092a\u0930 \u0935\u093e\u0930\u094d\u0924\u093e \u0924\u0947\u091c\u093c"},"content":{"rendered":"\n<p><strong>\u092a\u093e\u0920\u094d\u092f\u0915\u094d\u0930\u092e: \u091c\u0940\u090f\u0938-2\/\u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0938\u092e\u094d\u092c\u0928\u094d\u0927<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0938\u0928\u094d\u0926\u0930\u094d\u092d<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924 \u0914\u0930 \u0938\u094d\u092a\u0947\u0928 \u0928\u0947 \u092d\u093e\u0930\u0924 \u0915\u0940 <strong>\u090f\u0915\u0940\u0915\u0943\u0924 \u092d\u0941\u0917\u0924\u093e\u0928 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 (Unified Payments Interface\u2013UPI) \u0924\u0925\u093e \u0938\u094d\u092a\u0947\u0928 \u0915\u0947 \u092c\u093f\u091c\u093c\u0941\u092e (Bizum) \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u092e\u0902\u091a \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930\u0938\u0902\u091a\u093e\u0932\u0928\u0940\u092f\u0924\u093e<\/strong> (Interoperability) \u0938\u0915\u094d\u0937\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0935\u093e\u0930\u094d\u0924\u093e\u0913\u0902 \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0932\u093e\u0928\u0947 \u092a\u0930 \u0938\u0939\u092e\u0924\u093f \u0935\u094d\u092f\u0915\u094d\u0924 \u0915\u0940 \u0939\u0948<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0905\u0928\u094d\u092f \u092a\u094d\u0930\u092e\u0941\u0916 \u092c\u093f\u0902\u0926\u0941<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936 \u0930\u093e\u091c\u0928\u092f\u093f\u0915 \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u0915\u0947 70 \u0935\u0930\u094d\u0937 \u092a\u0942\u0930\u094d\u0923 \u0939\u094b\u0928\u0947 \u0915\u093e \u0938\u094d\u092e\u0930\u0923 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902 \u0924\u0925\u093e <strong>\u092d\u093e\u0930\u0924\u2013\u0938\u094d\u092a\u0947\u0928 \u0926\u094d\u0935\u0948\u0927 \u0935\u0930\u094d\u0937 : \u0938\u0902\u0938\u094d\u0915\u0943\u0924\u093f, \u092a\u0930\u094d\u092f\u091f\u0928 \u090f\u0935\u0902 \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e\u20132026 \u0915\u093e \u0909\u0924\u094d\u0938\u0935<\/strong> \u092e\u0928\u093e \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936\u094b\u0902 \u0928\u0947 \u0928\u093f\u0935\u0947\u0936 \u0938\u0941\u0935\u093f\u0927\u093e \u0915\u094b \u0938\u0941\u0926\u0943\u0922\u093c \u0915\u0930\u0928\u0947, \u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902 \u0915\u0940 \u0906\u0935\u093e\u091c\u093e\u0939\u0940 \u0915\u094b \u0938\u0941\u0917\u092e \u092c\u0928\u093e\u0928\u0947 \u0924\u0925\u093e <strong>\u0932\u0948\u091f\u093f\u0928 \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e<\/strong> \u0926\u0947\u0928\u0947 \u0915\u0947 \u0909\u092a\u093e\u092f\u094b\u0902 \u092a\u0930 \u092d\u0940 \u091a\u0930\u094d\u091a\u093e \u0915\u0940\u0964<\/li>\n\n\n\n<li>\u0926\u094b\u0928\u094b\u0902 \u092a\u0915\u094d\u0937\u094b\u0902 \u0928\u0947 <strong>\u0911\u091f\u094b\u092e\u094b\u092c\u093e\u0907\u0932, \u0914\u0937\u0927\u093f, \u0930\u0938\u093e\u092f\u0928, \u0935\u0938\u094d\u0924\u094d\u0930, \u0928\u0935\u0940\u0915\u0930\u0923\u0940\u092f \u090a\u0930\u094d\u091c\u093e, \u092a\u0930\u094d\u092f\u091f\u0928 \u0924\u0925\u093e \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e<\/strong> \u0915\u0947 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0938\u0939\u092f\u094b\u0917 \u0915\u0940 \u0935\u094d\u092f\u093e\u092a\u0915 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u0913\u0902 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0940\u0964<\/li>\n\n\n\n<li>\u0907\u0938\u0940 \u092f\u0942\u0930\u094b\u092a \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092d\u093e\u0930\u0924 \u0928\u0947 <strong>\u090f\u0938\u094d\u091f\u094b\u0928\u093f\u092f\u093e \u0915\u0947 \u0938\u093e\u0925 \u092d\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 (\u092b\u093f\u0928\u091f\u0947\u0915) \u0938\u0939\u092f\u094b\u0917 \u0924\u0925\u093e \u092f\u0942\u092a\u0940\u0906\u0908 \u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u090f\u0915\u0940\u0915\u0930\u0923<\/strong> \u092a\u0930 \u091a\u0930\u094d\u091a\u093e \u0915\u0940\u0964<\/li>\n\n\n\n<li>\u092f\u0942\u092a\u0940\u0906\u0908 \u092a\u0939\u0932\u0947 \u0939\u0940 <strong>\u092b\u094d\u0930\u093e\u0902\u0938, \u0938\u093f\u0902\u0917\u093e\u092a\u0941\u0930, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924, \u092e\u0949\u0930\u0940\u0936\u0938, \u0936\u094d\u0930\u0940\u0932\u0902\u0915\u093e, \u0928\u0947\u092a\u093e\u0932, \u092d\u0942\u091f\u093e\u0928 \u0924\u0925\u093e \u0915\u0924\u0930<\/strong> \u0938\u0939\u093f\u0924 \u0915\u0908 \u0926\u0947\u0936\u094b\u0902 \u092e\u0947\u0902 \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0938\u094d\u0924\u0930 \u092a\u0930 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0939\u094b \u091a\u0941\u0915\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u092d\u093e\u0930\u0924\u2013\u0938\u094d\u092a\u0947\u0928 \u0926\u094d\u0935\u093f\u092a\u0915\u094d\u0937\u0940\u092f \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u0915\u093e \u0905\u0935\u0932\u094b\u0915\u0928<\/h2>\n\n\n\n<p><strong>\u0930\u093e\u091c\u0928\u092f\u093f\u0915 \u0938\u0902\u092c\u0902\u0927<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924 \u0914\u0930 \u0938\u094d\u092a\u0947\u0928 \u0915\u0947 \u092c\u0940\u091a <strong>\u0935\u0930\u094d\u0937 1956 \u092e\u0947\u0902 \u0930\u093e\u091c\u0928\u092f\u093f\u0915 \u0938\u0902\u092c\u0902\u0927<\/strong> \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0939\u0941\u090f\u0964<\/li>\n\n\n\n<li>\u0924\u092c \u0938\u0947 \u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936\u094b\u0902 \u0928\u0947 \u0905\u092a\u0928\u0947 \u0930\u093e\u091c\u0928\u0940\u0924\u093f\u0915 \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u0915\u094b \u0938\u0941\u0926\u0943\u0922\u093c \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f <strong>\u0905\u0928\u0947\u0915 \u0909\u091a\u094d\u091a-\u0938\u094d\u0924\u0930\u0940\u092f \u092f\u093e\u0924\u094d\u0930\u093e\u090f\u0901 \u090f\u0935\u0902 \u0935\u093e\u0930\u094d\u0924\u093e\u090f\u0901<\/strong> \u0915\u0940 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0902\u092c\u0902\u0927<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u094d\u092a\u0947\u0928, \u092f\u0942\u0930\u094b\u092a \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u093e <strong>\u091b\u0920\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915 \u092d\u093e\u0917\u0940\u0926\u093e\u0930 \u0939\u0948\u0964 <\/strong>\u0935\u0930\u094d\u0937 2023 \u092e\u0947\u0902 \u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0926\u094d\u0935\u093f\u092a\u0915\u094d\u0937\u0940\u092f \u0935\u094d\u092f\u093e\u092a\u093e\u0930 9.9 \u0905\u0930\u092c \u0905\u092e\u0947\u0930\u093f\u0915\u0940 \u0921\u0949\u0932\u0930 \u0930\u0939\u093e\u0964<\/li>\n\n\n\n<li>\u0907\u0938\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u093e \u0928\u093f\u0930\u094d\u092f\u093e\u0924 7.17 \u0905\u0930\u092c \u0905\u092e\u0947\u0930\u093f\u0915\u0940 \u0921\u0949\u0932\u0930 \u0924\u0925\u093e \u0906\u092f\u093e\u0924 2.74 \u0905\u0930\u092c \u0905\u092e\u0947\u0930\u093f\u0915\u0940 \u0921\u0949\u0932\u0930 \u0930\u0939\u093e\u0964<\/li>\n\n\n\n<li><strong>\u092d\u093e\u0930\u0924\u2013\u0938\u094d\u092a\u0947\u0928 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0939\u092f\u094b\u0917 \u0906\u092f\u094b\u0917 (JCEC) \u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e 1972<\/strong> \u0915\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u090f\u0935\u0902 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0939\u092f\u094b\u0917 \u0938\u092e\u091d\u094c\u0924\u0947 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0915\u0940 \u0917\u0908 \u0925\u0940 \u0914\u0930 \u0905\u092c \u0924\u0915 \u0907\u0938\u0915\u0940<strong> 12 \u092c\u0948\u0920\u0915\u0947\u0902<\/strong> \u0906\u092f\u094b\u091c\u093f\u0924 \u0939\u094b \u091a\u0941\u0915\u0940 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0928\u093f\u0935\u0947\u0936: \u0926\u093f\u0938\u0902\u092c\u0930 2023 \u0924\u0915 3.94 \u0905\u0930\u092c \u0905\u092e\u0947\u0930\u093f\u0915\u0940 \u0921\u0949\u0932\u0930 \u0915\u0947 \u0938\u0902\u091a\u092f\u0940 \u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0935\u093f\u0926\u0947\u0936\u0940 \u0928\u093f\u0935\u0947\u0936 (FDI) \u0915\u0947 \u0938\u093e\u0925 \u0938\u094d\u092a\u0947\u0928 <strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 16\u0935\u093e\u0901 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0935\u093f\u0926\u0947\u0936\u0940 \u0928\u093f\u0935\u0947\u0936\u0915<\/strong> \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0930\u0915\u094d\u0937\u093e<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924 \u0915\u0947 \u0930\u0915\u094d\u0937\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0935\u093f\u0935\u093f\u0927\u0940\u0915\u0930\u0923 \u090f\u0935\u0902 \u0906\u0927\u0941\u0928\u093f\u0915\u0940\u0915\u0930\u0923 \u092e\u0947\u0902 \u0938\u094d\u092a\u0947\u0928 \u090f\u0915 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u093e\u0917\u0940\u0926\u093e\u0930 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0909\u092d\u0930\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u090f\u092f\u0930\u092c\u0938 \u0938\u094d\u092a\u0947\u0928 \u0938\u0947 <strong>56 C295 \u0935\u093f\u092e\u093e\u0928 \u0915\u0940 \u0916\u0930\u0940\u0926 \u0930\u0915\u094d\u0937\u093e \u0935\u093f\u092e\u093e\u0928\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 &#8216;\u092e\u0947\u0915 \u0907\u0928 \u0907\u0902\u0921\u093f\u092f\u093e&#8217; \u0915\u0940 \u092a\u0939\u0932\u0940 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e \u0915\u093e \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u0924\u094d\u0935<\/strong> \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u092a\u0930\u094d\u092f\u091f\u0928<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u092a\u0930\u094d\u092f\u091f\u0928 \u0932\u0917\u093e\u0924\u093e\u0930 \u092c\u0922\u093c \u0930\u0939\u093e \u0939\u0948\u0964 \u092a\u094d\u0930\u0924\u093f\u0935\u0930\u094d\u0937 \u0932\u0917\u092d\u0917 2.