{"id":12844,"date":"2024-10-28T05:27:40","date_gmt":"2024-10-28T05:27:40","guid":{"rendered":"https:\/\/www.nextias.com\/blog\/?p=12844"},"modified":"2024-10-28T06:02:36","modified_gmt":"2024-10-28T06:02:36","slug":"%e0%a4%b2%e0%a4%98%e0%a5%81-%e0%a4%b5%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%a4-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95","status":"publish","type":"post","link":"https:\/\/www.nextias.com\/blog\/%e0%a4%b2%e0%a4%98%e0%a5%81-%e0%a4%b5%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%a4-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/","title":{"rendered":"\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 (SFB): \u0905\u0930\u094d\u0925, \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902 \u0914\u0930 \u0905\u0927\u093f\u0915"},"content":{"rendered":"\n<p><em><strong>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 (SFB) <\/strong>\u092d\u093e\u0930\u0924\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0918\u091f\u0915\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0909\u092d\u0930\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0947 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0935\u0930\u094d\u0917\u094b\u0902 \u0915\u094b \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u0948, \u0914\u0930 \u092f\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u0947 \u0924\u0925\u093e \u0935\u094d\u092f\u093e\u092a\u0915 \u091c\u0928\u0938\u0902\u0916\u094d\u092f\u093e \u0915\u0940 \u0935\u093f\u0935\u093f\u0927 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0936\u0947\u0937 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u092e\u093e\u0927\u093e\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0932\u0947\u0916 \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 (SFB) \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0938\u0947 \u0905\u0927\u094d\u092f\u092f\u0928 \u0915\u0930\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u0907\u0938\u0915\u093e \u0905\u0930\u094d\u0925, \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0901, \u0915\u093e\u0930\u094d\u092f, \u092e\u0939\u0924\u094d\u0935 \u0914\u0930 \u0905\u0928\u094d\u092f \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u092a\u0939\u0932\u0941\u0913\u0902 \u092a\u0930 \u091a\u0930\u094d\u091a\u093e \u0915\u0940 \u0917\u092f\u0940 \u0939\u0948\u0964<\/em><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_56_1 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b2%e0%a4%98%e0%a5%81-%e0%a4%b5%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%a4-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_SFB_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%88%E0%A4%82\" title=\"\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 (SFB) \u0915\u094d\u092f\u093e \u0939\u0948\u0902?\">\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 (SFB) \u0915\u094d\u092f\u093e \u0939\u0948\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b2%e0%a4%98%e0%a5%81-%e0%a4%b5%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%a4-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B5%E0%A4%BF%E0%A4%AD%E0%A5%87%E0%A4%A6%E0%A4%BF%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%88%E0%A4%82\" title=\"\u0935\u093f\u092d\u0947\u0926\u093f\u0924 \u092c\u0948\u0902\u0915 \u0915\u094d\u092f\u093e \u0939\u0948\u0902?\">\u0935\u093f\u092d\u0947\u0926\u093f\u0924 \u092c\u0948\u0902\u0915 \u0915\u094d\u092f\u093e \u0939\u0948\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b2%e0%a4%98%e0%a5%81-%e0%a4%b5%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%a4-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%87_%E0%A4%89%E0%A4%A6%E0%A5%8D%E0%A4%A6%E0%A5%87%E0%A4%B6%E0%A5%8D%E0%A4%AF\" title=\"\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\">\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b2%e0%a4%98%e0%a5%81-%e0%a4%b5%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%a4-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%80_%E0%A4%B5%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%B7%E0%A4%A4%E0%A4%BE%E0%A4%8F%E0%A4%81\" title=\"\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