{"id":53106,"date":"2025-09-04T21:26:20","date_gmt":"2025-09-04T15:56:20","guid":{"rendered":"https:\/\/www.nextias.com\/ca\/?p=53106"},"modified":"2025-09-10T18:30:10","modified_gmt":"2025-09-10T13:00:10","slug":"empowered-women-foundation-of-viksit-bharat","status":"publish","type":"post","link":"https:\/\/www.nextias.com\/ca\/current-affairs\/04-09-2025\/empowered-women-foundation-of-viksit-bharat","title":{"rendered":"Empowered Women are Foundation of Viksit Bharat"},"content":{"rendered":"\n<p><strong>Syllabus: GS1\/ Society, GS3\/ Economy<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Context<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PM Modi launched the Bihar Rajya Jeevika Nidhi Saakh Sahkari Sangh Limited, highlighting that \u201c<strong>empowered women are the foundation of Viksit Bharat<\/strong>.\u201d<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>About Jeevika Nidhi Saakh Sahkari Sangh Limited<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Jeevika Nidhi is a <strong>state-level cooperative<\/strong> financial institution established to support women entrepreneurs in Bihar.<\/li>\n\n\n\n<li><strong>Objective:<\/strong> To provide timely credit at lower interest rates, reducing dependence on microfinance institutions (MFIs) that charge <strong>18%\u201324%.<\/strong><\/li>\n\n\n\n<li><strong>Membership:<\/strong> All registered cluster-level federations of Jeevika SHGs will be part of the Society.<\/li>\n\n\n\n<li><strong>Financing: <\/strong>Both the Government of Bihar and the Central government will contribute funds.<\/li>\n\n\n\n<li><strong>Technology: <\/strong>The system is entirely digital, enabling seamless loan transactions via mobile phones. About 12,000 community cadres are being equipped with tablets to facilitate operations.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Empowered Women Contribute to Viksit Bharat?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Economic Growth:<\/strong> Studies show that closing the gender gap in labour force participation can add up to <strong>$770 billion (approx. 18% of GDP)<\/strong> to India\u2019s economy by <strong>2025.<\/strong><\/li>\n\n\n\n<li><strong>Entrepreneurship: <\/strong>SHGs and women-led enterprises create local jobs, boost rural demand, and promote sustainable businesses, thereby deepening grassroots development.<\/li>\n\n\n\n<li><strong>Education &amp; Human Capital:<\/strong> Educated and economically independent women invest more in their children\u2019s education, improving literacy and skilling outcomes for future generations.<\/li>\n\n\n\n<li><strong>Health &amp; Nutrition: <\/strong>Empowered women make better household decisions on health, sanitation, and nutrition, directly improving India\u2019s social development indicators.<\/li>\n\n\n\n<li><strong>Governance &amp; Democracy:<\/strong> Women leaders in Panchayati Raj institutions (one-third of seats reserved for women) enhance governance by prioritising issues like water, health, and education.<\/li>\n\n\n\n<li><strong>Social Equity:<\/strong> Women\u2019s empowerment reduces poverty, combats social evils such as child marriage, and ensures inclusive growth aligned with <strong>Sabka Saath, Sabka Vikas.<\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Broader Government Initiatives for Women<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Economic Empowerment:&nbsp;<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.nextias.com\/blog\/deen-dayal-upadhyaya-antyodaya-yojana\" data-type=\"link\" data-id=\"https:\/\/www.nextias.com\/blog\/deen-dayal-upadhyaya-antyodaya-yojana\">Deendayal Antyodaya Yojana<\/a> \u2013 National Rural Livelihoods Mission (DAY &#8211; NRLM):<\/strong> 10.05 crore women have been mobilised into 90.90 lakh Women Self-Help Groups (SHGs) in the country.<\/li>\n\n\n\n<li><strong>Namo Drone Didi Scheme (2023): <\/strong>Training 15,000 women SHG members to operate drones for agricultural services.<\/li>\n\n\n\n<li>Lakhpati Didi,&nbsp;<\/li>\n\n\n\n<li>Drone Didi,<\/li>\n\n\n\n<li>Bank Sakhi.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Social Infrastructure &amp; Welfare:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.nextias.com\/ca\/current-affairs\/16-02-2022\/pradhan-mantri-awas-yojana-urban\" data-type=\"link\" data-id=\"https:\/\/www.nextias.com\/ca\/current-affairs\/16-02-2022\/pradhan-mantri-awas-yojana-urban\">Pradhan Mantri Awas Yojana (PMAY)<\/a>:<\/strong> Houses are registered in women\u2019s names or jointly, enhancing asset ownership and decision-making power.