{"id":39110,"date":"2025-03-12T14:27:20","date_gmt":"2025-03-12T08:57:20","guid":{"rendered":"https:\/\/www.nextias.com\/ca\/?p=39110"},"modified":"2025-12-24T17:52:46","modified_gmt":"2025-12-24T12:22:46","slug":"%e0%a4%b0%e0%a5%87%e0%a4%b2%e0%a4%b5%e0%a5%87-%e0%a4%95%e0%a5%87-%e0%a4%b2%e0%a4%bf%e0%a4%8f-%e0%a4%85%e0%a4%a8%e0%a5%81%e0%a4%a6%e0%a4%be%e0%a4%a8-%e0%a4%ae%e0%a4%be%e0%a4%81%e0%a4%97%e0%a5%8b%e0%a4%82-%e0%a4%aa%e0%a4%b0-%e0%a4%b0%e0%a4%bf%e0%a4%aa%e0%a5%8b%e0%a4%b0%e0%a5%8d%e0%a4%9f","status":"publish","type":"post","link":"https:\/\/www.nextias.com\/ca\/current-affairs-hindi\/12-03-2025\/%e0%a4%b0%e0%a5%87%e0%a4%b2%e0%a4%b5%e0%a5%87-%e0%a4%95%e0%a5%87-%e0%a4%b2%e0%a4%bf%e0%a4%8f-%e0%a4%85%e0%a4%a8%e0%a5%81%e0%a4%a6%e0%a4%be%e0%a4%a8-%e0%a4%ae%e0%a4%be%e0%a4%81%e0%a4%97%e0%a5%8b%e0%a4%82-%e0%a4%aa%e0%a4%b0-%e0%a4%b0%e0%a4%bf%e0%a4%aa%e0%a5%8b%e0%a4%b0%e0%a5%8d%e0%a4%9f","title":{"rendered":"\u0930\u0947\u0932\u0935\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u0941\u0926\u093e\u0928 \u092e\u093e\u0901\u0917\u094b\u0902 \u092a\u0930 \u0930\u093f\u092a\u094b\u0930\u094d\u091f"},"content":{"rendered":"\n<p><strong>\u092a\u093e\u0920\u094d\u092f\u0915\u094d\u0930\u092e :GS3\/\u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0938\u092e\u093e\u091a\u093e\u0930 \u092e\u0947\u0902<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0930\u0947\u0932 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0915\u0940 &#8220;\u0905\u0928\u0941\u0926\u093e\u0928 \u092e\u093e\u0901\u0917\u094b\u0902 (2025-26)&#8221; \u092a\u0930 \u0924\u0940\u0938\u0930\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u0947\u0932\u0935\u0947 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u0915\u0908 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092a\u0930 \u092c\u0932 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u0924\u0915\u0928\u0940\u0915\u0940 \u0909\u0928\u094d\u0928\u0924\u093f, \u0915\u094d\u0937\u092e\u0924\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0935\u0943\u0926\u094d\u0927\u093f \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-background\" style=\"background-color:#fff2cc\"><tbody><tr><td><strong>\u0915\u094d\u092f\u093e \u0906\u092a \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 ?<\/strong><br>&#8211; \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u0947\u0932\u0935\u0947 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0930\u0947\u0932\u0935\u0947 \u092c\u094b\u0930\u094d\u0921 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0930\u0947\u0932 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<br>&#8211; \u0930\u0947\u0932\u0935\u0947 \u0915\u093e \u0935\u094d\u092f\u092f \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0938\u094d\u0930\u094b\u0924\u094b\u0902 \u0938\u0947 \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948: \u0906\u0902\u0924\u0930\u093f\u0915 \u0930\u093e\u091c\u0938\u094d\u0935 (\u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u092e\u093e\u0932 \u0914\u0930 \u092f\u093e\u0924\u094d\u0930\u0940 \u0906\u092f \u0938\u0947)<br>\u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 \u0938\u0947 \u092c\u091c\u091f\u0940\u092f \u0938\u0939\u093e\u092f\u0924\u093e,<br> 1. \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924-\u092c\u091c\u091f\u0940\u092f \u0938\u0902\u0938\u093e\u0927\u0928 (\u0909\u0927\u093e\u0930, \u0938\u0902\u0938\u094d\u0925\u093e\u0917\u0924 \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u0923 \u0914\u0930 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915-\u0928\u093f\u091c\u0940 \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u0940 \u0938\u0939\u093f\u0924)\u0964<br> 2. \u0935\u0947\u0924\u0928, \u092a\u0947\u0902\u0936\u0928 \u0914\u0930 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0930\u0916\u0930\u0916\u093e\u0935 \u091c\u0948\u0938\u0947 \u0915\u093e\u0930\u094d\u092f \u0935\u094d\u092f\u092f \u0906\u0902\u0924\u0930\u093f\u0915 \u0938\u0902\u0938\u093e\u0927\u0928\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u0935\u0930 \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<br> 3. \u092a\u0942\u0902\u091c\u0940\u0917\u0924 \u0935\u094d\u092f\u092f \u0938\u0930\u0915\u093e\u0930\u0940 \u0905\u0928\u0941\u0926\u093e\u0928 \u0914\u0930 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924-\u092c\u091c\u091f\u0940\u092f \u0938\u0902\u0938\u093e\u0927\u0928\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u092a\u0942\u0930\u094d\u0935 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0938\u094d\u0925\u093f\u0924\u093f<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u0947\u0932\u0935\u0947 \u0905\u0930\u092c\u094b\u0902 \u092d\u093e\u0930\u0924\u0940\u092f\u094b\u0902 \u0915\u094b \u092e\u093e\u092e\u0942\u0932\u0940 \u0932\u093e\u0917\u0924 \u092a\u0930 \u0924\u0940\u0935\u094d\u0930, \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0935\u093f\u0936\u094d\u0935 \u0938\u094d\u0924\u0930\u0940\u092f \u092f\u093e\u0924\u094d\u0930\u093e \u0905\u0928\u0941\u092d\u0935 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092c\u0921\u093c\u0947 \u092c\u0926\u0932\u093e\u0935 \u0938\u0947 \u0917\u0941\u091c\u093c\u0930 \u0930\u0939\u0940 \u0939\u0948\u0964\u00a0<\/li>\n\n\n\n<li>\u0907\u0938 \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0947 \u0924\u0939\u0924, \u0930\u0947\u0932\u0935\u0947 \u0928\u0947 \u091a\u093e\u0932\u0942 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u092c\u091c\u091f \u0915\u093e 76% \u0935\u094d\u092f\u092f \u0915\u093f\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u0915\u094d\u0937\u092e\u0924\u093e \u0935\u0943\u0926\u094d\u0927\u093f \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 136 \u0935\u0902\u0926\u0947 \u092d\u093e\u0930\u0924 \u091f\u094d\u0930\u0947\u0928\u0947\u0902 \u092a\u094d\u0930\u093e\u0930\u0902\u092d \u0915\u0930\u0928\u093e, \u092c\u094d\u0930\u0949\u0921 \u0917\u0947\u091c \u0932\u093e\u0907\u0928\u094b\u0902 \u0915\u093e \u0932\u0917\u092d\u0917 \u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0926\u094d\u092f\u0941\u0924\u0940\u0915\u0930\u0923 \u0914\u0930 \u0928\u090f \u091f\u094d\u0930\u0948\u0915 \u090f\u0935\u0902 \u0917\u0947\u091c \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u091c\u0948\u0938\u0947 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0901\u091a\u0947 \u0915\u093e \u0935\u093f\u0915\u093e\u0938 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964\u00a0<\/li>\n\n\n\n<li>\u092f\u0947 \u0928\u093f\u0935\u0947\u0936 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0940 \u0917\u0924\u093f, \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0906\u0930\u093e\u092e \u0915\u094b \u092c\u0922\u093c\u093e \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img