0901\">\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0901<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b2%e0%a4%98%e0%a5%81-%e0%a4%b5%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%a4-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A4%BE_%E0%A4%A8%E0%A4%BF%E0%A4%AF%E0%A4%AE%E0%A4%A8\" title=\"\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u0928\u093f\u092f\u092e\u0928\">\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u0928\u093f\u092f\u092e\u0928<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b2%e0%a4%98%e0%a5%81-%e0%a4%b5%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%a4-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%A8%E0%A4%BF%E0%A4%B0%E0%A5%8D%E0%A4%A7%E0%A4%BE%E0%A4%B0%E0%A4%BF%E0%A4%A4_%E0%A4%B6%E0%A4%B0%E0%A5%8D%E0%A4%A4%E0%A5%87%E0%A4%82\" title=\"\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0936\u0930\u094d\u0924\u0947\u0902\">\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0936\u0930\u094d\u0924\u0947\u0902<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b2%e0%a4%98%e0%a5%81-%e0%a4%b5%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%a4-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%94%E0%A4%B0_%E0%A4%AD%E0%A5%81%E0%A4%97%E0%A4%A4%E0%A4%BE%E0%A4%A8_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%80%E0%A4%9A_%E0%A4%85%E0%A4%82%E0%A4%A4%E0%A4%B0\" title=\"\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930\">\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b2%e0%a4%98%e0%a5%81-%e0%a4%b5%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%a4-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A4%BE_%E0%A4%AE%E0%A4%B9%E0%A4%A4%E0%A5%8D%E0%A4%B5\" title=\"\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u092e\u0939\u0924\u094d\u0935\">\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u092e\u0939\u0924\u094d\u0935<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.nextias.com\/blog\/%e0%a4%b2%e0%a4%98%e0%a5%81-%e0%a4%b5%e0%a4%bf%e0%a4%a4%e0%a5%8d%e0%a4%a4-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95\/#%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%8D%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%B7\" title=\"\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937\">\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-76225d227761f95219952d85dbdf10da\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_SFB_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%88%E0%A4%82\"><\/span><strong>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 (SFB) \u0915\u094d\u092f\u093e \u0939\u0948\u0902?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u0939\u0948\u0902 \u091c\u094b \u0926\u0947\u0936 \u0915\u0947 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0941\u0935\u093f\u0927\u093e \u0938\u0947 \u0935\u0902\u091a\u093f\u0924 \u0914\u0930 \u0905\u0932\u094d\u092a \u0938\u0941\u0935\u093f\u0927\u093e \u0935\u093e\u0932\u0947 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u094b \u0938\u0947\u0935\u093e\u090f\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0915\u0902\u092a\u0928\u0940 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 2013 \u0915\u0947 \u0924\u0939\u0924 \u090f\u0915 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 \u0915\u0902\u092a\u0928\u0940 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u0902\u091c\u0940\u0915\u0943\u0924 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0935\u0947 \u090f\u0915 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0932\u0917\u092d\u0917 \u0938\u092d\u0940 \u0915\u093e\u0930\u094d\u092f \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u090f\u0915 \u091b\u094b\u091f\u0947 \u092a\u0948\u092e\u093e\u0928\u0947 \u092a\u0930\u0964<\/li>\n\n\n\n<li>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u090f\u0915 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0935\u093f\u092d\u0947\u0926\u093f\u0924 \u092c\u0948\u0902\u0915 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-3785d989ae44aea0906e815dcac0770c\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B5%E0%A4%BF%E0%A4%AD%E0%A5%87%E0%A4%A6%E0%A4%BF%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%88%E0%A4%82\"><\/span><strong>\u0935\u093f\u092d\u0947\u0926\u093f\u0924 \u092c\u0948\u0902\u0915 \u0915\u094d\u092f\u093e \u0939\u0948\u0902?