{"id":13043,"date":"2024-11-04T08:24:39","date_gmt":"2024-11-04T08:24:39","guid":{"rendered":"https:\/\/www.nextias.com\/blog\/?p=13043"},"modified":"2024-11-04T08:24:40","modified_gmt":"2024-11-04T08:24:40","slug":"%e0%a4%b8%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%b5%e0%a4%9c%e0%a4%a8%e0%a4%bf%e0%a4%95-%e0%a4%95%e0%a5%8d%e0%a4%b7%e0%a5%87%e0%a4%a4%e0%a5%8d%e0%a4%b0-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82","status":"publish","type":"post","link":"https:\/\/www.nextias.com\/blog\/%e0%a4%b8%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%b5%e0%a4%9c%e0%a4%a8%e0%a4%bf%e0%a4%95-%e0%a4%95%e0%a5%8d%e0%a4%b7%e0%a5%87%e0%a4%a4%e0%a5%8d%e0%a4%b0-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82\/","title":{"rendered":"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u093e 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\u0932\u0947\u0915\u093f\u0928 \u0938\u093e\u0925 \u0939\u0940 \u0938\u093e\u0925 \u0907\u0938\u0915\u0947 \u0928\u0941\u0915\u0938\u093e\u0928 \u092d\u0940 \u0939\u0948\u0902\u0964 \u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0935\u093f\u0932\u092f \u0915\u0940 \u0905\u0935\u0927\u093e\u0930\u0923\u093e, \u0907\u0938\u0915\u0947 \u0905\u0930\u094d\u0925, \u0924\u0930\u094d\u0915, \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e, \u0932\u093e\u092d, \u0939\u093e\u0928\u093f \u0914\u0930 \u0905\u0928\u094d\u092f \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0905\u0935\u0927\u093e\u0930\u0923\u093e\u0913\u0902 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0905\u0927\u094d\u092f\u092f\u0928 \u0915\u0930\u0947\u0902\u0917\u0947\u0964<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_56_1 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b8%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%b5%e0%a4%9c%e0%a4%a8%e0%a4%bf%e0%a4%95-%e0%a4%95%e0%a5%8d%e0%a4%b7%e0%a5%87%e0%a4%a4%e0%a5%8d%e0%a4%b0-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82\/#%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%B5%E0%A4%9C%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_PSBs_%E0%A4%95%E0%A5%87_%E0%A4%B5%E0%A4%BF%E0%A4%B2%E0%A4%AF_%E0%A4%95%E0%A4%BE_%E0%A4%85%E0%A4%B0%E0%A5%8D%E0%A4%A5\" title=\"\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u0947 \u0935\u093f\u0932\u092f \u0915\u093e \u0905\u0930\u094d\u0925\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u0947 \u0935\u093f\u0932\u092f \u0915\u093e \u0905\u0930\u094d\u0925<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b8%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%b5%e0%a4%9c%e0%a4%a8%e0%a4%bf%e0%a4%95-%e0%a4%95%e0%a5%8d%e0%a4%b7%e0%a5%87%e0%a4%a4%e0%a5%8d%e0%a4%b0-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82\/#%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%B5%E0%A4%9C%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_PSBs_%E0%A4%95%E0%A5%87_%E0%A4%B8%E0%A4%AE%E0%A5%87%E0%A4%95%E0%A4%A8_%E0%A4%8F%E0%A4%95%E0%A5%80%E0%A4%95%E0%A4%B0%E0%A4%A3_%E0%A4%95%E0%A5%80_%E0%A4%86%E0%A4%B5%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A4%95%E0%A4%A4%E0%A4%BE\" title=\"\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u0947 \u0938\u092e\u0947\u0915\u0928 (\u090f\u0915\u0940\u0915\u0930\u0923) \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\">\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u0947 \u0938\u092e\u0947\u0915\u0928 (\u090f\u0915\u0940\u0915\u0930\u0923) \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b8%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%b5%e0%a4%9c%e0%a4%a8%e0%a4%bf%e0%a4%95-%e0%a4%95%e0%a5%8d%e0%a4%b7%e0%a5%87%e0%a4%a4%e0%a5%8d%e0%a4%b0-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82\/#%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%B5%E0%A4%BF%E0%A4%B2%E0%A4%AF%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%87_%E0%A4%9C%E0%A5%8B%E0%A4%96%E0%A4%BF%E0%A4%AE_%E0%A4%94%E0%A4%B0_%E0%A4%9A%E0%A5%81%E0%A4%A8%E0%A5%8C%E0%A4%A4%E0%A4%BF%E0%A4%AF%E0%A4%BE%E0%A4%81\" title=\"\u092c\u0948\u0902\u0915 \u0935\u093f\u0932\u092f\u094b\u0902 \u0915\u0947 \u091c\u094b\u0916\u093f\u092e \u0914\u0930 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901\">\u092c\u0948\u0902\u0915 \u0935\u093f\u0932\u092f\u094b\u0902 \u0915\u0947 \u091c\u094b\u0916\u093f\u092e \u0914\u0930 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b8%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%b5%e0%a4%9c%e0%a4%a8%e0%a4%bf%e0%a4%95-%e0%a4%95%e0%a5%8d%e0%a4%b7%e0%a5%87%e0%a4%a4%e0%a5%8d%e0%a4%b0-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82\/#%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%8D%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%B7\" title=\"\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937\">\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b8%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%b5%e0%a4%9c%e0%a4%a8%e0%a4%bf%e0%a4%95-%e0%a4%95%e0%a5%8d%e0%a4%b7%e0%a5%87%e0%a4%a4%e0%a5%8d%e0%a4%b0-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82\/#%E0%A4%B9%E0%A4%BE%E0%A4%B2_%E0%A4%95%E0%A5%87_%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%B5%E0%A4%9C%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_PSBs_%E0%A4%95%E0%A5%87_%E0%A4%B5%E0%A4%BF%E0%A4%B2%E0%A4%AF\" title=\"\u0939\u093e\u0932 \u0915\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u0947 \u0935\u093f\u0932\u092f\">\u0939\u093e\u0932 \u0915\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u0947 \u0935\u093f\u0932\u092f<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-328463b8a6cfddb95697cf1b03e9eb5f\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4_%E0%A4%AE%E0%A5%87%E0%A4%82_%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%B5%E0%A4%9C%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_PSBs_%E0%A4%95%E0%A5%87_%E0%A4%B5%E0%A4%BF%E0%A4%B2%E0%A4%AF_%E0%A4%95%E0%A4%BE_%E0%A4%85%E0%A4%B0%E0%A5%8D%E0%A4%A5\"><\/span><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u0947 \u0935\u093f\u0932\u092f \u0915\u093e \u0905\u0930\u094d\u0925<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u093e \u0935\u093f\u0932\u092f, \u091c\u093f\u0938\u0947 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u090f\u0915\u0940\u0915\u0930\u0923 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092d\u0940 \u091c\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948, <strong>\u091b\u094b\u091f\u0947 \u0914\u0930 \u0915\u092e\u091c\u093c\u094b\u0930 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u092c\u0921\u093c\u0947 \u0914\u0930 \u092e\u091c\u093c\u092c\u0942\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u092e\u093f\u0932\u093e\u0915\u0930 \u0905\u0927\u093f\u0915 \u092e\u091c\u093c\u092c\u0942\u0924, \u0915\u0941\u0936\u0932 \u0914\u0930 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0907\u0915\u093e\u0907\u092f\u093e\u0901 \u092c\u0928\u093e\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e <\/strong>\u0915\u094b \u0938\u0902\u0926\u0930\u094d\u092d\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0907\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u0938\u092e\u0947\u0915\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u0948 \u0924\u093e\u0915\u093f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0940 \u0938\u092e\u0917\u094d\u0930 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0914\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u094b \u092c\u0922\u093c\u093e\u092f\u093e \u091c\u093e \u0938\u0915\u0947, \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0947 \u0915\u093f \u092f\u0939 \u0926\u0947\u0936 \u0915\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u0943\u0926\u094d\u0927\u093f \u0914\u0930 \u0935\u093f\u0915\u093e\u0938 \u0915\u093e \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0922\u0902\u0917 \u0938\u0947 \u0938\u092e\u0930\u094d\u0925\u0928 \u0915\u0930 \u0938\u0915\u0947\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-bc0cd7b74830d0d47cb615c107c557d3\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%B5%E0%A4%9C%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_PSBs_%E0%A4%95%E0%A5%87_%E0%A4%B8%E0%A4%AE%E0%A5%87%E0%A4%95%E0%A4%A8_%E0%A4%8F%E0%A4%95%E0%A5%80%E0%A4%95%E0%A4%B0%E0%A4%A3_%E0%A4%95%E0%A5%80_%E0%A4%86%E0%A4%B5%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A4%95%E0%A4%A4%E0%A4%BE\"><\/span><strong>\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u0947 \u0938\u092e\u0947\u0915\u0928 (\u090f\u0915\u0940\u0915\u0930\u0923) \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0916\u0902\u0921\u093f\u0924 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0902\u0930\u091a\u0928\u093e: <\/strong>\u0905\u0928\u094d\u092f \u092a\u094d\u0930\u092e\u0941\u0916 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u0913\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902, \u092d\u093e\u0930\u0924 \u0915\u093e \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u0916\u0902\u0921\u093f\u0924 \u0939\u0948\u0964 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u093e \u0935\u093f\u0932\u092f \u0907\u0938 \u0915\u092e\u0940 \u0915\u094b \u0926\u0942\u0930 \u0915\u0930\u0947\u0917\u093e\u0964<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0915\u0943\u0924 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e:<\/strong> \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 PSBs \u0906\u092a\u0938 \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902; \u0907\u0928\u0915\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092e\u0949\u0921\u0932 \u0938\u092e\u093e\u0928 \u0939\u0948 \u0914\u0930 \u0935\u0947 \u0938\u092e\u093e\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0938\u092e\u093e\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u090b\u0923 \u092e\u093e\u0902\u0917 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u092c\u0928\u093e\u0928\u093e: <\/strong>\u092d\u093e\u0930\u0924 \u0915\u094b \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0906\u0915\u093e\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948 \u091c\u094b \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0940 \u0928\u093f\u0935\u0947\u0936 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u0915\u0930 \u0938\u0915\u0947\u0902 \u0914\u0930 \u0938\u093e\u0925 \u0939\u0940 \u0938\u093e\u0925 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0936 \u0915\u094b \u092d\u0940 \u092c\u0928\u093e\u090f \u0930\u0916 \u0938\u0915\u0947\u0902\u0964\n<ul class=\"wp-block-list\">\n<li>\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e 4 \u092f\u093e 5 \u092c\u0921\u093c\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0938\u092e\u0947\u0915\u0928 \u092c\u0921\u093c\u0940 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0939\u093e\u092f\u0924\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0935\u093e\u0932\u0947 \u092c\u0948\u0902\u0915 \u092c\u0928\u093e\u090f\u0917\u093e\u0964<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u090f\u0928\u092a\u0940\u090f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0932\u093f\u090f \u092c\u0921\u093c\u0947 \u092a\u0942\u0902\u091c\u0940 \u0906\u0927\u093e\u0930 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e: <\/strong>\u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u093e \u0932\u0917\u092d\u0917 72% \u0939\u093f\u0938\u094d\u0938\u093e \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u0939\u0948, \u091c\u094b \u0909\u091a\u094d\u091a \u0917\u0948\u0930-\u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 (NPA) \u0915\u0940 \u0938\u092e\u0938\u094d\u092f\u093e \u0938\u0947 \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u0948\u0902\u0964\n<ul class=\"wp-block-list\">\n<li>\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u0938\u092e\u0947\u0915\u0928 \u090f\u0928\u092a\u0940\u090f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0932\u093f\u090f \u092c\u0921\u093c\u0947 \u092a\u0942\u0902\u091c\u0940 \u0906\u0927\u093e\u0930 \u0915\u0940 \u0913\u0930 \u0932\u0947 \u091c\u093e\u090f\u0917\u093e\u0964 \u0915\u092e\u091c\u094b\u0930 \u092c\u0948\u0902\u0915 \u0915\u093e \u092e\u091c\u092c\u0942\u0924 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0938\u093e\u0925 \u0935\u093f\u0932\u092f \u0915\u092e\u091c\u094b\u0930 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0935\u093f\u092b\u0932\u0924\u093e \u0915\u094b \u0930\u094b\u0915 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u0932\u093e\u092d:<\/strong> \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0935\u093f\u0932\u092f \u0938\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930-\u092c\u093e\u0930 \u092a\u0941\u0928\u0930\u094d\u092a\u0942\u0902\u091c\u0940\u0915\u0930\u0923 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0938\u0930\u0915\u093e\u0930 \u092a\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092c\u094b\u091d \u0915\u092e \u0939\u094b\u0917\u093e\u0964\n<ul class=\"wp-block-list\">\n<li>\u092f\u0939 \u0938\u0930\u0915\u093e\u0930 \u0915\u094b \u092c\u0947\u0938\u0932 III \u092e\u093e\u0928\u0926\u0902\u0921\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0920\u094b\u0930 \u092a\u0942\u0902\u091c\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092d\u0940 \u092e\u0926\u0926 \u0915\u0930\u0947\u0917\u093e\u0964<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0924\u093e\u0932\u092e\u0947\u0932 \u0938\u0947 \u0932\u093e\u0917\u0924 \u092e\u0947\u0902 \u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f \u0932\u093e\u092d: <\/strong>\u090f\u0915\u0940\u0915\u0943\u0924 \u092c\u0948\u0902\u0915 \u0915\u093e \u092c\u0921\u093c\u093e \u0935\u093f\u0924\u0930\u0923 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0914\u0930 \u0935\u093f\u0924\u0930\u0923 \u0932\u093e\u0917\u0924 \u0915\u094b \u0915\u092e \u0915\u0930\u0947\u0917\u093e, \u091c\u093f\u0938\u0938\u0947 \u0907\u0938\u0915\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0914\u0930 \u0909\u0928\u0915\u0940 \u0938\u0939\u093e\u092f\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u094b \u0932\u093e\u092d \u0939\u094b\u0917\u093e\u0964\n<ul class=\"wp-block-list\">\n<li>\u090f\u0915 \u0935\u093f\u0936\u0947\u0937 \u0938\u092e\u0942\u0939 \u092e\u0947\u0902 \u0935\u093f\u0932\u092f \u0915\u093f\u090f \u0917\u090f \u0938\u092d\u0940 \u092c\u0948\u0902\u0915 \u090f\u0915 \u0938\u092e\u093e\u0928 \u0915\u094b\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u092e\u093e\u0927\u093e\u0928 (\u0938\u0940\u092c\u0940\u090f\u0938) \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0938\u093e\u091d\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0909\u0928\u094d\u0939\u0947\u0902 \u0924\u0915\u0928\u0940\u0915\u0940 \u0930\u0942\u092a \u0938\u0947 \u0924\u093e\u0932\u092e\u0947\u0932 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-7c7cd6f2f2ec74fc0eeb4fe2046e07c3\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%B5%E0%A4%BF%E0%A4%B2%E0%A4%AF%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%87_%E0%A4%9C%E0%A5%8B%E0%A4%96%E0%A4%BF%E0%A4%AE_%E0%A4%94%E0%A4%B0_%E0%A4%9A%E0%A5%81%E0%A4%A8%E0%A5%8C%E0%A4%A4%E0%A4%BF%E0%A4%AF%E0%A4%BE%E0%A4%81\"><\/span><strong>\u092c\u0948\u0902\u0915 \u0935\u093f\u0932\u092f\u094b\u0902 \u0915\u0947 \u091c\u094b\u0916\u093f\u092e \u0914\u0930 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u094d\u0930\u0923\u093e\u0932\u0940\u0917\u0924 \u091c\u094b\u0916\u093f\u092e:<\/strong> 2008 \u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0915\u091f \u0928\u0947 \u092f\u0939 \u0909\u091c\u093e\u0917\u0930 \u0915\u093f\u092f\u093e \u0915\u093f \u092c\u0921\u093c\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u0915\u0940 \u0909\u092a\u0938\u094d\u0925\u093f\u0924\u093f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0923\u093e\u0932\u0940\u0917\u0924 \u091c\u094b\u0916\u093f\u092e \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948, \u0914\u0930 \u0910\u0938\u0947 \u0938\u0902\u0938\u094d\u0925\u093e\u0928 &#8220;<strong>\u0935\u093f\u092b\u0932 \u0939\u094b\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u0939\u0941\u0924 \u092c\u0921\u093c\u0947<\/strong>&#8221; \u092e\u093e\u0928\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964\n<ul class=\"wp-block-list\">\n<li>\u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0910\u0938\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0902\u0915\u091f \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902, \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902 \u0915\u094b \u092c\u091a\u093e\u0928\u0947 \u0915\u0940 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u0938\u0930\u0915\u093e\u0930 \u092a\u0930 \u0939\u094b\u0917\u0940, \u091c\u093f\u0938\u0938\u0947 \u0928\u0948\u0924\u093f\u0915 \u091c\u094b\u0916\u093f\u092e \u092a\u0948\u0926\u093e \u0939\u094b\u0917\u093e\u0964<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u092e\u093e\u0928\u0935 \u0938\u0902\u0938\u093e\u0927\u0928 \u090f\u0915\u0940\u0915\u0930\u0923<\/strong>: \u0915\u0908 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0928\u094c\u0915\u0930\u0940 \u0916\u094b\u0928\u0947 \u0915\u093e \u0921\u0930 \u0939\u094b\u0917\u093e, \u0914\u0930 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0928\u093f\u0937\u094d\u0920\u093e, \u0932\u093e\u092d, \u092a\u0926\u094b\u0928\u094d\u0928\u0924\u093f \u0915\u0947 \u0905\u0935\u0938\u0930\u094b\u0902 \u092e\u0947\u0902 \u0915\u092e\u0940, \u0928\u0908 \u0915\u093e\u0930\u094d\u092f \u0938\u0902\u0938\u094d\u0915\u0943\u0924\u093f \u0906\u0926\u093f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0905\u0938\u092e\u093e\u0928\u0924\u093e \u092e\u0939\u0938\u0942\u0938 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935: \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u0947 \u0935\u093f\u0932\u092f \u0938\u0947 \u0909\u0928 \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902 \u0915\u0940 \u0913\u0935\u0930\u0932\u0948\u092a\u093f\u0902\u0917 \u0936\u093e\u0916\u093e\u0913\u0902 \u0915\u094b \u092c\u0902\u0926 \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948 \u091c\u094b \u090f\u0915\u0940\u0915\u0943\u0924 \u0939\u094b \u0930\u0939\u0940 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0924\u0915\u0928\u0940\u0915\u0940 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901:<\/strong> \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092c\u0948\u0902\u0915 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0924\u0915\u0928\u0940\u0915\u0940 \u092a\u094d\u0932\u0947\u091f\u092b\u093c\u0949\u0930\u094d\u092e \u092a\u0930 \u0915\u093e\u092e \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u092c\u0921\u093c\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u0915\u0942\u0932 \u092a\u094d\u0930\u092d\u093e\u0935: \u0915\u092e\u091c\u093c\u094b\u0930 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u092e\u091c\u093c\u092c\u0942\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u091c\u092c\u0930\u0928 \u0935\u093f\u0932\u092f \u092e\u091c\u093c\u092c\u0942\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0938\u0902\u091a\u093e\u0932\u0928 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u0915\u0942\u0932 \u092a\u094d\u0930\u092d\u093e\u0935 \u0921\u093e\u0932\u0947\u0917\u093e\u0964<\/li>\n\n\n\n<li><strong>\u0917\u094d\u0930\u093e\u0939\u0915 \u092a\u094d\u0930\u0924\u093f\u0927\u093e\u0930\u0923: <\/strong>SBI \u0915\u0947 \u0905\u092a\u0928\u0947 \u0938\u0939\u092f\u094b\u0917\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0939\u093e\u0932 \u0939\u0940 \u092e\u0947\u0902 \u0935\u093f\u0932\u092f \u0915\u0947 \u092c\u093e\u0926 \u0938\u0939\u092f\u094b\u0917\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0928\u0947 \u0905\u092a\u0928\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u094b \u092a\u094d\u0930\u0924\u093f\u0926\u094d\u0935\u0902\u0926\u094d\u0935\u0940 \u090b\u0923\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u0947 \u092a\u093e\u0938 \u0932\u0947 \u091c\u093e\u0928\u0947 