{"id":7486,"date":"2024-04-23T10:41:48","date_gmt":"2024-04-23T10:41:48","guid":{"rendered":"https:\/\/www.nextias.com\/blog\/?p=7486"},"modified":"2024-05-14T11:13:57","modified_gmt":"2024-05-14T11:13:57","slug":"%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95","status":"publish","type":"post","link":"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/","title":{"rendered":"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915: \u0905\u0930\u094d\u0925, \u092a\u094d\u0930\u0915\u093e\u0930 \u0914\u0930 \u092e\u0939\u0924\u094d\u0924\u094d\u0935"},"content":{"rendered":"\n<p><em><strong>\u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 <\/strong>\u0915\u0947 \u090f\u0915 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u093e\u0917 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902, \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u092d\u093e\u0930\u0924\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u090f\u0915 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0940 \u0930\u0940\u0922\u093c \u0939\u0948\u0902, \u091c\u094b \u0935\u093f\u0915\u093e\u0938 \u0914\u0930 \u092a\u094d\u0930\u0917\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u093e\u0927\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 <strong>NEXT IAS<\/strong> \u0915\u0947 \u0907\u0938 \u0932\u0947\u0916 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0938\u0947 \u0905\u0927\u094d\u092f\u092f\u0928 \u0915\u0930\u0928\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0909\u0928\u0915\u093e \u0935\u0930\u094d\u0917\u0940\u0915\u0930\u0923, \u092a\u094d\u0930\u0915\u093e\u0930, \u092d\u0942\u092e\u093f\u0915\u093e, \u092e\u0939\u0924\u094d\u0924\u094d\u0935 \u0914\u0930 \u0905\u0928\u094d\u092f \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0905\u0935\u0927\u093e\u0930\u0923\u093e\u090f\u0901 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/em><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_56_1 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A5%87_%E0%A4%B9%E0%A5%88%E0%A4%82\" title=\"\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902?\">\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%80_%E0%A4%B8%E0%A4%82%E0%A4%B0%E0%A4%9A%E0%A4%A8%E0%A4%BE\" title=\"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0938\u0902\u0930\u091a\u0928\u093e\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0938\u0902\u0930\u091a\u0928\u093e<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A5%82%E0%A4%9A%E0%A4%BF%E0%A4%A4_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_SCBs\" title=\"\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 (SCBs)\">\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 (SCBs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%97%E0%A5%88%E0%A4%B0-%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A5%82%E0%A4%9A%E0%A4%BF%E0%A4%A4_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_NSCBs\" title=\"\u0917\u0948\u0930-\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 (NSCBs)\">\u0917\u0948\u0930-\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 (NSCBs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A5%82%E0%A4%9A%E0%A4%BF%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%94%E0%A4%B0_%E0%A4%97%E0%A5%88%E0%A4%B0-%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A5%82%E0%A4%9A%E0%A4%BF%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%80%E0%A4%9A_%E0%A4%85%E0%A4%82%E0%A4%A4%E0%A4%B0\" title=\"\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u0917\u0948\u0930-\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930\">\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u0917\u0948\u0930-\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A5%82%E0%A4%9A%E0%A4%BF%E0%A4%A4_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_SCBs_%E0%A4%95%E0%A5%87_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%95%E0%A4%BE%E0%A4%B0\" title=\"\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 (SCBs) \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930\">\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 (SCBs) \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%B5%E0%A4%9C%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_PSBs\" title=\"\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (PSBs)\">\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (PSBs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%A8%E0%A4%BF%E0%A4%9C%E0%A5%80_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_Private_Sector_Banks\" title=\"\u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (Private Sector Banks)\">\u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (Private Sector Banks)<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%AA%E0%A5%81%E0%A4%B0%E0%A4%BE%E0%A4%A8%E0%A5%87_%E0%A4%A8%E0%A4%BF%E0%A4%9C%E0%A5%80_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_Old_Private_Sector_Banks\" title=\"\u092a\u0941\u0930\u093e\u0928\u0947 \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (Old Private Sector Banks)\">\u092a\u0941\u0930\u093e\u0928\u0947 \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (Old Private Sector Banks)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%A8%E0%A4%8F_%E0%A4%A8%E0%A4%BF%E0%A4%9C%E0%A5%80_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_New_Private_Sector_Banks\" title=\"\u0928\u090f \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (New Private Sector Banks)\">\u0928\u090f \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (New Private Sector Banks)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B5%E0%A4%BF%E0%A4%A6%E0%A5%87%E0%A4%B6%E0%A5%80_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_Foreign_Banks\" title=\"\u0935\u093f\u0926\u0947\u0936\u0940 \u092c\u0948\u0902\u0915 (Foreign Banks)\">\u0935\u093f\u0926\u0947\u0936\u0940 \u092c\u0948\u0902\u0915 (Foreign