<strong>5 \u0932\u093e\u0916 \u092d\u093e\u0930\u0924\u0940\u092f \u092a\u0930\u094d\u092f\u091f\u0915 \u0938\u094d\u092a\u0947\u0928 \u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e<\/strong> \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u092c\u0915\u093f \u0932\u0917\u092d\u0917 <strong>40,000 \u0938\u094d\u092a\u0947\u0928\u0940 \u092a\u0930\u094d\u092f\u091f\u0915 \u092d\u093e\u0930\u0924<\/strong> \u0906\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0938\u094d\u092a\u0947\u0928\u2013\u092d\u093e\u0930\u0924 \u092a\u0930\u093f\u0937\u0926\u094d \u092b\u093e\u0909\u0902\u0921\u0947\u0936\u0928<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u094d\u092a\u0947\u0928\u2013\u092d\u093e\u0930\u0924 \u092a\u0930\u093f\u0937\u0926\u094d \u092b\u093e\u0909\u0902\u0921\u0947\u0936\u0928 \u090f\u0915 <strong>\u0928\u093f\u091c\u0940 \u0917\u0948\u0930-\u0932\u093e\u092d\u0915\u093e\u0930\u0940 \u0938\u0902\u0917\u0920\u0928<\/strong> \u0939\u0948, \u091c\u094b \u0938\u094d\u092a\u0947\u0928 \u0915\u0947 \u0935\u093f\u0926\u0947\u0936 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0915\u0947 \u0938\u092e\u0928\u094d\u0935\u092f \u092e\u0947\u0902 \u0924\u0925\u093e <strong>\u0911\u092c\u094d\u091c\u0930\u094d\u0935\u0930 \u0930\u093f\u0938\u0930\u094d\u091a \u092b\u093e\u0909\u0902\u0921\u0947\u0936\u0928 (ORF)<\/strong> \u0915\u0947 \u0938\u0939\u092f\u094b\u0917 \u0938\u0947 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u092f\u0939 \u092e\u0902\u091a \u092d\u093e\u0930\u0924 \u0914\u0930 \u0938\u094d\u092a\u0947\u0928 \u0915\u0947 \u092c\u0940\u091a \u0926\u094d\u0935\u093f\u092a\u0915\u094d\u0937\u0940\u092f \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0915\u093e \u090f\u0915 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092e\u093e\u0927\u094d\u092f\u092e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u092c\u0939\u0941\u092a\u0915\u094d\u0937\u0940\u092f \u0938\u0939\u092f\u094b\u0917<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936 <strong>\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930, G20 \u0924\u0925\u093e \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0938\u094c\u0930 \u0917\u0920\u092c\u0902\u0927\u0928 (ISA)<\/strong> \u091c\u0948\u0938\u0947 \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092e\u0902\u091a\u094b\u0902 \u092a\u0930 \u0938\u0939\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0924\u0925\u093e <strong>\u091c\u0932\u0935\u093e\u092f\u0941 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928, \u0906\u0924\u0902\u0915\u0935\u093e\u0926 \u0914\u0930 \u0938\u0924\u0924 \u0935\u093f\u0915\u093e\u0938<\/strong> \u091c\u0948\u0938\u0940 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u0938\u0947 \u092e\u093f\u0932\u0915\u0930 \u0928\u093f\u092a\u091f\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u092d\u093e\u0930\u0924\u0940\u092f \u092a\u094d\u0930\u0935\u093e\u0938\u0940 \u0938\u092e\u0941\u0926\u093e\u092f<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u094d\u092a\u0947\u0928 \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 <strong>75,000 \u092d\u093e\u0930\u0924\u0940\u092f \u092e\u0942\u0932 \u0915\u0947 \u0932\u094b\u0917 \u0928\u093f\u0935\u093e\u0938<\/strong> \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0928\u0915\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u0909\u092a\u0938\u094d\u0925\u093f\u0924\u093f <strong>\u0915\u0948\u091f\u093e\u0932\u094b\u0928\u093f\u092f\u093e, \u0935\u0947\u0932\u0947\u0902\u0938\u093f\u092f\u093e, \u092e\u0948\u0921\u094d\u0930\u093f\u0921 \u0924\u0925\u093e \u0915\u0948\u0928\u0930\u0940<\/strong> \u0926\u094d\u0935\u0940\u092a\u0938\u092e\u0942\u0939 \u092e\u0947\u0902 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#fff2cc\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">\u0938\u094d\u092a\u0947\u0928<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u094d\u092a\u0947\u0928 <strong>\u0906\u0907\u092c\u0947\u0930\u093f\u092f\u0928 \u092a\u094d\u0930\u093e\u092f\u0926\u094d\u0935\u0940\u092a \u0915\u0947 \u091c\u093c\u094d\u092f\u093e\u0926\u093e\u0924\u0930 \u092d\u093e\u0917 <\/strong>\u092e\u0947\u0902 \u092b\u0948\u0932\u093e \u0939\u0941\u0906 \u0939\u0948\u0964 \u092f\u0939 <strong>\u0909\u0924\u094d\u0924\u0930 \u092e\u0947\u0902 \u092a\u093e\u0907\u0930\u0947\u0928\u0940\u091c\u093c \u092a\u0939\u093e\u0921\u093c\u094b\u0902<\/strong> \u0938\u0947 \u0932\u0947\u0915\u0930 <strong>\u0926\u0915\u094d\u0937\u093f\u0923 \u092e\u0947\u0902 \u091c\u093f\u092c\u094d\u0930\u093e\u0932\u094d\u091f\u0930 \u091c\u0932\u0921\u092e\u0930\u0942\u092e\u0927\u094d\u092f<\/strong> \u0924\u0915 \u092b\u0948\u0932\u093e \u0939\u0948, \u091c\u094b <strong>\u0938\u094d\u092a\u0947\u0928 \u0915\u094b \u0905\u092b\u093c\u094d\u0930\u0940\u0915\u093e \u0938\u0947 \u0905\u0932\u0917<\/strong> \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0938\u094d\u092a\u0947\u0928 \u0915\u0940 \u0938\u0940\u092e\u093e <strong>\u092a\u0936\u094d\u091a\u093f\u092e \u092e\u0947\u0902 \u092a\u0941\u0930\u094d\u0924\u0917\u093e\u0932 \u0938\u0947<\/strong> \u0914\u0930 <strong>\u0909\u0924\u094d\u0924\u0930-\u092a\u0942\u0930\u094d\u0935 \u092e\u0947\u0902 \u092b\u093c\u094d\u0930\u093e\u0902\u0938<\/strong> \u0938\u0947 \u0932\u0917\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0907\u0938\u0915\u0947 <strong>\u092a\u0942\u0930\u094d\u0935 \u092e\u0947\u0902 \u092d\u0942\u092e\u0927\u094d\u092f \u0938\u093e\u0917\u0930<\/strong> \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 <strong>\u0938\u094d\u092a\u0947\u0928 \u0915\u0947 \u092c\u0948\u0932\u0947\u0930\u093f\u0915 \u0926\u094d\u0935\u0940\u092a<\/strong> \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0938\u094d\u092a\u0947\u0928 \u0915\u0947 <strong>\u0926\u0915\u094d\u0937\u093f\u0923\u0940 \u0914\u0930 \u092a\u0942\u0930\u094d\u0935\u0940 \u0924\u091f\u094b\u0902 \u092a\u0930 &#8211; \u0909\u092a\u091c\u093e\u090a \u0905\u0902\u0921\u093e\u0932\u0942\u0938\u0940<\/strong> <strong>\u092e\u0948\u0926\u093e\u0928<\/strong> \u0938\u0947 \u0932\u0947\u0915\u0930 <strong>\u092a\u093e\u0907\u0930\u0947\u0928\u0940\u091c\u093c \u0924\u0915<\/strong> &#8211; \u0905\u0915\u094d\u0938\u0930 <strong>&#8216;\u0938\u093f\u0930\u094b\u0915\u094b&#8217; \u0928\u093e\u092e \u0915\u0940 \u0917\u0930\u094d\u092e \u0939\u0935\u093e\u090f\u0901<\/strong> \u091a\u0932\u0924\u0940 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-dominant-color=\"ddebf0\" data-has-transparency=\"false\" style=\"--dominant-color: #ddebf0;\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"980\" src=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/07\/image-204-1024x980.png\" alt=\"\" class=\"not-transparent wp-image-79820\" srcset=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/07\/image-204-1024x980.png 1024w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/07\/image-204-300x287.png 300w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/07\/image-204-768x735.png 768w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/07\/image-204-1536x1471.png 1536w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/07\/image-204.