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u093e\u0964<\/li>\n\n\n\n<li><strong>\u0906\u0915\u093e\u0930 \u0914\u0930 \u0926\u0915\u094d\u0937\u0924\u093e \u0915\u0947 \u092c\u0940\u091a \u0915\u092e \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0938\u0939\u0938\u0902\u092c\u0902\u0927: <\/strong>\u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSB) \u0915\u093e \u0935\u093f\u0932\u092f \u0907\u0938 \u0927\u093e\u0930\u0923\u093e \u092a\u0930 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u092c\u0921\u093c\u0947 \u0906\u0915\u093e\u0930 \u0915\u093e \u092c\u0948\u0902\u0915 \u091b\u094b\u091f\u0947 \u0906\u0915\u093e\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u0915\u0941\u0936\u0932 \u0939\u094b\u0917\u093e\u0964\n<ul class=\"wp-block-list\">\n<li>\u092d\u093e\u0930\u0924 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902, \u0915\u0941\u091b \u091b\u094b\u091f\u0947 \u0906\u0915\u093e\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u092c\u0921\u093c\u0947 \u0906\u0915\u093e\u0930 \u0915\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u092c\u0939\u0941\u0924 \u0905\u0927\u093f\u0915 \u0915\u0941\u0936\u0932 \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-d559de54b11383b1118ac748f14fb3da\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%8D%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%B7\"><\/span><strong>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u093e \u0935\u093f\u0932\u092f \u090f\u0915 \u0905\u0927\u093f\u0915 \u0932\u091a\u0940\u0932\u093e \u0914\u0930 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092c\u0928\u093e\u0928\u0947 \u0915\u0940 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092c\u0926\u0932\u093e\u0935 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0907\u0938 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092e\u0947\u0902 \u0915\u0908 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0932\u093e\u092d \u091c\u0948\u0938\u0947 \u0915\u093f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f, \u0938\u0902\u091a\u093e\u0932\u0928 \u092e\u0947\u0902 \u0926\u0915\u094d\u0937\u0924\u093e, \u0914\u0930 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f, \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0935\u094d\u092f\u0935\u0927\u093e\u0928\u094b\u0902 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092e\u093e\u0928\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-a128d7a525e8a8af03f07932943d2c5c\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B9%E0%A4%BE%E0%A4%B2_%E0%A4%95%E0%A5%87_%E0%A4%B8%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%B5%E0%A4%9C%E0%A4%A8%E0%A4%BF%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A5%87%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_PSBs_%E0%A4%95%E0%A5%87_%E0%A4%B5%E0%A4%BF%E0%A4%B2%E0%A4%AF\"><\/span><strong>\u0939\u093e\u0932 \u0915\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u0947 \u0935\u093f\u0932\u092f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0939\u093e\u0932 \u0939\u0940 \u0915\u0941\u091b \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 10 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b 4 \u092c\u0921\u093c\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u0932\u092f \u0915\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0915\u0941\u0932 \u0938\u0902\u0916\u094d\u092f\u093e 27 \u0938\u0947 \u0918\u091f\u0915\u0930 12 \u0939\u094b \u0917\u0908 \u0939\u0948\u0964<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-background has-fixed-layout\" style=\"background-color:#fff2cc\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>\u090f\u0902\u0915\u0930 \u092c\u0948\u0902\u0915<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u092c\u0948\u0902\u0915<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>\u0906\u0915\u093e\u0930 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092a\u0940\u090f\u0938\u092c\u0940 \u0930\u0948\u0902\u0915<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">\u092a\u0902\u091c\u093e\u092c \u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0913\u0930\u093f\u090f\u0902\u091f\u0932 \u092c\u0948\u0902\u0915 \u0911\u092b \u0915\u0949\u092e\u0930\u094d\u0938 \u0914\u0930 \u092f\u0942\u0928\u093e\u0907\u091f\u0947\u0921 \u092c\u0948\u0902\u0915<\/td><td class=\"has-text-align-left\" data-align=\"left\">2nd<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u0915\u0947\u0928\u0930\u093e \u092c\u0948\u0902\u0915<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0938\u093f\u0902\u0921\u093f\u0915\u0947\u091f \u092c\u0948\u0902\u0915<\/td><td class=\"has-text-align-left\" data-align=\"left\">4th<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0906\u0902\u0927\u094d\u0930 \u092c\u0948\u0902\u0915 &amp; \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u0936\u0928 \u092c\u0948\u0902\u0915<\/td><td class=\"has-text-align-left\" data-align=\"left\">5th<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u0907\u0902\u0921\u093f\u092f\u0928 \u092c\u0948\u0902\u0915<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0905\u0932\u093e\u0939\u093e\u092c\u093e\u0926 \u092c\u0948\u0902\u0915<\/td><td class=\"has-text-align-left\" data-align=\"left\">7th<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u090f\u0938\u092c\u0940\u0906\u0908 \u0914\u0930 \u0907\u0938\u0915\u0940 \u0938\u0939\u093e\u092f\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901<\/strong> \u2013 \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u092c\u0940\u0915\u093e\u0928\u0947\u0930 \u0914\u0930 \u091c\u092f\u092a\u0941\u0930 (SBBJ), \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u0939\u0948\u0926\u0930\u093e\u092c\u093e\u0926 (SBH), \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u092e\u0948\u0938\u0942\u0930 (SBM), \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u092a\u091f\u093f\u092f\u093e\u0932\u093e (SBP) \u0914\u0930 \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u0924\u094d\u0930\u093e\u0935\u0923\u0915\u094b\u0930 (SBT)\u0964<\/li>\n\n\n\n<li>\u092c\u0948\u0902\u0915 \u0911\u092b \u092c\u0921\u093c\u094c\u0926\u093e, \u0926\u0947\u0928\u093e \u092c\u0948\u0902\u0915 \u0914\u0930 \u0935\u093f\u091c\u092f\u093e \u092c\u0948\u0902\u0915 \u2013 (\u090b\u0923 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0924\u0940\u0938\u0930\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u092c\u0948\u0902\u0915), \u090f\u0902\u0915\u0930 \u092c\u0948\u0902\u0915 \u2013 \u092c\u0948\u0902\u0915 \u0911\u092b \u092c\u0921\u093c\u094c\u0926\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 (PSBs) \u0915\u093e \u0935\u093f\u0932\u092f \u090f\u0915 \u092e\u091c\u092c\u0942\u0924, \u0915\u0941\u0936\u0932 \u0914\u0930 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e\u0924\u094d\u092e\u0915 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0938\u092e\u093e\u0927\u093e\u0928 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0935\u093f\u091a\u093e\u0930\u093e\u0927\u0940\u0928 \u0939\u0948\u0964<\/p>\n","protected":false},"author":9,"featured_media":13080,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[83],"tags":[86],"class_list":["post-13043","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-83","tag---3"],"_links":{"self":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/13043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/comments?post=13043"}],"version-history":[{"count":3,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/13043\/revisions"}],"predecessor-version":[{"id":13046,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/13043\/revisions\/13046"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/media\/13080"}],"wp:attachment":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/media?parent=13043"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/categories?post=13043"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/tags?post=13043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}