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.nextias.com\/ca\/current-affairs\/14-09-2023\/expansion-of-pm-ujjwala-yojana\" data-type=\"link\" data-id=\"https:\/\/www.nextias.com\/ca\/current-affairs\/14-09-2023\/expansion-of-pm-ujjwala-yojana\">Pradhan Mantri Ujjwala Yojana<\/a>:<\/strong> Over 10 crore free LPG connections provided, reducing drudgery and health risks from traditional cooking fuels.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Health, Nutrition &amp; Education:&nbsp;<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.nextias.com\/blog\/pradhan-mantri-jan-arogya-yojana-pmjay\/\">Ayushman Bharat\u2013Pradhan Mantri Jan Arogya Yojana (PM-JAY)<\/a>:<\/strong> Provides <strong>\u20b95 lakh<\/strong> annual health coverage per family, reducing out-of-pocket expenditure for women.<\/li>\n\n\n\n<li><strong>POSHAN Abhiyaan: <\/strong>Focus on reducing stunting, undernutrition, and anemia among women and children.<\/li>\n\n\n\n<li><strong>Pradhan Mantri Matru Vandana Yojana:<\/strong> Maternity benefit of \u20b95,000 for wage loss during pregnancy.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Political &amp; Social Empowerment:&nbsp;<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.nextias.com\/blog\/womens-reservation-bill\/\">Women\u2019s Reservation Bill 2023<\/a>:<\/strong> Constitutional provision for <strong>33% <\/strong>reservation in Parliament and State Assemblies.<\/li>\n\n\n\n<li><strong>One Stop Centres:<\/strong> More than <strong>700 centres<\/strong> operational to support women facing violence.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Way Ahead<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Boost Women\u2019s Workforce Participation:<\/strong> Create more flexible jobs, promote work-from-home options, expand childcare facilities, and provide safe transport to increase women\u2019s role in the labour market.<\/li>\n\n\n\n<li><strong>Bridge Wage and Skill Gaps:<\/strong> Enforce equal pay laws, expand vocational and digital skilling programmes, and encourage women\u2019s entry into high-growth sectors like STEM, green economy, and defence manufacturing.<\/li>\n<\/ul>\n\n\n\n<p><strong>Source: <\/strong><a href=\"https:\/\/www.pib.gov.in\/PressReleasePage.aspx?PRID=2163021\" rel=\"nofollow noopener\" target=\"_blank\"><strong>PIB<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<h3><strong>Context<\/strong><\/h3>\n<li class=\"ms-5\">PM Modi launched the Bihar Rajya Jeevika Nidhi Saakh Sahkari Sangh Limited, highlighting that \u201cempowered women are the foundation of Viksit Bharat.\u201d<\/li>\n<p><\/p>\n<h3><strong>About Jeevika Nidhi Saakh Sahkari Sangh Limited<\/strong><\/h3>\n<li class=\"ms-5\">Jeevika Nidhi is a state-level cooperative financial institution established to support women entrepreneurs in Bihar.<\/li>\n<li class=\"ms-5\">Objective: To provide timely credit at lower interest rates, reducing dependence on microfinance institutions (MFIs) that charge 18%\u201324%.<\/li>\n<li class=\"ms-5\">Membership: All registered cluster-level federations of Jeevika SHGs will be part of the Society.<\/li>\n<li class=\"ms-5\">Financing: Both the Government of Bihar and the Central government will contribute funds.<\/li>\n<p><a href=\"https:\/\/www.nextias.com\/ca\/current-affairs\/04-09-2025\/empowered-women-foundation-of-viksit-bharat\" class=\"btn btn-primary btn-sm float-end\">Read\u00a0More<\/a><\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[21],"tags":[],"class_list":["post-53106","post","type-post","status-publish","format-standard","hentry","category-current-affairs"],"acf":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/53106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/comments?post=53106"}],"version-history":[{"count":3,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/53106\/revisions"}],"predecessor-version":[{"id":53606,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/posts\/53106\/revisions\/53606"}],"wp:attachment":[{"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/media?parent=53106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/categories?post=53106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nextias.com\/ca\/wp-json\/wp\/v2\/tags?post=53106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}