{"id":13047,"date":"2024-11-04T07:39:40","date_gmt":"2024-11-04T07:39:40","guid":{"rendered":"https:\/\/www.nextias.com\/blog\/?p=13047"},"modified":"2025-12-26T11:03:01","modified_gmt":"2025-12-26T11:03:01","slug":"%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0","status":"publish","type":"post","link":"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/","title":{"rendered":"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u0938\u0928 \u0938\u0941\u0927\u093e\u0930"},"content":{"rendered":"\n<p><em>\u092d\u093e\u0930\u0924 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href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%B5%E0%A4%9C%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%AC%E0%A5%80_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B6%E0%A4%BE%E0%A4%B8%E0%A4%A8_%E0%A4%AE%E0%A5%81%E0%A4%A6%E0%A5%8D%E0%A4%A6%E0%A5%87\" title=\"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (\u092a\u0940\u090f\u0938\u092c\u0940) \u092e\u0947\u0902 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href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%AC%E0%A5%8B%E0%A4%B0%E0%A5%8D%E0%A4%A1_%E0%A4%95%E0%A5%87_%E0%A4%B8%E0%A4%82%E0%A4%9A%E0%A4%BE%E0%A4%B2%E0%A4%A8_%E0%A4%AA%E0%A4%B0_%E0%A4%AA%E0%A5%80%E0%A4%9C%E0%A5%87_%E0%A4%A8%E0%A4%BE%E0%A4%AF%E0%A4%95_%E0%A4%B8%E0%A4%AE%E0%A4%BF%E0%A4%A4%E0%A4%BF\" title=\"\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u0915\u0947 \u0938\u0902\u091a\u093e\u0932\u0928 \u092a\u0930 \u092a\u0940.\u091c\u0947. \u0928\u093e\u092f\u0915 \u0938\u092e\u093f\u0924\u093f\">\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u0915\u0947 \u0938\u0902\u091a\u093e\u0932\u0928 \u092a\u0930 \u092a\u0940.\u091c\u0947. \u0928\u093e\u092f\u0915 \u0938\u092e\u093f\u0924\u093f<\/a><ul 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href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#%E0%A4%AA%E0%A5%80%E0%A4%9C%E0%A5%87_%E0%A4%A8%E0%A4%BE%E0%A4%AF%E0%A4%95_%E0%A4%B8%E0%A4%AE%E0%A4%BF%E0%A4%A4%E0%A4%BF_%E0%A4%95%E0%A5%80_%E0%A4%B8%E0%A4%BF%E0%A4%AB%E0%A4%BE%E0%A4%B0%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%82\" title=\"\u092a\u0940.\u091c\u0947. \u0928\u093e\u092f\u0915 \u0938\u092e\u093f\u0924\u093f \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936\u0947\u0902\">\u092a\u0940.\u091c\u0947. \u0928\u093e\u092f\u0915 \u0938\u092e\u093f\u0924\u093f \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936\u0947\u0902<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%AE%E0%A5%81%E0%A4%96_%E0%A4%B6%E0%A4%BE%E0%A4%B8%E0%A4%A8_%E0%A4%B8%E0%A5%81%E0%A4%A7%E0%A4%BE%E0%A4%B0\" title=\"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u092a\u094d\u0930\u092e\u0941\u0916 \u0936\u093e\u0938\u0928 \u0938\u0941\u0927\u093e\u0930\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u092a\u094d\u0930\u092e\u0941\u0916 \u0936\u093e\u0938\u0928 \u0938\u0941\u0927\u093e\u0930<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%AC%E0%A5%8B%E0%A4%B0%E0%A5%8D%E0%A4%A1_%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A5%82%E0%A4%B0%E0%A5%8B_BBB\" title=\"\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB)\">\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB)<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%AC%E0%A5%8B%E0%A4%B0%E0%A5%8D%E0%A4%A1_%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A5%82%E0%A4%B0%E0%A5%8B_BBB_%E0%A4%95%E0%A5%87_%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%AF\" title=\"\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0947 \u0915\u093e\u0930\u094d\u092f\">\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0947 \u0915\u093e\u0930\u094d\u092f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%AC%E0%A5%8B%E0%A4%B0%E0%A5%8D%E0%A4%A1_%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A5%82%E0%A4%B0%E0%A5%8B_BBB_%E0%A4%95%E0%A5%87_%E0%A4%B5%E0%A4%BF%E0%A4%B0%E0%A5%81%E0%A4%A6%E0%A5%8D%E0%A4%A7_%E0%A4%A4%E0%A4%B0%E0%A5%8D%E0%A4%95\" title=\"\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u0924\u0930\u094d\u0915\">\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u0924\u0930\u094d\u0915<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%AC%E0%A5%8B%E0%A4%B0%E0%A5%8D%E0%A4%A1_%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A5%82%E0%A4%B0%E0%A5%8B_BBB_%E0%A4%95%E0%A5%87_%E0%A4%AA%E0%A4%95%E0%A5%8D%E0%A4%B7_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%A4%E0%A4%B0%E0%A5%8D%E0%A4%95\" title=\"\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0947 \u092a\u0915\u094d\u0937 \u092e\u0947\u0902 \u0924\u0930\u094d\u0915\">\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0947 \u092a\u0915\u094d\u0937 \u092e\u0947\u0902 \u0924\u0930\u094d\u0915<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#%E0%A4%88%E0%A4%9C%E0%A4%BC_EASE_%E0%A4%B0%E0%A4%BF%E0%A4%AB%E0%A5%89%E0%A4%B0%E0%A5%8D%E0%A4%AE_%E0%A4%8F%E0%A4%9C%E0%A5%87%E0%A4%82%E0%A4%A1%E0%A4%BE\" title=\"\u0908\u091c\u093c (EASE) \u0930\u093f\u092b\u0949\u0930\u094d\u092e \u090f\u091c\u0947\u0902\u0921\u093e\">\u0908\u091c\u093c (EASE) \u0930\u093f\u092b\u0949\u0930\u094d\u092e \u090f\u091c\u0947\u0902\u0921\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#EASE_10\" title=\"EASE 1.0\">EASE 1.0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#EASE_20\" title=\"EASE 2.0\">EASE 2.0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#EASE_30\" title=\"EASE 3.0\">EASE 3.0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#EASE_40\" title=\"EASE 4.0\">EASE 4.0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%ad%e0%a4%be%e0%a4%b0%e0%a4%a4-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a4%a8-%e0%a4%b8%e0%a5%81%e0%a4%a7%e0%a4%be%e0%a4%b0\/#%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%8D%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%B7\" title=\"\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937\">\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-3a74b9952ff3388f949064ee4f11a0f5\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%B5%E0%A4%9C%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%B8%E0%A4%AC%E0%A5%80_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B6%E0%A4%BE%E0%A4%B8%E0%A4%A8_%E0%A4%AE%E0%A5%81%E0%A4%A6%E0%A5%8D%E0%A4%A6%E0%A5%87\"><\/span><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (\u092a\u0940\u090f\u0938\u092c\u0940) \u092e\u0947\u0902 \u0936\u093e\u0938\u0928 \u092e\u0941\u0926\u094d\u0926\u0947<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 (PSBs) \u0915\u0908 \u0936\u093e\u0938\u0928 \u092e\u0941\u0926\u094d\u0926\u094b\u0902 \u0938\u0947 \u0917\u094d\u0930\u0938\u094d\u0924 \u0939\u0948\u0902 \u091c\u094b \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u0938\u0928 \u0938\u0941\u0927\u093e\u0930\u094b\u0902 \u0915\u094b \u0906\u0935\u0936\u094d\u092f\u0915 \u092c\u0928\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921\u094b\u0902 \u0915\u0947 \u0936\u093e\u0938\u0928 \u092a\u0930 \u0906\u0930\u092c\u0940\u0906\u0908 \u0938\u092e\u093f\u0924\u093f \u0928\u0947 \u092a\u0940\u090f\u0938\u092c\u0940 \u092e\u0947\u0902 \u0915\u0941\u091b \u092a\u094d\u0930\u092e\u0941\u0916 \u0936\u093e\u0938\u0928 \u092e\u0941\u0926\u094d\u0926\u094b\u0902 \u092a\u0930 \u092a\u094d\u0930\u0915\u093e\u0936 \u0921\u093e\u0932\u093e, \u091c\u0948\u0938\u0947 \u0915\u093f <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0930\u0923\u0928\u0940\u0924\u093f\/\u091c\u094b\u0916\u093f\u092e \u0915\u0947 \u092c\u091c\u093e\u092f \u0938\u093e\u092e\u0930\u093f\u0915 \u092e\u0941\u0926\u094d\u0926\u094b\u0902 \u092a\u0930 \u0905\u0927\u093f\u0915 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u093e\u0964<\/li>\n\n\n\n<li>\u092c\u094b\u0930\u094d\u0921 \u0915\u0940 \u091a\u0930\u094d\u091a\u093e\u090f\u0901 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930 \u0915\u0947 \u092c\u091c\u093e\u092f \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0947 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0938\u0947 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0939\u094b\u0928\u093e\u0964<\/li>\n\n\n\n<li><strong><em><a href=\"https:\/\/www.nextias.com\/blog\/%E0%A4%97%E0%A5%88%E0%A4%B0-%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%8D%E0%A4%AA%E0%A4%BE%E0%A4%A6%E0%A4%BF%E0%A4%A4-%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%B8%E0%A4%82%E0%A4%AA%E0%A4%A4%E0%A5%8D%E0%A4%A4%E0%A4%BF%E0%A4%AF%E0%A4%BE%E0%A4%81\/\">\u0917\u0948\u0930 \u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902<\/a><\/em> <\/strong>\u0915\u0940 \u0938\u092e\u0938\u094d\u092f\u093e \u0915\u0947 \u0938\u092e\u093e\u0927\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0915\u093e \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0905\u092d\u093e\u0935\u0964<\/li>\n\n\n\n<li>\u091c\u094b\u0916\u093f\u092e \u0936\u092e\u0928 \u0924\u0902\u0924\u094d\u0930 \u0915\u0947 \u0921\u093f\u091c\u093e\u0907\u0928 \u0915\u093e \u0905\u092d\u093e\u0935 \u0906\u0926\u093f\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-7c5599fd6c6d8d6e79026e6ce79564a3\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%AC%E0%A5%8B%E0%A4%B0%E0%A5%8D%E0%A4%A1_%E0%A4%95%E0%A5%87_%E0%A4%B8%E0%A4%82%E0%A4%9A%E0%A4%BE%E0%A4%B2%E0%A4%A8_%E0%A4%AA%E0%A4%B0_%E0%A4%AA%E0%A5%80%E0%A4%9C%E0%A5%87_%E0%A4%A8%E0%A4%BE%E0%A4%AF%E0%A4%95_%E0%A4%B8%E0%A4%AE%E0%A4%BF%E0%A4%A4%E0%A4%BF\"><\/span><strong>\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u0915\u0947 \u0938\u0902\u091a\u093e\u0932\u0928 \u092a\u0930 \u092a\u0940.\u091c\u0947. \u0928\u093e\u092f\u0915 \u0938\u092e\u093f\u0924\u093f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u092a\u0940.\u091c\u0947. \u0928\u093e\u092f\u0915 \u0938\u092e\u093f\u0924\u093f \u0915\u093e \u0917\u0920\u0928 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0938\u0902\u091a\u093e\u0932\u0928 \u0938\u0941\u0927\u093e\u0930\u094b\u0902 \u0915\u0940 \u0926\u093f\u0936\u093e \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-1b80539e625012e8c80ebcf3208ce133\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"%E0%A4%AA%E0%A5%80%E0%A4%9C%E0%A5%87_%E0%A4%A8%E0%A4%BE%E0%A4%AF%E0%A4%95_%E0%A4%B8%E0%A4%AE%E0%A4%BF%E0%A4%A4%E0%A4%BF_%E0%A4%95%E0%A5%87_%E0%A4%89%E0%A4%A6%E0%A5%8D%E0%A4%A6%E0%A5%87%E0%A4%B6%E0%A5%8D%E0%A4%AF\"><\/span><strong>\u092a\u0940.\u091c\u0947. \u0928\u093e\u092f\u0915 \u0938\u092e\u093f\u0924\u093f \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0906\u0930\u092c\u0940\u0906\u0908 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u0940.\u091c\u0947. \u0928\u093e\u092f\u0915 \u0938\u092e\u093f\u0924\u093f \u0915\u093e \u0917\u0920\u0928 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0926\u094b \u092a\u094d\u0930\u092e\u0941\u0916 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u092c\u094b\u0930\u094d\u0921\u094b\u0902 \u0915\u0947 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u093e, \u0914\u0930<\/li>\n\n\n\n<li>\u092a\u0940\u090f\u0938\u092c\u0940 \u092e\u0947\u0902 \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u091f \u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u093f\u092b\u093e\u0930\u093f\u0936\u0947\u0902 \u0915\u0930\u0928\u093e\u0964<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-96da2a3a62ce1b5b04f3fa17fda26cd3\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"%E0%A4%AA%E0%A5%80%E0%A4%9C%E0%A5%87_%E0%A4%A8%E0%A4%BE%E0%A4%AF%E0%A4%95_%E0%A4%B8%E0%A4%AE%E0%A4%BF%E0%A4%A4%E0%A4%BF_%E0%A4%95%E0%A5%80_%E0%A4%B8%E0%A4%BF%E0%A4%AB%E0%A4%BE%E0%A4%B0%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%82\"><\/span><strong>\u092a\u0940.\u091c\u0947. \u0928\u093e\u092f\u0915 \u0938\u092e\u093f\u0924\u093f \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936\u0947\u0902<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u0938\u092e\u093f\u0924\u093f \u0928\u0947 12 \u092e\u0908, 2014 \u0915\u094b \u0905\u092a\u0928\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0940 \u0914\u0930 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u092e\u0941\u0916\u094d\u092f \u0938\u093f\u092b\u093e\u0930\u093f\u0936\u0947\u0902 \u092a\u0947\u0936 \u0915\u0940\u0902-<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0915\u0941\u091b \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0915\u094b \u0928\u093f\u0930\u0938\u094d\u0924 \u0915\u0930\u0928\u093e:<\/strong> \u092c\u0948\u0902\u0915 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f\u0915\u0930\u0923 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, \u090f\u0938\u092c\u0940\u0906\u0908 \u0905\u0927\u093f\u0928\u093f\u092f\u092e \u0914\u0930 \u090f\u0938\u092c\u0940\u0906\u0908 (\u0938\u0939\u093e\u092f\u0915 \u092c\u0948\u0902\u0915) \u0905\u0927\u093f\u0928\u093f\u092f\u092e \u0915\u094b \u0930\u0926\u094d\u0926 \u0915\u0930\u0928\u093e \u092f\u093e \u0939\u091f\u093e\u0928\u093e\u0964<\/li>\n\n\n\n<li><strong>\u092c\u0948\u0902\u0915 \u0928\u093f\u0935\u0947\u0936 \u0915\u0902\u092a\u0928\u0940 (\u092c\u0940\u0906\u0908\u0938\u0940) \u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e: <\/strong>\u0907\u0938\u0928\u0947 \u0915\u0902\u092a\u0928\u0940 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 2013 \u0915\u0947 \u0924\u0939\u0924 \u090f\u0915 \u092e\u0941\u0916\u094d\u092f \u0928\u093f\u0935\u0947\u0936 \u0915\u0902\u092a\u0928\u0940 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0928\u093f\u0935\u0947\u0936 \u0915\u0902\u092a\u0928\u0940 (\u092c\u0940\u0906\u0908\u0938\u0940) \u0915\u0947 \u0917\u0920\u0928 \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0915\u0940\u0964\n<ul class=\"wp-block-list\">\n<li>\u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 \u092a\u0940\u090f\u0938\u092c\u0940 \u092e\u0947\u0902 \u0905\u092a\u0928\u0947 \u0936\u0947\u092f\u0930 \u092c\u0940\u0906\u0908\u0938\u0940 \u0915\u094b \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u0930\u0947\u0917\u0940\u0964<\/li>\n\n\n\n<li>\u092c\u0940\u0906\u0908\u0938\u0940, \u092a\u0940\u090f\u0938\u092c\u0940 \u0915\u0940 \u0939\u094b\u0932\u094d\u0921\u093f\u0902\u0917 \u0915\u0902\u092a\u0928\u0940 \u092c\u0928 \u091c\u093e\u090f\u0917\u0940, \u0914\u0930 \u092c\u0948\u0902\u0915 \u0907\u0938\u0915\u0940 \u0938\u0939\u093e\u092f\u0915 \u0915\u092e\u094d\u092a\u0928\u093f\u092f\u093e\u0901 \u092c\u0928 \u091c\u093e\u090f\u0902\u0917\u0947\u0964<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (\u092c\u0940\u092c\u0940\u092c\u0940)<\/strong> <strong>\u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e:<\/strong> \u0938\u092e\u093f\u0924\u093f \u0928\u0947 <strong>\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (\u092c\u0940\u092c\u0940\u092c\u0940) <\/strong>\u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e \u0915\u0940 \u092d\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0915\u0940\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-be41b613880a407ed7cc85d75667eb51\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%AE%E0%A5%81%E0%A4%96_%E0%A4%B6%E0%A4%BE%E0%A4%B8%E0%A4%A8_%E0%A4%B8%E0%A5%81%E0%A4%A7%E0%A4%BE%E0%A4%B0\"><\/span><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u092a\u094d\u0930\u092e\u0941\u0916 \u0936\u093e\u0938\u0928 \u0938\u0941\u0927\u093e\u0930<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u0938\u0928 \u0938\u0941\u0927\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0915\u0940 \u0917\u0908 \u0915\u0941\u091b \u092a\u094d\u0930\u092e\u0941\u0916 \u092a\u0939\u0932\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e\u0964<\/li>\n\n\n\n<li>EASE \u0938\u0941\u0927\u093e\u0930 \u090f\u091c\u0947\u0902\u0921\u093e<\/li>\n<\/ol>\n\n\n\n<p>\u0907\u0928 \u0926\u094b \u0938\u0941\u0927\u093e\u0930\u094b\u0902 \u0915\u094b \u0906\u0917\u0947 \u0915\u0947 \u0905\u0928\u0941\u092d\u093e\u0917\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0938\u0947 \u0938\u092e\u091d\u093e\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-57b2d1c64579c4b2846a924bd57a6592\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%AC%E0%A5%8B%E0%A4%B0%E0%A5%8D%E0%A4%A1_%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A5%82%E0%A4%B0%E0%A5%8B_BBB\"><\/span><strong>\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u0930\u0915\u093e\u0930 \u0928\u0947 2016 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSB) \u0914\u0930 \u0930\u093e\u091c\u094d\u092f \u0915\u0947 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0935\u093e\u0932\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902 \u0915\u0947 \u0917\u0948\u0930-\u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0930\u0940 \u0905\u0927\u094d\u092f\u0915\u094d\u0937\u094b\u0902 \u0914\u0930 \u092a\u0942\u0930\u094d\u0923\u0915\u093e\u0932\u093f\u0915 \u0928\u093f\u0926\u0947\u0936\u0915\u094b\u0902 \u0915\u0940 \u0928\u093f\u092f\u0941\u0915\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0938\u093f\u092b\u093e\u0930\u093f\u0936\u0947\u0902 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0928\u093f\u0915\u093e\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0947 \u0917\u0920\u0928 \u0915\u094b \u092e\u0902\u091c\u0942\u0930\u0940 \u0926\u0940\u0964<\/li>\n\n\n\n<li>\u092f\u0939 \u090f\u0915 \u0938\u094d\u0935\u093e\u092f\u0924\u094d\u0924 \u0905\u0928\u0941\u0936\u0902\u0938\u093e\u0924\u094d\u092e\u0915 \u0928\u093f\u0915\u093e\u092f \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0938\u0942\u091a\u0928\u093e \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 2005 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u090f\u0915 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-6c37c5b1fd2972cd4ff50e665e17f39c\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%AC%E0%A5%8B%E0%A4%B0%E0%A5%8D%E0%A4%A1_%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A5%82%E0%A4%B0%E0%A5%8B_BBB_%E0%A4%95%E0%A5%87_%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%AF\"><\/span><strong>\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0947 \u0915\u093e\u0930\u094d\u092f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u093e\u0930\u094d\u092f\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0935\u093e\u0932\u0940 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0926\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0928\u093f\u092f\u0941\u0915\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u094d\u092e\u093f\u092f\u094b\u0902 \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0915\u0930\u0928\u093e\u0964\n<ul class=\"wp-block-list\">\n<li><strong>\u0928\u094b\u091f <\/strong>: \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f \u0915\u0947 \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0938\u0947 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0928\u093f\u092f\u0941\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u092a\u0930 \u0905\u0902\u0924\u093f\u092e \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSB) \u0915\u0947 \u0928\u093f\u0926\u0947\u0936\u0915 \u092e\u0902\u0921\u0932 (BoD) \u0915\u0947 \u0938\u093e\u0925 \u092e\u093f\u0932\u0915\u0930 \u0909\u0928\u0915\u0947 \u0935\u093f\u0915\u093e\u0938 \u0914\u0930 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u0909\u091a\u093f\u0924 \u0930\u0923\u0928\u0940\u0924\u093f \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0928\u093e\u0964<\/li>\n\n\n\n<li>\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u091f \u092a\u094d\u0930\u0936\u093e\u0938\u0928 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930, \u0915\u094d\u0937\u092e\u0924\u093e \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0906\u0926\u093f\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-e61b5eebb9b2ab750f892bfffcd54700\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%AC%E0%A5%8B%E0%A4%B0%E0%A5%8D%E0%A4%A1_%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A5%82%E0%A4%B0%E0%A5%8B_BBB_%E0%A4%95%E0%A5%87_%E0%A4%B5%E0%A4%BF%E0%A4%B0%E0%A5%81%E0%A4%A6%E0%A5%8D%E0%A4%A7_%E0%A4%A4%E0%A4%B0%E0%A5%8D%E0%A4%95\"><\/span><strong>\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u0924\u0930\u094d\u0915<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0928\u093e\u092f\u0915 \u0938\u092e\u093f\u0924\u093f \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0938\u092d\u0940 \u092c\u0948\u0902\u0915 \u0915\u0947\u0935\u0932 \u2018\u0932\u093e\u092d-\u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u2019 \u0938\u0947 \u091a\u0932\u0947\u0902\u0917\u0947, \u0915\u094b\u0908 \u092d\u0940 \u0917\u093e\u0901\u0935\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u0916\u093e\u090f\u0901 \u0928\u0939\u0940\u0902 \u0916\u094b\u0932\u0947\u0917\u093e \u0914\u0930 \u092f\u0939 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u0947 \u0932\u093f\u090f \u0939\u093e\u0928\u093f\u0915\u093e\u0930\u0915 \u0939\u094b\u0917\u093e\u0964<\/li>\n\n\n\n<li>\u0939\u093e\u0932 \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0902\u0915\u091f \u0938\u0930\u0915\u093e\u0930\u0940 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0938\u0947 \u092c\u093e\u0939\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u0942\u0939\u094b\u0902 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0939\u0941\u090f \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-46757a73fb9a1a87547cdf7fb9ed965c\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%AC%E0%A5%8B%E0%A4%B0%E0%A5%8D%E0%A4%A1_%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A5%82%E0%A4%B0%E0%A5%8B_BBB_%E0%A4%95%E0%A5%87_%E0%A4%AA%E0%A4%95%E0%A5%8D%E0%A4%B7_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%A4%E0%A4%B0%E0%A5%8D%E0%A4%95\"><\/span><strong>\u092c\u0948\u0902\u0915 \u092c\u094b\u0930\u094d\u0921 \u092c\u094d\u092f\u0942\u0930\u094b (BBB) \u0915\u0947 \u092a\u0915\u094d\u0937 \u092e\u0947\u0902 \u0924\u0930\u094d\u0915<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092c\u0922\u093c\u0924\u0947 \u0916\u0930\u093e\u092c \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 (\u092c\u0941\u0930\u0947 \u090b\u0923\u094b\u0902) \u0914\u0930 \u092a\u0942\u0902\u091c\u0940 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u0947 \u092c\u0940\u091a, \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915\u0924\u093e \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>PSB \u092e\u0947\u0902 \u092a\u0942\u0901\u091c\u0940 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u092e \u0939\u094b \u091c\u093e\u090f\u0917\u0940\u0964<\/li>\n\n\n\n<li>\u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u0928\u093f\u0926\u0947\u0936\u0915\u094b\u0902 \u0915\u0940 \u092c\u0922\u093c\u0940 \u0939\u0941\u0908 \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u0938\u0947 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u092e\u0947\u0902 \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930 \u0928\u093f\u0926\u0947\u0936\u0915\u094b\u0902 \u0915\u0940 \u0936\u093e\u0938\u0928 \u0914\u0930 \u091c\u0935\u093e\u092c\u0926\u0947\u0939\u0940 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0939\u094b\u0917\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-577c303c42f9cf6580d239bc882f579a\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"%E0%A4%88%E0%A4%9C%E0%A4%BC_EASE_%E0%A4%B0%E0%A4%BF%E0%A4%AB%E0%A5%89%E0%A4%B0%E0%A5%8D%E0%A4%AE_%E0%A4%8F%E0%A4%9C%E0%A5%87%E0%A4%82%E0%A4%A1%E0%A4%BE\"><\/span><strong>\u0908\u091c\u093c (EASE) \u0930\u093f\u092b\u0949\u0930\u094d\u092e \u090f\u091c\u0947\u0902\u0921\u093e<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0908\u091c\u093c \u0930\u093f\u092b\u0949\u0930\u094d\u092e \u090f\u091c\u0947\u0902\u0921\u093e \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u0938\u0928 \u0938\u0941\u0927\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u090f\u091c\u0947\u0902\u0921\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0907\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u094d\u0935\u091a\u094d\u091b (CLEAN) \u0914\u0930 \u0938\u094d\u092e\u093e\u0930\u094d\u091f (SMART) \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094b \u0938\u0902\u0938\u094d\u0925\u093e\u0917\u0924 \u0930\u0942\u092a \u0926\u0947\u0928\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0907\u0938\u0947 \u091c\u0928\u0935\u0930\u0940 2018 \u092e\u0947\u0902 \u0932\u0949\u0928\u094d\u091a \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<\/li>\n\n\n\n<li>\u0907\u0938\u0947 \u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915 \u0938\u0902\u0918 (Indian Banks\u2019 Association) \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0914\u0930 \u0907\u0938\u0915\u093e \u0932\u0947\u0916\u0928 \u092c\u094b\u0938\u094d\u091f\u0928 \u0915\u0902\u0938\u0932\u094d\u091f\u093f\u0902\u0917 \u0917\u094d\u0930\u0941\u092a \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964<\/li>\n\n\n\n<li>\u0907\u0938\u0947 4 \u091a\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0932\u0949\u0928\u094d\u091a \u0915\u093f\u092f\u093e \u0917\u092f\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u0928\u0935\u0940\u0928\u0924\u092e \u091a\u0930\u0923 <strong>EASE 