data-dominant-color=\"e1b6bd\" data-has-transparency=\"false\" loading=\"lazy\" decoding=\"async\" width=\"609\" height=\"432\" src=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2025\/03\/rail-project.png\" alt=\"rail-project\" class=\"not-transparent wp-image-39111\" style=\"--dominant-color: #e1b6bd; width:381px;height:auto\" srcset=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2025\/03\/rail-project.png 609w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/ca\/uploads\/2025\/03\/rail-project-300x213.png 300w\" sizes=\"auto, (max-width: 609px) 100vw, 609px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><strong>\u092c\u091c\u091f \u0905\u0935\u0932\u094b\u0915\u0928<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2025-26 \u0915\u0947 \u0932\u093f\u090f \u0930\u0947\u0932\u0935\u0947 \u0915\u093e \u0906\u0902\u0924\u0930\u093f\u0915 \u0930\u093e\u091c\u0938\u094d\u0935 3,02,100 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0939\u0948\u0964\u00a0<\/li>\n\n\n\n<li>\u092f\u0939 2024-25 \u0915\u0947 \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0905\u0928\u0941\u092e\u093e\u0928 \u0938\u0947 8.3% \u0905\u0927\u093f\u0915 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u00a02025-26 \u092e\u0947\u0902, 99.8% \u0930\u093e\u091c\u0938\u094d\u0935 \u092f\u093e\u0924\u093e\u092f\u093e\u0924 \u0938\u0902\u091a\u093e\u0932\u0928 (3,01,400 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947) \u0938\u0947 \u090f\u0915\u0924\u094d\u0930\u093f\u0924 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0939\u0948\u0964\u00a0<\/li>\n\n\n\n<li>2025-26 \u092e\u0947\u0902 \u0915\u0941\u0932 \u0930\u093e\u091c\u0938\u094d\u0935 \u0935\u094d\u092f\u092f 2,99,059 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0928\u0947 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0939\u0948, \u091c\u094b 2024-25 \u0915\u0947 \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0905\u0928\u0941\u092e\u093e\u0928 \u0938\u0947 7.7% \u0905\u0927\u093f\u0915 \u0939\u0948\u0964\u00a0<\/li>\n\n\n\n<li>2025-26 \u092e\u0947\u0902, \u092a\u0942\u0902\u091c\u0940\u0917\u0924 \u0935\u094d\u092f\u092f 2,65,200 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0928\u0947 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0939\u0948, \u091c\u094b 2024-25 \u0915\u0947 \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0905\u0928\u0941\u092e\u093e\u0928 \u0915\u0947 \u0938\u092e\u093e\u0928 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0938\u092e\u0938\u094d\u092f\u093e\u090f\u0901<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0930\u0947\u0932 \u092f\u094b\u091c\u0928\u093e, 2020 (NRP) \u0928\u0947 \u0915\u094d\u0937\u092e\u0924\u093e \u092e\u0947\u0902 \u0915\u092e \u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u0909\u091c\u093e\u0917\u0930 \u0915\u093f\u092f\u093e, \u091c\u093f\u0938\u0915\u0947 \u0915\u093e\u0930\u0923 \u0909\u091a\u094d\u091a \u092e\u093e\u0902\u0917 \u0935\u093e\u0932\u0947 \u092e\u093e\u0930\u094d\u0917\u094b\u0902 \u092a\u0930 \u092d\u0940\u0921\u093c\u092d\u093e\u0921\u093c \u0914\u0930 \u0915\u092e \u0914\u0938\u0924 \u0917\u0924\u093f \u0939\u094b \u0930\u0939\u0940 \u0939\u0948\u0964\u00a0<\/li>\n\n\n\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u0947\u0932\u0935\u0947 \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u092b\u0930\u094d\u0938\u094d\u091f \u0914\u0930 \u0932\u093e\u0938\u094d\u091f-\u092e\u093e\u0907\u0932 \u0915\u0928\u0947\u0915\u094d\u091f\u093f\u0935\u093f\u091f\u0940 \u0915\u0947 \u0915\u093e\u0930\u0923 \u092e\u093e\u0932 \u0922\u0941\u0932\u093e\u0908 \u0915\u094b \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0921\u093c\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0938\u0947 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0930\u0939\u093e \u0939\u0948\u0964\u00a0<\/li>\n\n\n\n<li>\u0930\u0947\u0932\u0935\u0947 \u0915\u0947 \u0935\u093f\u0924\u094d\u0924 \u092a\u0930 \u0926\u092c\u093e\u0935 \u0939\u0948, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092a\u093f\u091b\u0932\u0947 \u0926\u0936\u0915 \u092e\u0947\u0902 \u0930\u093e\u091c\u0938\u094d\u0935 \u0935\u094d\u092f\u092f \u0914\u0938\u0924\u0928 \u0906\u0902\u0924\u0930\u093f\u0915 \u0930\u093e\u091c\u0938\u094d\u0935 \u0915\u093e 99% \u0930\u0939\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092a\u0942\u0902\u091c\u0940\u0917\u0924 \u0915\u093e\u0930\u094d\u092f\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0938\u0940\u092e\u093f\u0924 \u0939\u094b \u0917\u092f\u093e \u0939\u0948\u0964\u00a0<\/li>\n\n\n\n<li>\u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, 2000-01 \u0914\u0930 2023-24 \u0915\u0947 \u092c\u0940\u091a, 3,953 \u092a\u0930\u093f\u0923\u093e\u092e\u0940 \u0930\u0947\u0932 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e\u090f\u0901 \u0939\u0941\u0908\u0902, \u091c\u093f\u0928\u092e\u0947\u0902 2022-23 \u092e\u0947\u0902 48 \u0914\u0930 2023-24 \u092e\u0947\u0902 40 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e\u090f\u0901 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902, \u091c\u093f\u0928\u092e\u0947\u0902 \u091f\u0915\u094d\u0915\u0930, \u0906\u0917 \u090f\u0935\u0902 \u092a\u091f\u0930\u0940 \u0938\u0947 \u0909\u0924\u0930\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0939\u093e\u0932 \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936\u0947\u0902<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 \u090f\u0935\u0902 \u0938\u0941\u0930\u0915\u094d\u0937\u093e: <\/strong>\u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0915\u0935\u091a \u091c\u0948\u0938\u0940 \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u091f\u094d\u0930\u0947\u0928 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0923\u093e\u0932\u093f\u092f\u094b\u0902 \u0915\u0947 \u0915\u094d\u0930\u093f\u092f\u093e\u0928\u094d\u0935\u092f\u0928 \u0938\u0939\u093f\u0924 \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 \u0915\u094b \u0906\u0917\u0947 \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u092e\u0939\u0924\u094d\u0924\u094d\u0935 \u092a\u0930 \u092c\u0932 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u0935\u093f\u0915\u093e\u0938: <\/strong>\u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u094b \u0938\u092e\u092f \u092a\u0930 \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0914\u0930 \u0932\u093e\u0917\u0924 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0935\u0938\u0902\u0930\u091a\u0928\u093e \u0935\u093f\u0915\u093e\u0938, \u0906\u0927\u0941\u0928\u093f\u0915\u0940\u0915\u0930\u0923 \u090f\u0935\u0902 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u0925\u093e\u092a\u0928 \u0915\u0947 \u0932\u093f\u090f \u092a\u0942\u0902\u091c\u0940\u0917\u0924 \u0935\u094d\u092f\u092f \u0915\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0926\u0947\u0928\u0947 \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0915\u0940 \u0917\u0908 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0930\u093e\u091c\u0938\u094d\u0935 \u0905\u0928\u0941\u0915\u0942\u0932\u0928: <\/strong>\u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0935\u094d\u092f\u092f \u0915\u094b \u0905\u0928\u0941\u0915\u0942\u0932\u093f\u0924 \u0915\u0930\u0928\u0947, \u090a\u0930\u094d\u091c\u093e-\u0915\u0941\u0936\u0932 \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u093f\u092f\u094b\u0902 \u0915\u094b \u0905\u092a\u0928\u093e\u0928\u0947 \u0914\u0930 \u092f\u093e\u0924\u094d\u0930\u0940 \u090f\u0935\u0902 \u092e\u093e\u0932 \u0922\u0941\u0932\u093e\u0908 \u0930\u093e\u091c\u0938\u094d\u0935 \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0935\u0948\u0915\u0932\u094d\u092a\u093f\u0915 \u0930\u093e\u091c\u0938\u094d\u0935 \u092e\u093e\u0930\u094d\u0917\u094b\u0902 \u0915\u0940 \u0916\u094b\u091c \u0915\u0930\u0928\u0947 \u0915\u0947 \u0938\u0941\u091d\u093e\u0935 \u0926\u093f\u090f \u0917\u090f \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0932\u094d\u092f\u093e\u0923:<\/strong> \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0938\u0947 \u092e\u0928\u094b\u092c\u0932 \u0914\u0930 \u0909\u0924\u094d\u092a\u093e\u0926\u0915\u0924\u093e \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0932\u094d\u092f\u093e\u0923 \u092a\u0939\u0932\u094b\u0902 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0906\u0917\u094d\u0930\u0939 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0906\u0902\u0924\u0930\u093f\u0915 \u0938\u0902\u0938\u093e\u0927\u0928 \u091c\u0941\u091f\u093e\u0928\u093e: <\/strong>\u0938\u092e\u093f\u0924\u093f \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0915\u094b \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0940 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u0924\u093e \u090f\u0935\u0902 \u092c\u093e\u091c\u093e\u0930 \u0909\u0927\u093e\u0930\u0940 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u0915\u0930 \u0906\u0902\u0924\u0930\u093f\u0915 \u0906\u092f \u092c\u0922\u093c\u093e\u0928\u0947 \u0914\u0930 \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u091c\u091f \u0906\u0935\u0902\u091f\u0928 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930\u0924\u093e \u0915\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0928\u090f \u0924\u0930\u0940\u0915\u0947 \u0916\u094b\u091c\u0928\u0947 \u0915\u0940 \u0938\u0932\u093e\u0939 \u0926\u0947\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0930\u0947\u0932\u0935\u0947 \u0932\u093e\u0907\u0928\u094b\u0902 \u0915\u093e \u0926\u094b\u0939\u0930\u0940\u0915\u0930\u0923: <\/strong>\u091c\u092c\u0915\u093f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u092a\u092f\u094b\u0917 74% \u0939\u0948, \u0930\u0947\u0932\u0935\u0947 \u0932\u093e\u0907\u0928\u094b\u0902 \u0915\u0947 \u0926\u094b\u0939\u0930\u0940\u0915\u0930\u0923 \u092a\u0930 \u092d\u094c\u0924\u093f\u0915 \u092a\u094d\u0930\u0917\u0924\u093f \u0915\u0947\u0935\u0932 39% \u0939\u0948, \u0938\u092e\u093f\u0924\u093f \u0928\u0947 \u0930\u0947\u0932\u0935\u0947 \u0938\u0947 \u092a\u094d\u0930\u0917\u0924\u093f \u092e\u0947\u0902 \u092c\u093e\u0927\u093e \u0921\u093e\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u092c\u093e\u0927\u093e\u0913\u0902 \u0915\u094b \u0926\u0942\u0930 \u0915\u0930\u0928\u0947 \u0915\u093e \u0906\u0917\u094d\u0930\u0939 \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092e\u093e\u0928\u0935\u092f\u0941\u0915\u094d\u0924 \u0932\u0947\u0935\u0932 \u0915\u094d\u0930\u0949\u0938\u093f\u0902\u0917 \u0914\u0930 \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0932\u0915\u094d\u0937\u094d\u092f:<\/strong> \u0938\u092e\u093f\u0924\u093f \u0928\u0947 \u092e\u093e\u0928\u0935\u092f\u0941\u0915\u094d\u0924 \u0932\u0947\u0935\u0932 \u0915\u094d\u0930\u0949\u0938\u093f\u0902\u0917 \u0915\u094b \u092c\u0902\u0926 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0915\u094b\u091a\u094b\u0902 \u090f\u0935\u0902 \u0935\u0948\u0917\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0932\u0915\u094d\u0937\u094d\u092f \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0932\u0917\u093e\u0924\u093e\u0930 \u0939\u094b \u0930\u0939\u0940 \u0915\u092e\u093f\u092f\u094b\u0902 \u0915\u094b \u0909\u091c\u093e\u0917\u0930 \u0915\u093f\u092f\u093e \u0939\u0948, \u0924\u0925\u093e \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u094d\u0937\u092e\u0924\u093e \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0915\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0938\u094d\u091f\u0947\u0936\u0928 \u092a\u0941\u0928\u0930\u094d\u0935\u093f\u0915\u093e\u0938: <\/strong>\u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e\u0913\u0902 \u0915\u094b \u0930\u094b\u0915\u0928\u0947 \u0914\u0930 \u0926\u0915\u094d\u0937\u0924\u093e \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u092d\u0940\u0921\u093c \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0914\u0930 \u0938\u094d\u091f\u0947\u0936\u0928 \u092a\u0941\u0928\u0930\u094d\u0935\u093f\u0915\u093e\u0938 \u0915\u0947 \u0932\u093f\u090f \u092c\u0947\u0939\u0924\u0930 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u0947 \u0915\u093e \u0906\u0917\u094d\u0930\u0939 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092e\u093e\u0932 \u0922\u0941\u0932\u093e\u0908 \u0926\u0915\u094d\u0937\u0924\u093e: <\/strong>\u092e\u093e\u0932 \u092f\u093e\u0924\u093e\u092f\u093e\u0924 \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u0938\u092e\u0930\u094d\u092a\u093f\u0924 \u092e\u093e\u0932 \u0917\u0932\u093f\u092f\u093e\u0930\u094b\u0902 (DFC) \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947, \u092c\u093e\u091c\u093e\u0930-\u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0915\u0940 \u0917\u0908 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092e\u0941\u0902\u092c\u0908-\u0905\u0939\u092e\u0926\u093e\u092c\u093e\u0926 \u0939\u093e\u0908-\u0938\u094d\u092a\u0940\u0921 \u0930\u0947\u0932 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e: <\/strong>\u0938\u092e\u093f\u0924\u093f \u0928\u0947 \u0905\u0928\u0941\u092c\u0902\u0927 \u092a\u0948\u0915\u0947\u091c\u094b\u0902 \u0915\u094b \u0936\u0940\u0918\u094d\u0930 \u0905\u0902\u0924\u093f\u092e \u0930\u0942\u092a \u0926\u0947\u0928\u0947 \u0914\u0930 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e \u0915\u094b \u0938\u092e\u092f \u092a\u0930 \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u0932\u093e\u0917\u0924 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u090f\u0935\u0902 \u0926\u0947\u0930\u0940 \u0915\u094b \u0926\u0942\u0930 \u0915\u0930\u0928\u0947 \u0915\u093e \u0906\u0939\u094d\u0935\u093e\u0928 \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0938\u094d\u0935\u0926\u0947\u0936\u0940 \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923: <\/strong>\u092e\u0947\u0915-\u0907\u0928-\u0907\u0902\u0921\u093f\u092f\u093e \u092a\u0939\u0932 \u0915\u0947 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