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u0906\u0917\u0947 \u0915\u0940 \u0930\u093e\u0939<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924 \u0914\u0930 \u0938\u094d\u092a\u0947\u0928 \u0915\u0947 \u092c\u0940\u091a \u0935\u093f\u0915\u0938\u093f\u0924 \u0939\u094b\u0924\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u090f\u0935\u0902 \u0930\u093e\u091c\u0928\u092f\u093f\u0915 \u0938\u0902\u092c\u0902\u0927 \u0905\u0924\u094d\u092f\u0902\u0924 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u0936\u0940\u0932 \u0939\u0948\u0902\u0964 \u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u0938\u0939\u092f\u094b\u0917 \u0915\u0947 <strong>\u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0935\u094d\u092f\u093e\u092a\u093e\u0930, \u0928\u093f\u0935\u0947\u0936, \u0928\u0935\u0940\u0915\u0930\u0923\u0940\u092f \u090a\u0930\u094d\u091c\u093e, \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u0924\u0925\u093e \u0930\u0915\u094d\u0937\u093e<\/strong> \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0928\u0935\u0940\u0915\u0930\u0923\u0940\u092f \u090a\u0930\u094d\u091c\u093e, \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u0924\u0925\u093e \u092a\u0930\u094d\u092f\u093e\u0935\u0930\u0923\u0940\u092f \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940<\/strong> \u0915\u0947 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0938\u094d\u092a\u0947\u0928 \u0915\u0940 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u0924\u093e, \u092d\u093e\u0930\u0924 \u0915\u0947 \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0939\u094b\u0924\u0947 \u092c\u093e\u091c\u093c\u093e\u0930 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u0947 \u0938\u093e\u0925 \u092a\u0930\u0938\u094d\u092a\u0930 \u092a\u0942\u0930\u0915 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>&#8220;\u092e\u0947\u0915 \u0907\u0928 \u0907\u0902\u0921\u093f\u092f\u093e&#8221; \u0924\u0925\u093e &#8220;\u0921\u093f\u091c\u093f\u091f\u0932 \u0907\u0902\u0921\u093f\u092f\u093e<\/strong>&#8221; \u091c\u0948\u0938\u0940 \u092a\u0939\u0932\u0947\u0902 \u0906\u0917\u0947 \u0915\u0947 \u0938\u0939\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u0941\u0915\u0942\u0932 \u0935\u093e\u0924\u093e\u0935\u0930\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902 \u0924\u0925\u093e <strong>\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0935\u093f\u0926\u0947\u0936\u0940 \u0928\u093f\u0935\u0947\u0936 (FDI<\/strong>) \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936 \u0905\u092a\u0928\u0940-\u0905\u092a\u0928\u0940 \u092a\u0930\u0938\u094d\u092a\u0930 \u0936\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0938\u0939\u092f\u094b\u0917 \u0915\u094b \u0928\u093f\u0930\u0902\u0924\u0930 \u0938\u0941\u0926\u0943\u0922\u093c \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u2013\u0938\u094d\u092a\u0947\u0928 \u0926\u094d\u0935\u093f\u092a\u0915\u094d\u0937\u0940\u092f \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u0915\u093e \u092d\u0935\u093f\u0937\u094d\u092f \u0905\u0924\u094d\u092f\u0902\u0924 \u0909\u091c\u094d\u091c\u094d\u0935\u0932 \u0926\u093f\u0916\u093e\u0908 \u0926\u0947\u0924\u093e \u0939\u0948 \u0924\u0925\u093e \u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0938\u0939\u092f\u094b\u0917 \u0914\u0930 \u0905\u0927\u093f\u0915 \u0917\u0939\u0930\u093e \u0939\u094b\u0928\u0947 \u0915\u0940 \u0935\u094d\u092f\u093e\u092a\u0915 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u090f\u0901 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0938\u094d\u0930\u094b\u0924: <\/strong><a href=\"https:\/\/www.pib.gov.in\/PressReleasePage.aspx?PRID=2284360&amp;reg=48&amp;lang=1\" rel=\"nofollow noopener\" target=\"_blank\"><strong>PIB<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p><strong><br \/>\n\u0938\u0902\u0926\u0930\u094d\u092d<br \/>\n<\/strong><\/p>\n<li class=\"ms-5\">\n\u092d\u093e\u0930\u0924 \u0914\u0930 \u0938\u094d\u092a\u0947\u0928 \u0928\u0947 \u092d\u093e\u0930\u0924 \u0915\u0940 \u090f\u0915\u0940\u0915\u0943\u0924 \u092d\u0941\u0917\u0924\u093e\u0928 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 (Unified Payments Interface\u2013UPI) \u0924\u0925\u093e \u0938\u094d\u092a\u0947\u0928 \u0915\u0947 \u092c\u093f\u091c\u093c\u0941\u092e (Bizum) \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u092e\u0902\u091a \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930\u0938\u0902\u091a\u093e\u0932\u0928\u0940\u092f\u0924\u093e (Interoperability) \u0938\u0915\u094d\u0937\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0935\u093e\u0930\u094d\u0924\u093e\u0913\u0902 \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0932\u093e\u0928\u0947 \u092a\u0930 \u0938\u0939\u092e\u0924\u093f \u0935\u094d\u092f\u0915\u094d\u0924 \u0915\u0940 \u0939\u0948<\/p>\n<\/li>\n<p><\/p>\n<p><strong><\/p>\n<p>\u0905\u0928\u094d\u092f \u092a\u094d\u0930\u092e\u0941\u0916 \u092c\u093f\u0902\u0926\u0941<\/p>\n<p><\/strong><\/p>\n<li class=\"ms-5\"\t>\n\u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936 \u0930\u093e\u091c\u0928\u092f\u093f\u0915 \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u0915\u0947 70 \u0935\u0930\u094d\u0937 \u092a\u0942\u0930\u094d\u0923 \u0939\u094b\u0928\u0947 \u0915\u093e \u0938\u094d\u092e\u0930\u0923 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902 \u0924\u0925\u093e \u092d\u093e\u0930\u0924\u2013\u0938\u094d\u092a\u0947\u0928 \u0926\u094d\u0935\u0948\u0927 \u0935\u0930\u094d\u0937 : \u0938\u0902\u0938\u094d\u0915\u0943\u0924\u093f, \u092a\u0930\u094d\u092f\u091f\u0928 \u090f\u0935\u0902 \u0915\u0943\u0924\u094d\u0930\u093f\u092e 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\u0915\u0940\u0964<\/p>\n<\/li>\n<p><a href=\" https:\/\/www.nextias.com\/ca\/current-affairs-hindi\/21-07-2026\/india-spain-upi-bizum-hindi \" class=\"btn btn-primary btn-sm float-end\">Read More<\/a><\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1861],"tags":[],"class_list":["post-79819","post","type-post","status-publish","format-standard","hentry","category-current-affairs-hindi"],"acf":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/79819","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/comments?post=79819"}],"version-history":[{"count":2,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/79819\/revisions"}],"predecessor-version":[{"id":79822,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/79819\/revisions\/79822"}],"wp:attachment":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/media?parent=79819"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/categories?post=79819"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/tags?post=79819"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}