4.0<\/strong> \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"517\" height=\"309\" src=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/blog\/uploads\/2024\/11\/image.png\" alt=\"\" class=\"wp-image-13048\" srcset=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/blog\/uploads\/2024\/11\/image.png 517w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/blog\/uploads\/2024\/11\/image-432x258.png 432w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/blog\/uploads\/2024\/11\/image-150x90.png 150w\" sizes=\"auto, (max-width: 517px) 100vw, 517px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"446\" height=\"284\" src=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/blog\/uploads\/2024\/11\/image-1.png\" alt=\"\" class=\"wp-image-13049\" srcset=\"https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/blog\/uploads\/2024\/11\/image-1.png 446w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/blog\/uploads\/2024\/11\/image-1-405x258.png 405w, https:\/\/wp-images.nextias.com\/cdn-cgi\/image\/format=auto\/blog\/uploads\/2024\/11\/image-1-150x96.png 150w\" sizes=\"auto, (max-width: 446px) 100vw, 446px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-3823e9a4b608c093dd7a3d5e22f473ef\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"EASE_10\"><\/span><strong>EASE 1.0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>EASE 1.0 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0928\u0947 \u0917\u0948\u0930-\u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 (\u090f\u0928\u092a\u0940\u090f) \u0915\u0947 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u0938\u092e\u093e\u0927\u093e\u0928 \u092e\u0947\u0902 \u092a\u0940\u090f\u0938\u092c\u0940 \u0915\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092e\u0947\u0902 \u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f \u0938\u0941\u0927\u093e\u0930 \u0926\u093f\u0916\u093e\u092f\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-8350119eef82716c126cf853de55f22c\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"EASE_20\"><\/span><strong>EASE 2.0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>EASE 2.0 \u0915\u094b EASE 1.0 \u0915\u0940 \u0928\u0940\u0902\u0935 \u092a\u0930 \u092c\u0928\u093e\u092f\u093e \u0917\u092f\u093e \u0925\u093e \u0914\u0930 \u0907\u0938\u092e\u0947\u0902 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917, \u0917\u094d\u0930\u093e\u0939\u0915 \u091c\u0935\u093e\u092c\u0926\u0947\u0939\u0940, \u090b\u0923 \u0909\u0920\u093e\u0935, \u0909\u0926\u094d\u092f\u092e\u0940\u092e\u093f\u0924\u094d\u0930 (MSME \u0915\u0947 \u090b\u0923 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0932\u093f\u090f SIDBI \u092a\u094b\u0930\u094d\u091f\u0932) \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u0940\u090f\u0938\u092c\u0940, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0914\u0930 \u0921\u093f\u091c\u093f\u091f\u0932\u0940\u0915\u0930\u0923 \u0938\u0939\u093f\u0924 \u091b\u0939 \u0935\u093f\u0937\u092f\u094b\u0902 \u092a\u0930 \u0928\u090f \u0938\u0941\u0927\u093e\u0930 \u0915\u093e\u0930\u094d\u092f \u092c\u093f\u0902\u0926\u0941 \u092a\u0947\u0936 \u0915\u093f\u090f \u0917\u090f \u0925\u0947\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-eadec3dfdee9985620a5e403d667b930\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"EASE_30\"><\/span><strong>EASE 3.0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>EASE 3.0 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0921\u093e\u092f\u0932-\u090f-\u0932\u094b\u0928 (Dial-a-loan), PSBloansin59minutes.com \u092b\u093f\u0928\u091f\u0947\u0915 \u0914\u0930 \u0908-\u0915\u0949\u092e\u0930\u094d\u0938 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940, Credit@click, \u0924\u0915\u0928\u0940\u0915-\u0938\u0915\u094d\u0937\u092e \u0915\u0943\u0937\u093f \u090b\u0923, EASE \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0906\u0909\u091f\u0932\u0947\u091f \u0906\u0926\u093f \u091c\u0948\u0938\u0940 \u0924\u0915\u0928\u0940\u0915 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 \u0938\u092d\u0940 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-c2a9e97abaecbe66492089fa1971f97a\" style=\"color:#ff6a00\"><span