Banks)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0%E0%A5%80%E0%A4%AF_%E0%A4%97%E0%A5%8D%E0%A4%B0%E0%A4%BE%E0%A4%AE%E0%A5%80%E0%A4%A3_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_RRBs\" title=\"\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915 (RRBs)\">\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915 (RRBs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A4%BE_%E0%A4%AE%E0%A4%B9%E0%A4%A4%E0%A5%8D%E0%A4%A4%E0%A5%8D%E0%A4%B5\" title=\"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u092e\u0939\u0924\u094d\u0924\u094d\u0935\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u092e\u0939\u0924\u094d\u0924\u094d\u0935<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%AA%E0%A4%B0_%E0%A4%B8%E0%A4%BE%E0%A4%AE%E0%A4%BE%E0%A4%A8%E0%A5%8D%E0%A4%AF%E0%A4%A4_%E0%A4%AA%E0%A5%82%E0%A4%9B%E0%A5%87_%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A5%87_%E0%A4%B5%E0%A4%BE%E0%A4%B2%E0%A5%87_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%B6%E0%A5%8D%E0%A4%A8\" title=\"\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u092a\u0930 \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924: \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928\">\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u092a\u0930 \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924: \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A5%87_%E0%A4%B9%E0%A5%88%E0%A4%82\" title=\"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902?\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%95%E0%A4%BF%E0%A4%A4%E0%A4%A8%E0%A5%87_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%95%E0%A4%BE%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%B9%E0%A5%88%E0%A4%82\" title=\"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0915\u093f\u0924\u0928\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0939\u0948\u0902?\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0915\u093f\u0924\u0928\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0939\u0948\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b5%e0%a4%be%e0%a4%a3%e0%a4%bf%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%bf%e0%a4%95-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B8%E0%A4%AC%E0%A4%B8%E0%A5%87_%E0%A4%AC%E0%A4%A1%E0%A4%BC%E0%A4%BE_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%95%E0%A5%8C%E0%A4%A8_%E0%A4%B8%E0%A4%BE_%E0%A4%B9%E0%A5%88\" title=\"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u094c\u0928 \u0938\u093e \u0939\u0948?\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u094c\u0928 \u0938\u093e \u0939\u0948?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-9a660e4df5a6713a76eb789310be490c\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A5%87_%E0%A4%B9%E0%A5%88%E0%A4%82\"><\/span><strong>\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0909\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0938\u0902\u0926\u0930\u094d\u092d\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b <strong>\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0906\u0927\u093e\u0930 \u092a\u0930<\/strong> \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u093e \u0924\u093e\u0924\u094d\u092a\u0930\u094d\u092f \u0939\u0948 \u0915\u093f \u092f\u0947 \u092c\u0948\u0902\u0915 \u0932\u093e\u092d \u0915\u092e\u093e\u0928\u0947 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u090f\u0901 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0907\u0928\u094d\u0939\u0947\u0902 <strong>\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1949<\/strong> \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0935\u093f\u0928\u093f\u092f\u092e\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-3ec2dff15897429f6794ccae780addd1\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%80_%E0%A4%B8%E0%A4%82%E0%A4%B0%E0%A4%9A%E0%A4%A8%E0%A4%BE\"><\/span><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0938\u0902\u0930\u091a\u0928\u093e<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0938\u0902\u0930\u091a\u0928\u093e \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0909\u0928\u094d\u0939\u0947\u0902 \u0926\u094b \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u092d\u093e\u091c\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948:<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-2824d9a92255cef6ab89d8acb8eb4da7\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A5%82%E0%A4%9A%E0%A4%BF%E0%A4%A4_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_SCBs\"><\/span><strong>\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 (SCBs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>SCBs \u0909\u0928 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0938\u0902\u0926\u0930\u094d\u092d\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u094b \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u091c\u093f\u0928\u094d\u0939\u0947\u0902 <strong>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1934 \u0915\u0940 \u0926\u0942\u0938\u0930\u0940 \u0905\u0928\u0941\u0938\u0942\u091a\u0940 <\/strong>\u092e\u0947\u0902 \u0938\u0942\u091a\u0940\u092c\u0926\u094d\u0927 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-2b595b4aadc01e77e5fbebf7ca9029a7\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"%E0%A4%97%E0%A5%88%E0%A4%B0-%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A5%82%E0%A4%9A%E0%A4%BF%E0%A4%A4_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_NSCBs\"><\/span><strong>\u0917\u0948\u0930-\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 (NSCBs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>NSCBs \u0909\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0938\u0902\u0926\u0930\u094d\u092d\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b <strong>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1934<\/strong> \u0915\u0940 <strong>\u0926\u0942\u0938\u0930\u0940 \u0905\u0928\u0941\u0938\u0942\u091a\u0940<\/strong> \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092e\u093e\u0928\u0926\u0902\u0921\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u0928\u0941\u0938\u0942\u091a\u0940 \u0938\u0947 \u092c\u093e\u0939\u0930 \u0939\u094b\u0928\u0947 \u0915\u093e \u0905\u0930\u094d\u0925 \u0939\u0948 \u0915\u093f \u0935\u0947 SCBs \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0905\u0932\u0917-\u0905\u0932\u0917 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-e2d747c8ac95a1c34bc49f89bb4bc5a8\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A5%82%E0%A4%9A%E0%A4%BF%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%94%E0%A4%B0_%E0%A4%97%E0%A5%88%E0%A4%B0-%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A5%82%E0%A4%9A%E0%A4%BF%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%80%E0%A4%9A_%E0%A4%85%E0%A4%82%E0%A4%A4%E0%A4%B0\"><\/span><strong>\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u0917\u0948\u0930-\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-background\" style=\"background-color:#ebecf0\"><thead><tr><th>\u0905\u0902\u0924\u0930 \u0915\u093e \u0906\u0927\u093e\u0930<\/th><th>\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915<\/th><th>\u0917\u0948\u0930-\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915<\/th><\/tr><\/thead><tbody><tr><td><strong>\u0905\u0930\u094d\u0925<\/strong><\/td><td>\u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u090f\u0915 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0902\u092a\u0928\u0940 \u091c\u094b RBI \u0905\u0927\u093f\u0928\u093f\u092f\u092e 1934 \u0915\u0940 \u0926\u0942\u0938\u0930\u0940 \u0905\u0928\u0941\u0938\u0942\u091a\u0940 \u092e\u0947\u0902 \u0938\u0942\u091a\u0940\u092c\u0926\u094d\u0927 \u0939\u0948\u0964<\/td><td>\u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u090f\u0915 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0902\u092a\u0928\u0940 \u091c\u093f\u0938\u0915\u093e \u0909\u0932\u094d\u0932\u0947\u0916 RBI \u0905\u0927\u093f\u0928\u093f\u092f\u092e 1934 \u0915\u0940 \u0926\u0942\u0938\u0930\u0940 \u0905\u0928\u0941\u0938\u0942\u091a\u0940 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/td><\/tr><tr><td><strong>\u092e\u093e\u0928\u0926\u0902\u0921<\/strong><\/td><td>&#8211; \u20b9 5 \u0932\u093e\u0916 \u092f\u093e \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0940 \u092a\u094d\u0930\u0926\u0924\u094d\u0924 \u092a\u0942\u0901\u091c\u0940 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<br>&#8211; \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e \u0915\u093f \u0909\u0928\u0915\u0947 \u0915\u093e\u0930\u094d\u092f \u0909\u0928\u0915\u0947 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u0939\u093f\u0924\u094b\u0902 \u0915\u094b \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930\u0947\u0902\u0917\u0947\u0964<\/td><td>&#8211; \u0915\u094b\u0908 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u092e\u093e\u092a\u0926\u0902\u0921 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/td><\/tr><tr><td><strong>\u0935\u093f\u0928\u093f\u092f\u093e\u092e\u0915 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u090f\u0901<\/strong><\/td><td>&#8211; \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0915\u0947 \u092a\u093e\u0938 <strong>CRR \u091c\u092e\u093e \u0930\u093e\u0936\u093f\u092f\u093e\u0901 <\/strong>\u0930\u0916\u0928\u0940 \u0939\u094b\u0917\u0940\u0964<br>&#8211; \u0906\u0935\u0927\u093f\u0915 \u0906\u0927\u093e\u0930 \u092a\u0930 <strong>\u0905\u092a\u0928\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u093e\u0916\u093f\u0932<\/strong> \u0915\u0930\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964<\/td><td>&#8211; \u0905\u092a\u0928\u0947 \u092a\u093e\u0938 <strong>CRR <\/strong>\u091c\u092e\u093e \u0930\u093e\u0936\u093f\u092f\u093e\u0901 \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0940 \u0939\u094b\u0917\u0940\u0964<br>&#8211; <strong>\u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u093e\u0916\u093f\u0932<\/strong> \u0915\u0930\u0928\u0947 \u0915\u0940 \u0915\u094b\u0908 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/td><\/tr><tr><td><strong>\u0905\u0927\u093f\u0915\u093e\u0930 \u0909\u092a\u0932\u092c\u094d\u0927<\/strong><\/td><td>&#8211; \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0938\u0947 \u0927\u0928 \u0909\u0927\u093e\u0930 \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915\u0943\u0924\u0964<br>&#8211; \u0915\u094d\u0932\u093f\u092f\u0930\u093f\u0902\u0917\u0939\u093e\u0909\u0938 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br>&#8211; \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0938\u0947 \u092a\u094d\u0930\u0925\u092e \u0936\u094d\u0930\u0947\u0923\u0940 \u0915\u0947 \u0935\u093f\u0928\u093f\u092e\u092f \u092c\u093f\u0932\u094b\u0902 \u0915\u0947 \u092a\u0941\u0928\u0903-\u091b\u0942\u091f \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/td><td>&#8211; \u0906\u092e\u0924\u094c\u0930 \u092a\u0930, \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0938\u0947 \u0927\u0928 \u0909\u0927\u093e\u0930 \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915\u0943\u0924 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0935\u0947 \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 RBI \u0938\u0947 \u0909\u0927\u093e\u0930 \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br>&#8211; \u0915\u094d\u0932\u093f\u092f\u0930\u093f\u0902\u0917\u0939\u093e\u0909\u0938 \u092e\u0947\u0902 \u0938\u0926\u0938\u094d\u092f\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902\u0964<br>&#8211; \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0938\u0947 \u0935\u093f\u0928\u093f\u092e\u092f \u092c\u093f\u0932\u094b\u0902 \u0915\u0947 \u092a\u0941\u0928\u0903-\u091b\u0942\u091f \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/td><\/tr><tr><td><strong>\u091c\u094b\u0916\u093f\u092e<\/strong><\/td><td>\u092f\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0938\u094d\u0925\u093f\u0930 \u0939\u094b\u0924\u0947 \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0902\u091a\u093e\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0915\u092e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/td><td>\u0907\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0915\u0930\u0928\u093e \u0905\u0927\u093f\u0915 \u091c\u094b\u0916\u093f\u092e \u092d\u0930\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/td><\/tr><tr><td><strong>\u0909\u0926\u093e\u0939\u0930\u0923<\/strong><\/td><td>\u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092c\u0948\u0902\u0915 \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915, \u0928\u093f\u091c\u0940 \u0914\u0930 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u0964<\/td><td>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0915\u0947\u0935\u0932 \u0915\u0941\u091b \u0939\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0917\u0948\u0930-\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u092c\u0948\u0902\u0915 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092c\u0948\u0902\u0915 (LAB), \u0914\u0930 \u0915\u0941\u091b \u0936\u0939\u0930\u0940 \u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 (UCB)\u0964<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-342a608da893ac8b1a7c6c1c42deeb68\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%B8%E0%A5%82%E0%A4%9A%E0%A4%BF%E0%A4%A4_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_SCBs_%E0%A4%95%E0%A5%87_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%95%E0%A4%BE%E0%A4%B0\"><\/span><strong>\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 (SCBs) \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 SCBs \u0939\u0948\u0902, \u091c\u094b\u0915\u093f \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0939\u0948:-<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-background\" style=\"background-color:#ebecf0\"><thead><tr><th>\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 (SCBs)<\/th><th>\u092c\u0939\u0941\u0938\u0902\u0916\u094d\u092f\u0915 \u0936\u0947\u092f\u0930\u0927\u093e\u0930\u0915 (Majority Shareholders)<\/th><th>\u0909\u0926\u093e\u0939\u0930\u0923<\/th><\/tr><\/thead><tbody><tr><td>\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (PSBs)<\/td><td>\u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930<\/td><td>\u090f\u0938\u092c\u0940\u0906\u0908, \u092a\u0940\u090f\u0928\u092c\u0940, \u0915\u0947\u0928\u0930\u093e \u092c\u0948\u0902\u0915, \u092c\u0948\u0902\u0915 \u0911\u092b \u092c\u0921\u093c\u094c\u0926\u093e , \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e \u0906\u0926\u093f<\/td><\/tr><tr><td>\u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915<\/td><td>\u0928\u093f\u091c\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f<\/td><td>ICICI \u092c\u0948\u0902\u0915, \u090f\u091a\u0921\u0940\u090f\u092b\u0938\u0940 \u092c\u0948\u0902\u0915, \u090f\u0915\u094d\u0938\u093f\u0938 \u092c\u0948\u0902\u0915, \u0915\u094b\u091f\u0915 \u092e\u0939\u093f\u0902\u0926\u094d\u0930\u093e \u092c\u0948\u0902\u0915, \u092f\u0938 \u092c\u0948\u0902\u0915 \u0906\u0926\u093f<\/td><\/tr><tr><td>\u0935\u093f\u0926\u0947\u0936\u0940 \u092c\u0948\u0902\u0915<\/td><td>\u0935\u093f\u0926\u0947\u0936\u0940 \u0938\u0902\u0938\u094d\u0925\u093e\u090f\u0901<\/td><td>\u0938\u094d\u091f\u0948\u0902\u0921\u0930\u094d\u0921 \u091a\u093e\u0930\u094d\u091f\u0930\u094d\u0921 \u092c\u0948\u0902\u0915, \u0938\u093f\u091f\u0940 \u092c\u0948\u0902\u0915, \u090f\u091a\u090f\u0938\u092c\u0940\u0938\u0940, \u0921\u094d\u092f\u0942\u0936 \u092c\u0948\u0902\u0915, \u092c\u0940\u090f\u0928\u092a\u0940 \u092a\u093e\u0930\u093f\u092c\u093e\u0938 \u0906\u0926\u093f<\/td><\/tr><tr><td>\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915 (RRBs)<\/td><td>\u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930, \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0930\u093e\u091c\u094d\u092f \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092a\u094d\u0930\u093e\u092f\u094b\u091c\u0915 \u092c\u0948\u0902\u0915 50:15:35 \u0915\u0947 \u0905\u0928\u0941\u092a\u093e\u0924 \u092e\u0947\u0902<\/td><td>\u0906\u0902\u0927\u094d\u0930 \u092a\u094d\u0930\u0926\u0947\u0936 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0935\u093f\u0915\u093e\u0938 \u092c\u0948\u0902\u0915, \u0909\u0924\u094d\u0924\u0930\u093e\u0902\u091a\u0932 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915, \u092a\u094d\u0930\u0925\u092e\u093e \u092c\u0948\u0902\u0915 \u0906\u0926\u093f<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-f30427ff2825f85867eea18fe40f2c42\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%B5%E0%A4%9C%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_PSBs\"><\/span><strong>\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (PSBs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u094b <strong>\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f\u0915\u0943\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a<\/strong> \u092e\u0947\u0902 \u092d\u0940 \u091c\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u092f\u0947 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0909\u0928 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u0915\u094b \u0938\u0902\u0926\u0930\u094d\u092d\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u0939\u093e\u0901 \u092c\u0939\u0941\u092e\u0924 \u0905\u0930\u094d\u0925\u093e\u0924\u094d 50% \u0938\u0947 \u0905\u0927\u093f\u0915 \u0936\u0947\u092f\u0930 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u092a\u093e\u0938 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (\u091c\u094b \u0924\u0915\u0928\u0940\u0915\u0940 \u0930\u0942\u092a \u0938\u0947 &#8216;\u092c\u0948\u0902\u0915&#8217; \u0928\u0939\u0940\u0902 \u0939\u0948) \u0915\u094b \u091b\u094b\u0921\u093c\u0915\u0930, \u0905\u0928\u094d\u092f \u0938\u092d\u0940 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 <strong>\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f\u0915\u0930\u0923<\/strong> \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0939\u0941\u0906 \u0925\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-background\" style=\"background-color:#ebecf0\"><tbody><tr><td><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (PSBs) \u092f\u093e \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f\u0915\u0943\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0938\u0942\u091a\u0940<\/strong><\/td><\/tr><tr><td>&#8211; \u092d\u093e\u0930\u0924\u0940\u092f \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 (SBI)<br>&#8211; \u092a\u0902\u091c\u093e\u092c \u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915 (PNB)<br>&#8211; \u092c\u0948\u0902\u0915 \u0911\u092b \u092c\u0921\u093c\u094c\u0926\u093e (BOB)<br>&#8211; \u0915\u0947\u0928\u0930\u093e \u092c\u0948\u0902\u0915<br>&#8211; \u0938\u0947\u0902\u091f\u094d\u0930\u0932 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e<br>&#8211; \u0907\u0902\u0921\u093f\u092f\u0928 \u0913\u0935\u0930\u0938\u0940\u091c \u092c\u0948\u0902\u0915 (IOB)<br>&#8211; \u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (UBI)<br>&#8211; \u0907\u0902\u0921\u093f\u092f\u0928 \u092c\u0948\u0902\u0915<br>&#8211; \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e<br>&#8211; \u092a\u0902\u091c\u093e\u092c \u090f\u0902\u0921 \u0938\u093f\u0902\u0927 \u092c\u0948\u0902\u0915<br>&#8211; \u092f\u0942\u0915\u094b \u092c\u0948\u0902\u0915<br>&#8211; \u092c\u0948\u0902\u0915 \u0911\u092b \u092e\u0939\u093e\u0930\u093e\u0937\u094d\u091f\u094d\u0930<\/td><\/tr><tr><td><strong>\u0928\u094b\u091f <\/strong>:<br>\u0913\u0930\u093f\u090f\u0902\u091f\u0932 \u092c\u0948\u0902\u0915 \u0911\u092b \u0915\u0949\u092e\u0930\u094d\u0938 \u0914\u0930 \u092f\u0942\u0928\u093e\u0907\u091f\u0947\u0921 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e \u0915\u093e \u092a\u0902\u091c\u093e\u092c \u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u0935\u093f\u0932\u092f \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<br>\u0926\u0947\u0928\u093e \u092c\u0948\u0902\u0915 \u0914\u0930 \u0935\u093f\u091c\u092f\u093e \u092c\u0948\u0902\u0915 \u0915\u093e \u0935\u093f\u0932\u092f \u092c\u0948\u0902\u0915 \u0911\u092b \u092c\u0921\u093c\u094c\u0926\u093e \u092e\u0947\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-8cd042f646deee724eff124cd5ed24e9\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%A8%E0%A4%BF%E0%A4%9C%E0%A5%80_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_Private_Sector_Banks\"><\/span><strong>\u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (Private Sector Banks)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 \u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0935\u0947 \u092c\u0948\u0902\u0915 \u0939\u0948\u0902 \u091c\u093f\u0928\u092e\u0947\u0902 \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0940 \u0936\u0947\u092f\u0930 \u0927\u093e\u0930\u093f\u0924\u093e 51% \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0906\u0908\u0938\u0940\u0906\u0908\u0938\u0940\u0906\u0908 \u092c\u0948\u0902\u0915, \u090f\u0915\u094d\u0938\u093f\u0938 \u092c\u0948\u0902\u0915 \u0906\u0926\u093f\u0964<\/li>\n\n\n\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 <strong>\u0926\u094b \u092a\u094d\u0930\u0915\u093e\u0930<\/strong> \u0915\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 &#8211; \u092a\u0941\u0930\u093e\u0928\u0947 \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0914\u0930 \u0928\u090f \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-6e5e4a33ad30184639c98acc148de505\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"%E0%A4%AA%E0%A5%81%E0%A4%B0%E0%A4%BE%E0%A4%A8%E0%A5%87_%E0%A4%A8%E0%A4%BF%E0%A4%9C%E0%A5%80_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_Old_Private_Sector_Banks\"><\/span><strong>\u092a\u0941\u0930\u093e\u0928\u0947 \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (Old Private Sector Banks)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0935\u0947 \u092c\u0948\u0902\u0915 \u0939\u0948\u0902 \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u0909\u0928\u0915\u0947 \u091b\u094b\u091f\u0947 \u0906\u0915\u093e\u0930 \u0914\u0930 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u092b\u094b\u0915\u0938 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f\u0915\u0930\u0923 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (1969 \u0914\u0930 1980 \u092e\u0947\u0902) \u092e\u0947\u0902 \u0938\u092e\u094d\u092e\u093f\u0932\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-e774860305e5a167e14234d2768d94fd\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"%E0%A4%A8%E0%A4%8F_%E0%A4%A8%E0%A4%BF%E0%A4%9C%E0%A5%80_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_New_Private_Sector_Banks\"><\/span><strong>\u0928\u090f \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (New Private Sector Banks)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0910\u0938\u0947 \u092c\u0948\u0902\u0915 \u0939\u0948\u0902 \u091c\u094b \u0935\u0930\u094d\u0937 1991 \u0915\u0947 \u092c\u093e\u0926 \u0906\u0930\u094d\u0925\u093f\u0915 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0938\u0941\u0927\u093e\u0930\u094b\u0902 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0947 \u0938\u093e\u0925 \u0905\u0938\u094d\u0924\u093f\u0924\u094d\u0935 \u092e\u0947\u0902 \u0906\u090f\u0964 1991 \u092e\u0947\u0902 LPG \u0938\u0941\u0927\u093e\u0930\u094b\u0902 \u0915\u094b \u0905\u092a\u0928\u093e\u0928\u0947 \u0915\u0947 \u092a\u0936\u094d\u091a\u093e\u0924\u094d \u0935\u0930\u094d\u0937 1993 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e \u092e\u0947\u0902 \u0938\u0902\u0936\u094b\u0927\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e\u0964 \u0907\u0938\u0928\u0947 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u0928\u090f \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092a\u094d\u0930\u0935\u0947\u0936 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0940\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-c7bf7a424d4594a5cfe287e73d9f88f0\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B5%E0%A4%BF%E0%A4%A6%E0%A5%87%E0%A4%B6%E0%A5%80_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_Foreign_Banks\"><\/span><strong>\u0935\u093f\u0926\u0947\u0936\u0940 \u092c\u0948\u0902\u0915 (Foreign Banks)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0935\u093f\u0926\u0947\u0936\u0940 \u092c\u0948\u0902\u0915 \u0909\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0938\u0902\u0926\u0930\u094d\u092d\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u0915\u093e \u092e\u0941\u0916\u094d\u092f\u093e\u0932\u092f \u0915\u093f\u0938\u0940 \u0926\u0942\u0938\u0930\u0947 \u0926\u0947\u0936 \u092e\u0947\u0902 \u0939\u094b\u0924\u093e \u0939\u0948 \u0932\u0947\u0915\u093f\u0928 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0905\u092a\u0928\u0940 \u0936\u093e\u0916\u093e\u090f\u0901 \u092f\u093e \u0938\u0939\u093e\u092f\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u090f\u091a\u090f\u0938\u092c\u0940\u0938\u0940, \u0938\u093f\u091f\u0940 \u092c\u0948\u0902\u0915 \u0906\u0926\u093f\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-43bd41baab614b47cd97c660e5c22c89\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0%E0%A5%80%E0%A4%AF_%E0%A4%97%E0%A5%8D%E0%A4%B0%E0%A4%BE%E0%A4%AE%E0%A5%80%E0%A4%A3_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_RRBs\"><\/span><strong>\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915 (RRBs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915\u094b\u0902 (RRBs) \u0915\u0940 \u0905\u0935\u0927\u093e\u0930\u0923\u093e \u0915\u093e \u0935\u093f\u0915\u093e\u0938 \u0935\u0930\u094d\u0937 <strong>1975 \u092e\u0947\u0902 \u0928\u0930\u0938\u093f\u092e\u094d\u0939\u092e \u0938\u092e\u093f\u0924\u093f (1975)<\/strong> \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936\u094b\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092a\u094d\u0930\u093e\u0930\u092e\u094d\u092d \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<\/li>\n\n\n\n<li>\u0907\u0928\u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e 1975 \u092e\u0947\u0902 \u092a\u093e\u0930\u093f\u0924 \u090f\u0915 \u0905\u0927\u094d\u092f\u093e\u0926\u0947\u0936 \u0914\u0930 <strong>\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1976<\/strong> \u0915\u0947 \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924, \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u092d\u093e\u0917 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u0940 \u0917\u0908 \u0925\u0940\u0964<\/li>\n\n\n\n<li>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915\u094b\u0902 (RRBs) \u0915\u0947 \u0915\u0941\u091b <strong>\u0909\u0926\u093e\u0939\u0930\u0923\u094b\u0902 \u092e\u0947\u0902<\/strong> \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902 &#8211; \u092a\u0936\u094d\u091a\u093f\u092e \u092c\u0902\u0917 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915, \u0906\u0902\u0927\u094d\u0930 \u092a\u094d\u0930\u0926\u0947\u0936 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915 \u0906\u0926\u093f\u0964<\/li>\n\n\n\n<li>\u0907\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 <strong>\u0926\u094b\u0939\u0930\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902<\/strong> \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u093e \u0939\u0948:\n<ul class=\"wp-block-list\">\n<li>\u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0932\u0918\u0941 \u0914\u0930 \u0938\u0940\u092e\u093e\u0902\u0924 \u0915\u093f\u0938\u093e\u0928\u094b\u0902, \u0915\u0943\u0937\u093f \u0936\u094d\u0930\u092e\u093f\u0915\u094b\u0902, \u0915\u093e\u0930\u0940\u0917\u0930\u094b\u0902 \u0914\u0930 \u091b\u094b\u091f\u0947 \u0909\u0926\u094d\u092f\u092e\u093f\u092f\u094b\u0902 \u0938\u0939\u093f\u0924 \u0938\u092e\u093e\u091c \u0915\u0947 \u0915\u092e\u091c\u094b\u0930 \u0935\u0930\u094d\u0917\u094b\u0902 \u0915\u094b \u0930\u093f\u092f\u093e\u092f\u0924\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u092a\u0930 \u090b\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e, \u0914\u0930<\/li>\n\n\n\n<li>\u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u092c\u091a\u0924 \u0915\u094b \u092c\u095d\u093e\u0935\u093e \u0926\u0947\u0928\u093e \u0924\u0925\u093e \u0907\u0938 \u092c\u091a\u0924 \u0915\u094b \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0909\u0924\u094d\u092a\u093e\u0926\u0915 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0928\u093e, \u0936\u0939\u0930\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u091c\u092e\u093e\u0913\u0902 \u0915\u093e \u092c\u0939\u093f\u0930\u094d\u0935\u093e\u0939 \u0930\u094b\u0915\u0928\u093e, \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0905\u0938\u0902\u0924\u0941\u0932\u0928 \u0915\u092e \u0915\u0930\u0928\u093e \u0914\u0930 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0930\u094b\u091c\u0917\u093e\u0930 \u0938\u0943\u091c\u0928 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0930\u0928\u093e\u0964<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>RRBs \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0914\u0930 \u0905\u0930\u094d\u0927-\u0936\u0939\u0930\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0938\u0947 \u091c\u092e\u093e\u090f\u0901 \u0930\u093e\u0936\u093f \u0915\u094b \u0938\u0902\u091a\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u0932\u0918\u0941 \u0914\u0930 \u0938\u0940\u092e\u093e\u0902\u0924 \u0915\u093f\u0938\u093e\u0928\u094b\u0902, \u0915\u0943\u0937\u093f \u0936\u094d\u0930\u092e\u093f\u0915\u094b\u0902, \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u093e\u0930\u0940\u0917\u0930\u094b\u0902 \u0914\u0930 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0905\u0928\u094d\u092f \u0910\u0938\u0947 \u0935\u0930\u094d\u0917\u094b\u0902 \u0915\u094b \u090b\u0923 \u0914\u0930 \u0905\u0917\u094d\u0930\u093f\u092e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964\n<ul class=\"wp-block-list\">\n<li>\u0915\u0941\u0932 \u092e\u093f\u0932\u093e\u0915\u0930, RRBs \u0915\u094b \u0905\u092a\u0928\u0947 <strong>\u0915\u0941\u0932 \u090b\u0923 \u0915\u093e 75% \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u090b\u0923 \u0915\u0947<\/strong> \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>RRBs \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u0938\u0947 \u092a\u0930\u093f\u091a\u093f\u0924 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u090f\u0915 \u0938\u0939\u0915\u093e\u0930\u0940 \u0938\u0902\u0938\u094d\u0925\u093e \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u093e\u0927\u0928\u094b\u0902 \u0915\u094b \u0938\u0902\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u092a\u0928\u0940 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915\u0924\u093e \u0914\u0930 \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u090f\u0915 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u0913\u0902 \u0915\u094b \u091c\u094b\u0921\u093c\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u0936\u0947\u092f\u0930 \u0915\u093e \u0905\u0928\u0941\u092a\u093e\u0924 <strong>\u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930, \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0930\u093e\u091c\u094d\u092f \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092a\u094d\u0930\u093e\u092f\u094b\u091c\u0915 \u092c\u0948\u0902\u0915<\/strong> \u0926\u094d\u0935\u093e\u0930\u093e<strong> 50:15:35<\/strong> \u0915\u0947 \u0905\u0928\u0941\u092a\u093e\u0924 \u092e\u0947\u0902 \u0930\u0916\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 RRBs \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0930\u093e\u091c\u094d\u092f\u094b\u0902 \u092e\u0947\u0902 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0938\u094d\u0924\u0930 \u092a\u0930 \u0914\u0930 \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0927\u093f\u0938\u0942\u091a\u093f\u0924 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0938\u0940\u092e\u093e \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915\u094b\u0902<\/strong> \u0915\u094b <strong>\u0906\u0930\u092c\u0940\u0906\u0908 <\/strong>\u0926\u094d\u0935\u093e\u0930\u093e \u0935\u093f\u0928\u093f\u092f\u092e\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0924\u0925\u093e \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0915\u0943\u0937\u093f \u0914\u0930 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0935\u093f\u0915\u093e\u0938 \u092c\u0948\u0902\u0915 (<strong>NABARD<\/strong>) \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u0930\u0940\u0915\u094d\u0937\u0923 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-fa50867dd23f7ea822a41c49d71e572c\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A4%BE_%E0%A4%AE%E0%A4%B9%E0%A4%A4%E0%A5%8D%E0%A4%A4%E0%A5%8D%E0%A4%B5\"><\/span><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u092e\u0939\u0924\u094d\u0924\u094d\u0935<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u092d\u093e\u0930\u0924\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u0908 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0909\u0928\u094d\u0939\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092c\u0928\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0909\u0928\u0915\u0947 \u0915\u0941\u091b \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0915\u093e\u0930\u094d\u092f\u094b\u0902 \u0914\u0930 \u092e\u0939\u0924\u094d\u0924\u094d\u0935 \u0915\u094b \u0928\u093f\u092e\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0938\u0947 \u0926\u0947\u0916\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u091c\u092e\u093e\u090f\u0901 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u093e<\/strong>: \u0935\u0947 \u091c\u0928\u0924\u093e \u0938\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u091c\u092e\u093e\u090f\u0901 \u0930\u093e\u0936\u093f \u0915\u094b \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0927\u0928 \u0915\u093e \u092e\u0941\u0916\u094d\u092f \u0938\u094d\u0930\u094b\u0924 \u092c\u0928\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u090b\u0923 \u0914\u0930 \u0905\u0917\u094d\u0930\u093f\u092e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e<\/strong>: \u092c\u0948\u0902\u0915 \u090b\u0923 \u0914\u0930 \u090b\u0923 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0935\u093f\u0924\u094d\u0924, \u0915\u0943\u0937\u093f, \u0914\u0926\u094d\u092f\u094b\u0917\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0914\u0930 \u0905\u0928\u094d\u092f \u0906\u0930\u094d\u0925\u093f\u0915 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0927\u0928 \u0915\u093e \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915 \u0938\u094d\u0930\u094b\u0924 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0924\u093e<\/strong>: \u0935\u0947 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0924\u0915 \u092c\u091a\u0924 \u0915\u094b \u091c\u0941\u091f\u093e\u0915\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0917\u0924\u093f\u0936\u0940\u0932\u0924\u093e \u0915\u094b \u0938\u0941\u0917\u092e \u092c\u0928\u093e\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u0926\u0915\u094d\u0937\u0924\u093e \u092c\u0922\u093c\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928<\/strong>: \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0915\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0936\u094d\u0930\u0947\u0923\u0940 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902, \u0935\u0947 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0905\u0927\u093f\u0915\u0924\u092e \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0921\u093f\u091c\u093f\u091f\u0932 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e<\/strong>: \u0935\u0947 \u092e\u094b\u092c\u093e\u0907\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917, \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0906\u0926\u093f \u091c\u0948\u0938\u0940 \u0928\u0935\u0940\u0928\u0924\u092e \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u090f\u0901 \u092d\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0921\u093f\u091c\u093f\u091f\u0932 