{"id":73703,"date":"2026-05-14T11:55:05","date_gmt":"2026-05-14T06:25:05","guid":{"rendered":"https:\/\/www.nextias.com\/ca\/?p=73703"},"modified":"2026-05-15T11:57:28","modified_gmt":"2026-05-15T06:27:28","slug":"ai-fintech-india-hindi","status":"publish","type":"post","link":"https:\/\/www.nextias.com\/ca\/current-affairs-hindi\/14-05-2026\/ai-fintech-india-hindi","title":{"rendered":"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e-\u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928\u00a0"},"content":{"rendered":"\n<p><strong>\u092a\u093e\u0920\u094d\u092f\u0915\u094d\u0930\u092e: GS3\/ \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0938\u0902\u0926\u0930\u094d\u092d<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924 \u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u092f\u093e\u0924\u094d\u0930\u093e \u090f\u0915 \u092e\u094c\u0932\u093f\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0938\u0947 \u0917\u0941\u091c\u0930 \u0930\u0939\u0940 \u0939\u0948, \u091c\u093f\u0938\u0947 \u0938\u0936\u0915\u094d\u0924 \u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e (DPI) \u0914\u0930 \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e (AI) \u0915\u0947 \u0938\u0902\u0917\u092e \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u094d\u092f\u093e \u0939\u0948?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0935\u093f\u0936\u094d\u0935 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u093e \u0905\u0930\u094d\u0925 \u0939\u0948 \u0915\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0914\u0930 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u094b \u0909\u092a\u092f\u094b\u0917\u0940 \u090f\u0935\u0902 \u0915\u093f\u092b\u093e\u092f\u0924\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u090f\u0935\u0902 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b \u2014 \u091c\u0948\u0938\u0947 \u0932\u0947\u0928-\u0926\u0947\u0928, \u092d\u0941\u0917\u0924\u093e\u0928, \u092c\u091a\u0924, \u090b\u0923 \u0914\u0930 \u092c\u0940\u092e\u093e \u2014 \u091c\u094b \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u090f\u0935\u0902 \u0938\u0924\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u090f \u091c\u093e\u090f\u0901\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u092d\u093e\u0930\u0924 \u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0939\u0947\u0924\u0941 \u0921\u093f\u091c\u093f\u091f\u0932 \u0928\u0940\u0902\u0935<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0938\u0942\u091a\u0915\u093e\u0902\u0915 (FI-Index):<\/strong> \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 2021 \u092e\u0947\u0902 FI-Index \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e \u0924\u093e\u0915\u093f \u0915\u092e\u091c\u094b\u0930 \u0935\u0930\u094d\u0917\u094b\u0902 \u0914\u0930 \u0928\u093f\u092e\u094d\u0928-\u0906\u092f \u0938\u092e\u0942\u0939\u094b\u0902 \u0915\u094b \u0938\u0938\u094d\u0924\u0940 \u0932\u093e\u0917\u0924 \u092a\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0914\u0930 \u0938\u092e\u092f \u092a\u0930 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u090b\u0923 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u091f\u094d\u0930\u0948\u0915 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0947\u0964<\/li>\n\n\n\n<li><strong>\u091c\u0948\u092e \u091f\u094d\u0930\u093f\u0928\u093f\u091f\u0940 (\u091c\u0928 \u0927\u0928-\u0906\u0927\u093e\u0930-\u092e\u094b\u092c\u093e\u0907\u0932):<\/strong> \u0938\u093e\u0930\u094d\u0935\u092d\u094c\u092e\u093f\u0915 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947, \u092c\u093e\u092f\u094b\u092e\u0947\u091f\u094d\u0930\u093f\u0915 \u092a\u0939\u091a\u093e\u0928 \u0914\u0930 \u092e\u094b\u092c\u093e\u0907\u0932 \u0915\u0928\u0947\u0915\u094d\u091f\u093f\u0935\u093f\u091f\u0940 \u0915\u093e \u092e\u0942\u0932\u092d\u0942\u0924 \u0938\u0902\u0917\u092e\u0964<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img data-dominant-color=\"c6dde8\" data-has-transparency=\"false\" loading=\"lazy\" decoding=\"async\" width=\"690\" height=\"485\" src=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/05\/image-110.png\" alt=\"\" class=\"not-transparent wp-image-73704\" style=\"--dominant-color: #c6dde8; width:488px;height:auto\" srcset=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/05\/image-110.png 690w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2026\/05\/image-110-300x211.png 300w\" sizes=\"auto, (max-width: 690px) 100vw, 690px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0932\u093e\u092d \u0905\u0902\u0924\u0930\u0923 (DBT):<\/strong> DBT \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u092c\u094d\u0938\u093f\u0921\u0940 \u0914\u0930 \u0915\u0932\u094d\u092f\u093e\u0923\u0915\u093e\u0930\u0940 \u0932\u093e\u092d \u0938\u0940\u0927\u0947 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u093f\u092f\u094b\u0902 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u093f\u0924\u093e \u092c\u0922\u093c\u0924\u0940 \u0939\u0948 \u0914\u0930 \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u094b\u0902 \u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u093c\u0947\u0938 (UPI):<\/strong> \u090f\u0915 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0938\u092e\u092f \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u091c\u094b \u092e\u094b\u092c\u093e\u0907\u0932 \u092a\u094d\u0932\u0947\u091f\u092b\u093c\u0949\u0930\u094d\u092e \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0926\u094b \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0924\u094d\u0935\u0930\u093f\u0924 \u0927\u0928 \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0905\u091f\u0932 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e (APY):<\/strong> 2015 \u092e\u0947\u0902 \u0936\u0941\u0930\u0942 \u0915\u0940 \u0917\u0908, \u092f\u0939 \u0905\u0938\u0902\u0917\u0920\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0936\u094d\u0930\u092e\u093f\u0915\u094b\u0902 \u0915\u094b \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964\n<ul class=\"wp-block-list\">\n<li>APY \u0915\u093e \u0928\u093f\u092f\u092e\u0928 \u092a\u0947\u0902\u0936\u0928 \u092b\u0902\u0921 \u0928\u093f\u092f\u093e\u092e\u0915 \u090f\u0935\u0902 \u0935\u093f\u0915\u093e\u0938 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 (PFRDA) \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u092f\u0939 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092a\u0947\u0902\u0936\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 (NPS) \u0922\u093e\u0901\u091a\u0947 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 AI \u0915\u093e \u090f\u0915\u0940\u0915\u0930\u0923<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>MuleHunter.AI:<\/strong> 2024 \u092e\u0947\u0902 RBI \u0907\u0928\u094b\u0935\u0947\u0936\u0928 \u0939\u092c (RBIH) \u0926\u094d\u0935\u093e\u0930\u093e \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e \u0917\u092f\u093e, \u092f\u0939 \u090f\u0915 \u0909\u0928\u094d\u0928\u0924 AI-\u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0909\u092a\u0915\u0930\u0923 \u0939\u0948 \u091c\u094b \u0938\u093e\u0907\u092c\u0930 \u0905\u092a\u0930\u093e\u0927\u094b\u0902 \u092e\u0947\u0902 \u092a\u094d\u0930\u092f\u0941\u0915\u094d\u0924 &#8220;\u092e\u094d\u092f\u0942\u0932&#8221; \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u094b\u0902 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0914\u0930 \u0930\u094b\u0915\u0925\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092d\u093e\u0937\u093f\u0923\u0940 \u090f\u0935\u0902 RBI \u0938\u092e\u091d\u094c\u0924\u093e:<\/strong> 2026 \u092e\u0947\u0902 \u0921\u093f\u091c\u093f\u091f\u0932 \u0907\u0902\u0921\u093f\u092f\u093e \u092d\u093e\u0937\u093f\u0923\u0940 \u092a\u094d\u0930\u092d\u093e\u0917 \u0914\u0930 RBI \u0928\u0947 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u090f\u0935\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 AI-\u0906\u0927\u093e\u0930\u093f\u0924 \u092d\u093e\u0937\u093e \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u093f\u092f\u094b\u0902 \u0915\u094b \u090f\u0915\u0940\u0915\u0943\u0924 \u0915\u0930\u0928\u0947 \u0939\u0947\u0924\u0941 \u0938\u092e\u091d\u094c\u0924\u093e \u091c\u094d\u091e\u093e\u092a\u0928 \u092a\u0930 \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930 \u0915\u093f\u090f\u0964<\/li>\n\n\n\n<li><strong>\u0921\u093f\u091c\u093f\u091f\u0932 \u0936\u094d\u0930\u092e\u0938\u0947\u0924\u0941:<\/strong> \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 \u092a\u0939\u0932, \u091c\u093f\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u092d\u093e\u0930\u0924 \u0915\u0947 490 \u092e\u093f\u0932\u093f\u092f\u0928 \u0905\u0938\u0902\u0917\u0920\u093f\u0924 \u0936\u094d\u0930\u092e\u093f\u0915\u094b\u0902 \u0915\u094b AI, \u092c\u094d\u0932\u0949\u0915\u091a\u0947\u0928 \u0914\u0930 \u0907\u092e\u0930\u094d\u0938\u093f\u0935 \u0932\u0930\u094d\u0928\u093f\u0902\u0917 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u0936\u0915\u094d\u0924 \u092c\u0928\u093e\u0928\u093e \u0939\u0948\u0964\n<ul class=\"wp-block-list\">\n<li>\u0907\u0938\u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u093f\u092d\u093e\u091c\u0928 \u0938\u092e\u093e\u092a\u0928, \u0909\u0924\u094d\u092a\u093e\u0926\u0915\u0924\u093e \u092c\u0922\u093c\u093e\u0928\u093e \u0914\u0930 \u0936\u094d\u0930\u092e\u093f\u0915\u094b\u0902 \u0915\u094b \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>AI-\u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930\u093f\u0902\u0917:<\/strong> \u091c\u093f\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u092a\u093e\u0938 CIBIL \u0938\u094d\u0915\u094b\u0930 \u0928\u0939\u0940\u0902 \u0939\u0948, \u0909\u0928\u0915\u0947 \u0932\u093f\u090f AI-\u0906\u0927\u093e\u0930\u093f\u0924 \u090b\u0923 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u0947\u0928-\u0926\u0947\u0928 \u092a\u0948\u091f\u0930\u094d\u0928 \u0914\u0930 \u0935\u094d\u092f\u0935\u0939\u093e\u0930\u093f\u0915 \u0921\u0947\u091f\u093e \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f\u0924\u093e \u0915\u093e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0907\u0902\u091f\u0930\u092b\u093c\u0947\u0938 (ULI):<\/strong> RBI \u0926\u094d\u0935\u093e\u0930\u093e \u0935\u093f\u0915\u0938\u093f\u0924, \u092f\u0939 \u090f\u0915 DPI \u0939\u0948 \u091c\u094b \u0938\u0941\u0917\u092e \u0914\u0930 \u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u090b\u0923 \u0935\u093f\u0924\u0930\u0923 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#fff2cc\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\"><strong>\u092a\u094d\u0930\u092e\u0941\u0916 \u0936\u092c\u094d\u0926\u093e\u0935\u0932\u0940<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e (DPI):<\/strong> \u0905\u0902\u0924\u0903\u0915\u094d\u0930\u093f\u092f\u093e\u0936\u0940\u0932 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u094d\u0930\u0923\u093e\u0932\u093f\u092f\u093e\u0901 \u2014 \u091c\u0948\u0938\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0939\u091a\u093e\u0928, \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0932\u0947\u091f\u092b\u093c\u0949\u0930\u094d\u092e \u0914\u0930 \u0921\u0947\u091f\u093e \u0935\u093f\u0928\u093f\u092e\u092f \u0922\u093e\u0901\u091a\u0947 \u2014 \u091c\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0915\u0941\u0936\u0932 \u0938\u0947\u0935\u093e \u0935\u093f\u0924\u0930\u0923 \u0938\u0915\u094d\u0937\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u092a\u094d\u0930\u094b\u0917\u094d\u0930\u093e\u092e\u093f\u0902\u0917 \u0907\u0902\u091f\u0930\u092b\u093c\u0947\u0938 (API):<\/strong> \u0928\u093f\u092f\u092e\u094b\u0902 \u0914\u0930 \u092a\u094d\u0930\u094b\u091f\u094b\u0915\u0949\u0932 \u0915\u093e \u090f\u0915 \u0938\u0947\u091f \u091c\u094b \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0938\u0949\u092b\u093c\u094d\u091f\u0935\u0947\u092f\u0930 \u0905\u0928\u0941\u092a\u094d\u0930\u092f\u094b\u0917\u094b\u0902 \u0915\u094b \u090f\u0915-\u0926\u0942\u0938\u0930\u0947 \u0938\u0947 \u0938\u0902\u0935\u093e\u0926 \u090f\u0935\u0902 \u0921\u0947\u091f\u093e \u0935\u093f\u0928\u093f\u092e\u092f \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>CIBIL \u0938\u094d\u0915\u094b\u0930:<\/strong> \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0907\u0928\u094d\u092b\u093c\u0949\u0930\u094d\u092e\u0947\u0936\u0928 \u092c\u094d\u092f\u0942\u0930\u094b (\u0907\u0902\u0921\u093f\u092f\u093e) \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (CIBIL) \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940 \u0924\u0940\u0928 \u0905\u0902\u0915\u094b\u0902 \u0915\u093e \u0938\u0902\u0916\u094d\u092f\u093e\u0924\u094d\u092e\u0915 \u0938\u093e\u0930\u093e\u0902\u0936, \u091c\u094b \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0915\u0940 \u090b\u0923-\u092f\u094b\u0917\u094d\u092f\u0924\u093e \u0914\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092a\u094d\u0930\u094b\u092b\u093c\u093e\u0907\u0932 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u0940 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u093f\u092d\u093e\u091c\u0928:<\/strong> \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u091c\u0928\u0938\u0902\u0916\u094d\u092f\u093e \u0915\u0947 \u092a\u093e\u0938 \u0938\u094d\u092e\u093e\u0930\u094d\u091f\u092b\u094b\u0928 \u092f\u093e \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u0915\u0940 \u0915\u092e\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u0938\u0940\u092e\u093f\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0915\u092e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e:<\/strong> \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0914\u0930 \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u0947 \u092a\u094d\u0930\u0924\u093f \u091c\u093e\u0917\u0930\u0942\u0915\u0924\u093e \u0915\u0940 \u0915\u092e\u0940 \u0909\u0928\u0915\u0947 \u0905\u092a\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u092c\u093e\u0927\u093e \u0921\u093e\u0932\u0924\u0940 \u0939\u0948\u0964 (2023 \u0915\u0947 \u0906\u0901\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u0915\u0947\u0935\u0932 62.6% \u0939\u0948\u0964)<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u0915\u0940 \u0915\u092e\u0940:<\/strong> \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u093e \u092d\u092f, \u091c\u091f\u093f\u0932 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u090f\u0901 \u0914\u0930 \u092a\u0942\u0930\u094d\u0935 \u0916\u0930\u093e\u092c \u0905\u0928\u0941\u092d\u0935 \u0928\u090f \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u092d\u093e\u0917 \u0932\u0947\u0928\u0947 \u0938\u0947 \u0939\u0924\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0938\u093e\u0907\u092c\u0930 \u0905\u092a\u0930\u093e\u0927:<\/strong> 2021\u201322 \u0915\u0947 \u092c\u0940\u091a \u0938\u093e\u0907\u092c\u0930 \u0905\u092a\u0930\u093e\u0927 \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u094b\u0902 \u092e\u0947\u0902 24.4% \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0941\u0908 (NCRB \u0906\u0901\u0915\u0921\u093c\u0947), \u091c\u094b \u092c\u0922\u093c\u0924\u0940 \u0921\u093f\u091c\u093f\u091f\u0932 \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u0915\u0940 \u0915\u092e\u0940:<\/strong> \u0926\u0942\u0930\u0926\u0930\u093e\u091c\u093c \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0905\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e (ATM, \u0936\u093e\u0916\u093e\u090f\u0901) \u092a\u0939\u0941\u0901\u091a \u0915\u094b \u0915\u092e \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0932\u0948\u0902\u0917\u093f\u0915 \u0905\u0938\u092e\u093e\u0928\u0924\u093e:<\/strong> \u092f\u0926\u094d\u092f\u092a\u093f \u092e\u0939\u093f\u0932\u093e\u0913\u0902 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u092c\u0922\u093c\u093e \u0939\u0948, \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0909\u092a\u092f\u094b\u0917 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0914\u0930 \u0938\u093e\u0902\u0938\u094d\u0915\u0943\u0924\u093f\u0915 \u092c\u093e\u0927\u093e\u0913\u0902 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0915\u092e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0906\u0917\u0947 \u0915\u0940 \u0930\u093e\u0939<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u0915\u094b \u0938\u0941\u0926\u0943\u0922\u093c \u0915\u0930\u0928\u093e:<\/strong> \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0914\u0930 \u0915\u092e\u091c\u094b\u0930 \u091c\u0928\u0938\u0902\u0916\u094d\u092f\u093e \u0915\u0947 \u0932\u093f\u090f \u091c\u093e\u0917\u0930\u0942\u0915\u0924\u093e \u0914\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e\u094b\u0902 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930\u0964<\/li>\n\n\n\n<li><strong>\u0921\u0947\u091f\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u0923 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e:<\/strong> \u0938\u0939\u092e\u0924\u093f-\u0906\u0927\u093e\u0930\u093f\u0924 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0921\u0947\u091f\u093e \u0938\u093e\u091d\u093e\u0915\u0930\u0923 \u0939\u0947\u0924\u0941 \u0938\u0941\u0926\u0943\u0922\u093c \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f \u0932\u093e\u0917\u0942 \u0915\u0930\u0928\u093e\u0964<\/li>\n\n\n\n<li><strong>\u0938\u092e\u093e\u0935\u0947\u0936\u0940 AI \u092e\u0949\u0921\u0932:<\/strong> \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u0914\u0930 \u0928\u093f\u0937\u094d\u092a\u0915\u094d\u0937 AI \u090f\u0932\u094d\u0917\u094b\u0930\u093f\u0926\u094d\u092e \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u0930\u0928\u093e \u0924\u093e\u0915\u093f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0939\u0941\u0901\u091a \u0938\u092e\u093e\u0928 \u0930\u0942\u092a \u0938\u0947 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b\u0964<\/li>\n\n\n\n<li><strong>DPI \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930:<\/strong> \u0921\u093f\u091c\u093f\u091f\u0932 \u0915\u0928\u0947\u0915\u094d\u091f\u093f\u0935\u093f\u091f\u0940 \u0914\u0930 \u0905\u0902\u0924\u093f\u092e \u091b\u094b\u0930 \u0924\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930\u0964<\/li>\n\n\n\n<li><strong>\u0928\u093f\u092f\u093e\u092e\u0915 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0915\u094b \u0938\u0941\u0926\u0943\u0922\u093c \u0915\u0930\u0928\u093e:<\/strong> \u0938\u093e\u0907\u092c\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0922\u093e\u0901\u091a\u0947 \u0914\u0930 AI \u0936\u093e\u0938\u0928 \u092e\u093e\u0928\u0915\u094b\u0902 \u0915\u094b \u0938\u0941\u0926\u0943\u0922\u093c \u0915\u0930\u0928\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0938\u094d\u0930\u094b\u0924: <\/strong><a