class=\"ez-toc-section\" id=\"EASE_40\"><\/span><strong>EASE 4.0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>EASE 4.0 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u094b \u0917\u094d\u0930\u093e\u0939\u0915-\u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0947 \u090f\u091c\u0947\u0902\u0921\u0947 \u0915\u094b \u0906\u0917\u0947 \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0924\u0915\u0928\u0940\u0915-\u0938\u0915\u094d\u0937\u092e, \u0938\u0930\u0932\u0940\u0915\u0943\u0924 \u0914\u0930 \u0938\u0939\u092f\u094b\u0917\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0924\u093f\u092c\u0926\u094d\u0927 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>EASE 4.0 \u092e\u0947\u0902 24\u00d77 \u092c\u0948\u0902\u0915\u093f\u0902\u0917, \u092a\u0942\u0930\u094d\u0935\u094b\u0924\u094d\u0924\u0930 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928, \u092b\u093f\u0928\u091f\u0947\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u093e, \u0928\u093f\u0930\u094d\u092f\u093e\u0924 \u0938\u0902\u0935\u0930\u094d\u0927\u0928, \u0915\u0943\u0937\u093f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u0921\u093f\u091c\u093f\u091f\u0932 \u090b\u0923 \u0906\u0926\u093f \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-d559de54b11383b1118ac748f14fb3da\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%8D%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%B7\"><\/span><strong>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u0938\u0928 \u0938\u0941\u0927\u093e\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0940 \u0938\u094d\u0925\u093f\u0930\u0924\u093e, \u0926\u0915\u094d\u0937\u0924\u093e \u0914\u0930 \u0905\u0916\u0902\u0921\u0924\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f \u0907\u0938 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092a\u094d\u0930\u0917\u0924\u093f \u0939\u0941\u0908 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0909\u092d\u0930\u0924\u0940 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u0938\u092e\u093e\u0927\u093e\u0928 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0936\u093e\u0938\u0928 \u092e\u093e\u0928\u0915\u094b\u0902 \u0915\u094b \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u0902\u0924\u0930 \u092a\u094d\u0930\u092f\u093e\u0938\u094b\u0902 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948\u0964 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u093f\u0924\u093e, \u091c\u0935\u093e\u092c\u0926\u0947\u0939\u0940 \u0914\u0930 \u091c\u094b\u0916\u093f\u092e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0940 \u0938\u0902\u0938\u094d\u0915\u0943\u0924\u093f \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0915\u0930, \u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915 \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u093e \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0938\u0924\u0924 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u0938\u0928 \u0938\u0941\u0927\u093e\u0930 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0938\u0941\u0927\u093e\u0930\u094b\u0902 \u0915\u093e \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u093f\u0938\u094d\u0938\u093e \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 <\/p>\n","protected":false},"author":9,"featured_media":13061,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[83],"tags":[86],"class_list":["post-13047","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-83","tag---3"],"_links":{"self":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/13047","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/comments?post=13047"}],"version-history":[{"count":8,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/13047\/revisions"}],"predecessor-version":[{"id":13062,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/13047\/revisions\/13062"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/media\/13061"}],"wp:attachment":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/media?parent=13047"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/categories?post=13047"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/tags?post=13047"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}