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u094b \u0906\u092e \u091c\u0928\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u092c\u093e\u0927 \u0914\u0930 \u0905\u0927\u093f\u0915 \u0938\u0941\u0932\u092d \u092c\u0928\u093e\u0924\u0947 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0928 \u0915\u0947\u0935\u0932 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u092c\u0932\u094d\u0915\u093f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0915\u0930 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u092e\u0947\u0902 \u092d\u0940 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u0948\u0938\u0947-\u091c\u0948\u0938\u0947 \u092f\u0947 \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u0935\u093f\u0915\u0938\u093f\u0924 \u0939\u094b\u0924\u0947 \u0930\u0939\u0947\u0902\u0917\u0947, \u092f\u0947 \u092d\u093e\u0930\u0924 \u0915\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0906\u0916\u094d\u092f\u093e\u0928 \u0915\u0947 \u0915\u0947\u0902\u0926\u094d\u0930 \u092e\u0947\u0902 \u0930\u0939\u0947\u0902\u0917\u0947, \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u0917\u0924\u093f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0947\u0902\u0917\u0947 \u0914\u0930 \u0905\u0927\u093f\u0915 \u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093e\u0924\u093e\u0935\u0930\u0923 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-f04d4989a4f1662fa4450467d261da09\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%AA%E0%A4%B0_%E0%A4%B8%E0%A4%BE%E0%A4%AE%E0%A4%BE%E0%A4%A8%E0%A5%8D%E0%A4%AF%E0%A4%A4_%E0%A4%AA%E0%A5%82%E0%A4%9B%E0%A5%87_%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A5%87_%E0%A4%B5%E0%A4%BE%E0%A4%B2%E0%A5%87_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%B6%E0%A5%8D%E0%A4%A8\"><\/span><strong>\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u092a\u0930 \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924: \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1713866207167\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%8B%E0%A4%A4%E0%A5%87_%E0%A4%B9%E0%A5%88%E0%A4%82\"><\/span><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915, \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0935\u0947 \u092c\u0948\u0902\u0915 \u0939\u0948\u0902 \u091c\u094b \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u0924\u0925\u093e \u0932\u093e\u092d \u0905\u0930\u094d\u091c\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1713866222415\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%95%E0%A4%BF%E0%A4%A4%E0%A4%A8%E0%A5%87_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%95%E0%A4%BE%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%B9%E0%A5%88%E0%A4%82\"><\/span><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0915\u093f\u0924\u0928\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0939\u0948\u0902?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0935\u094d\u092f\u093e\u092a\u0915 \u0930\u0942\u092a \u0938\u0947 \u0926\u094b \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u092d\u091c\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948 &#8211; \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0914\u0930 \u0917\u0948\u0930-\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0915\u094b\u0908 \u092a\u094d\u0930\u092e\u0941\u0916 \u0917\u0948\u0930-\u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0928\u0939\u0940\u0902 \u0939\u0948,\u091c\u092c\u0915\u093f \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0939\u0948\u0902 \u091c\u0948\u0938\u0947 &#8211; \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (PSBs), \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915, \u0928\u093f\u091c\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0935\u093f\u0926\u0947\u0936\u0940 \u092c\u0948\u0902\u0915 \u0914\u0930 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915 (RRBs)\u0964<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1713866235085\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B8%E0%A4%AC%E0%A4%B8%E0%A5%87_%E0%A4%AC%E0%A4%A1%E0%A4%BC%E0%A4%BE_%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%95%E0%A5%8C%E0%A4%A8_%E0%A4%B8%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u094c\u0928 \u0938\u093e \u0939\u0948?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u0936\u093e\u0916\u093e \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0914\u0930 \u090b\u0923 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930, \u092d\u093e\u0930\u0924\u0940\u092f \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 (SBI) \u0915\u094b \u092d\u093e\u0930\u0924 \u0915\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u090f\u0915 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u093e\u0917 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902, \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u092d\u093e\u0930\u0924\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u090f\u0915 \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n","protected":false},"author":9,"featured_media":7868,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[83],"tags":[86],"class_list":["post-7486","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-83","tag---3"],"_links":{"self":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/7486","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/comments?post=7486"}],"version-history":[{"count":4,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/7486\/revisions"}],"predecessor-version":[{"id":7493,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/7486\/revisions\/7493"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/media\/7868"}],"wp:attachment":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/media?parent=7486"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/categories?post=7486"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/tags?post=7486"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}