href=\"https:\/\/www.pib.gov.in\/PressReleasePage.aspx?PRID=2260497&amp;reg=3&amp;lang=1\" rel=\"nofollow noopener\" target=\"_blank\"><strong>PIB<\/strong><\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p><strong><br \/>\n\u0938\u0902\u0926\u0930\u094d\u092d<\/p>\n<p><\/strong><\/p>\n<li class=\"ms-5\">\n<p>\u092d\u093e\u0930\u0924 \u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u092f\u093e\u0924\u094d\u0930\u093e \u090f\u0915 \u092e\u094c\u0932\u093f\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0938\u0947 \u0917\u0941\u091c\u0930 \u0930\u0939\u0940 \u0939\u0948, \u091c\u093f\u0938\u0947 \u0938\u0936\u0915\u094d\u0924 \u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e (DPI) \u0914\u0930 \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e (AI) \u0915\u0947 \u0938\u0902\u0917\u092e \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<p><\/p>\n<p><strong><br \/>\n\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u094d\u092f\u093e \u0939\u0948?<br \/>\n<\/strong><\/p>\n<li class=\"ms-5\"\t>\n<p>\u0935\u093f\u0936\u094d\u0935 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u093e \u0905\u0930\u094d\u0925 \u0939\u0948 \u0915\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0914\u0930 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u094b \u0909\u092a\u092f\u094b\u0917\u0940 \u090f\u0935\u0902 \u0915\u093f\u092b\u093e\u092f\u0924\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u090f\u0935\u0902 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b \u2014 \u091c\u0948\u0938\u0947 \u0932\u0947\u0928-\u0926\u0947\u0928, \u092d\u0941\u0917\u0924\u093e\u0928, \u092c\u091a\u0924, \u090b\u0923 \u0914\u0930 \u092c\u0940\u092e\u093e \u2014 \u091c\u094b \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u090f\u0935\u0902 \u0938\u0924\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u090f \u091c\u093e\u090f\u0901\u0964<\/p>\n<\/li>\n<li class=\"ms-5\">\n<p>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0938\u0942\u091a\u0915\u093e\u0902\u0915 (FI-Index): \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 2021 \u092e\u0947\u0902 FI-Index \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e \u0924\u093e\u0915\u093f \u0915\u092e\u091c\u094b\u0930 \u0935\u0930\u094d\u0917\u094b\u0902 \u0914\u0930 \u0928\u093f\u092e\u094d\u0928-\u0906\u092f \u0938\u092e\u0942\u0939\u094b\u0902 \u0915\u094b \u0938\u0938\u094d\u0924\u0940 \u0932\u093e\u0917\u0924 \u092a\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0914\u0930 \u0938\u092e\u092f \u092a\u0930 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u090b\u0923 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u091f\u094d\u0930\u0948\u0915 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0947\u0964<\/p>\n<\/li>\n<p><a href=\" https:\/\/www.nextias.com\/ca\/current-affairs-hindi\/14-05-2026\/ai-fintech-india-hindi \" class=\"btn btn-primary btn-sm float-end\">Read More<\/a><\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1861],"tags":[],"class_list":["post-73703","post","type-post","status-publish","format-standard","hentry","category-current-affairs-hindi"],"acf":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/73703","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/comments?post=73703"}],"version-history":[{"count":2,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/73703\/revisions"}],"predecessor-version":[{"id":73706,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/73703\/revisions\/73706"}],"wp:attachment":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/media?parent=73703"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/categories?post=73703"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/tags?post=73703"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}