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-background has-fixed-layout\" style=\"background-color:#ebecf0\"><tbody><tr><td>&#8211; \u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0935\u093f\u092d\u0947\u0926\u093f\u0924 \u092c\u0948\u0902\u0915 \u0909\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0915\u0939\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u090f\u0915 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0935\u0930\u094d\u0917 \u0915\u094b \u0938\u0947\u0935\u093e\u090f\u0901 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<br>&#8211; \u0935\u093f\u092d\u0947\u0926\u093f\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0905\u0935\u0927\u093e\u0930\u0923\u093e \u0915\u094b \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e 2013 \u092e\u0947\u0902 \u0928\u091a\u093f\u0915\u0947\u0924 \u092e\u094b\u0930 \u0938\u092e\u093f\u0924\u093f \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936\u094b\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930<strong><span style=\"text-decoration: underline;\"> <\/span><a href=\"https:\/\/www.nextias.com\/blog\/%E0%A4%AD%E0%A4%BE%E0%A4%B0%E0%A4%A4-%E0%A4%AE%E0%A5%87%E0%A4%82-%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A4%BF%E0%A4%82%E0%A4%97-%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%A3%E0%A4%BE%E0%A4%B2%E0%A5%80\/\">\u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940<\/a><\/strong> \u092e\u0947\u0902 \u092a\u0947\u0936 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e \u0924\u093e\u0915\u093f \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0905\u0928\u0941\u0930\u0942\u092a \u0935\u093f\u0936\u0947\u0937 \u0938\u0947\u0935\u093e\u090f\u0901 \u092f\u093e \u0905\u0926\u094d\u0935\u093f\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926 \u092a\u0947\u0936 \u0915\u093f\u090f \u091c\u093e \u0938\u0915\u0947\u0902\u0964<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-b62bbc4774522fac849c9115f65be4cc\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%87_%E0%A4%89%E0%A4%A6%E0%A5%8D%E0%A4%A6%E0%A5%87%E0%A4%B6%E0%A5%8D%E0%A4%AF\"><\/span><strong>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a:<\/strong> \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u092e\u0941\u0916\u094d\u092f \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u0905\u0930\u094d\u0927-\u0936\u0939\u0930\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u092c\u0922\u093c\u093e\u0928\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u090f\u0901:<\/strong> \u0907\u0928\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u091b\u094b\u091f\u0947 \u0914\u0930 \u0938\u0940\u092e\u093e\u0902\u0924 \u0915\u093f\u0938\u093e\u0928\u094b\u0902, \u091b\u094b\u091f\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0907\u0915\u093e\u0907\u092f\u094b\u0902, \u0938\u0942\u0915\u094d\u0937\u094d\u092e \u0914\u0930 \u0932\u0918\u0941 \u0909\u0926\u094d\u092f\u094b\u0917\u094b\u0902 \u0914\u0930 \u092f\u0939\u093e\u0901 \u0924\u0915 \u0915\u093f \u0905\u0938\u0902\u0917\u0920\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0940 \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902 \u0938\u0939\u093f\u0924 \u0935\u0902\u091a\u093f\u0924 \u0935\u0930\u094d\u0917\u094b\u0902 \u0915\u094b \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u090f\u0901 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0935\u0948\u0915\u0932\u094d\u092a\u093f\u0915 \u0938\u0902\u0938\u094d\u0925\u093e:<\/strong> \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930, \u091b\u094b\u091f\u0947 \u0914\u0930 \u0938\u0940\u092e\u093e\u0902\u0924 \u0915\u093f\u0938\u093e\u0928\u094b\u0902, \u091b\u094b\u091f\u0947 \u0914\u0930 \u092e\u0927\u094d\u092f\u092e \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0906\u0926\u093f \u092a\u0930 \u0905\u092a\u0928\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0927\u094d\u092f\u093e\u0928 \u092c\u0928\u093e\u090f \u0930\u0916\u0924\u0947 \u0939\u0941\u090f \u092e\u094c\u091c\u0942\u0926\u093e \u0938\u0902\u0938\u094d\u0925\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0935\u093f\u0915\u0932\u094d\u092a \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0938\u0947 \u0926\u0942\u0930\u0926\u0930\u093e\u091c \u0915\u0947 \u0907\u0932\u093e\u0915\u094b\u0902 \u092e\u0947\u0902 \u0915\u0908 \u0924\u0930\u0939 \u0915\u0947 \u0935\u0902\u091a\u093f\u0924 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0907\u0938 \u0924\u0930\u0939 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-107506b2d094b71a407d79e5e3964ef9\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%80_%E0%A4%B5%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%B7%E0%A4%A4%E0%A4%BE%E0%A4%8F%E0%A4%81\"><\/span><strong>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0901<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0935\u0947 <strong><a href=\"https:\/\/www.nextias.com\/blog\/%E0%A4%B5%E0%A4%BE%E0%A4%A3%E0%A4%BF%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A4%BF%E0%A4%95-%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95\/\">\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902<\/a> <\/strong>\u0915\u0940 \u0924\u0930\u0939 \u0938\u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u091c\u092e\u093e\u0930\u093e\u0936\u093f\u092f\u093e\u0901 (CASA, FDRD \u0906\u0926\u093f) \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0935\u0947 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u092a\u0948\u0938\u0947 \u0915\u094b \u0905\u0928\u094d\u092f \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u090b\u0923 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0926\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u0947 \u0938\u0940\u092e\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0935\u0947 \u0917\u0948\u0930-\u091c\u094b\u0916\u093f\u092e-\u0938\u093e\u091d\u093e\u0915\u0930\u0923 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901 \u092d\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u092f\u0942\u0928\u093f\u091f , \u092a\u0947\u0902\u0936\u0928 \u0909\u0924\u094d\u092a\u093e\u0926, \u092c\u0940\u092e\u093e \u0909\u0924\u094d\u092a\u093e\u0926 \u0906\u0926\u093f\u0964<\/li>\n\n\n\n<li>\u0907\u0928\u094d\u0939\u0947\u0902 \u201c\u0915\u0902\u092a\u0928\u0940 \u0905\u0927\u093f\u0928\u093f\u092f\u092e 2013\u201d \u0915\u0947 \u0924\u0939\u0924 \u0916\u094b\u0932\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0932\u0915\u094d\u0937\u093f\u0924 \u0917\u094d\u0930\u093e\u0939\u0915 :\n<ul class=\"wp-block-list\">\n<li><strong>\u091b\u094b\u091f\u0947 \u0914\u0930 \u0938\u0940\u092e\u093e\u0902\u0924 \u0915\u093f\u0938\u093e\u0928;<\/strong><\/li>\n\n\n\n<li><strong>\u091b\u094b\u091f\u0940 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0907\u0915\u093e\u0907\u092f\u093e\u0901;<\/strong><\/li>\n\n\n\n<li><strong>\u0938\u0942\u0915\u094d\u0937\u094d\u092e \u0914\u0930 \u0932\u0918\u0941 \u0909\u0926\u094d\u092f\u094b\u0917; \u0914\u0930<\/strong><\/li>\n\n\n\n<li><strong>\u0905\u0928\u094d\u092f \u0905\u0938\u0902\u0917\u0920\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0940 \u0907\u0915\u093e\u0907\u092f\u093e\u0901\u0964<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>\u0907\u0928\u0915\u093e \u0927\u094d\u092f\u093e\u0928 \u091c\u092e\u093e \u0914\u0930 \u090b\u0923 \u092a\u0930 \u0939\u094b\u0917\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-d7d873df3114702c661079f7b7c1ac8f\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A4%BE_%E0%A4%A8%E0%A4%BF%E0%A4%AF%E0%A4%AE%E0%A4%A8\"><\/span><strong>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u0928\u093f\u092f\u092e\u0928<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 \u0915\u092e\u094d\u092a\u0928\u0940 \u0905\u0927\u093f\u0928\u093f\u092f\u092e 2013 \u0915\u0947 \u0924\u0939\u0924 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0938\u0940\u092e\u093f\u0924 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u0902\u091c\u0940\u0915\u0943\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092f\u0947 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1949 \u0915\u0940 \u0927\u093e\u0930\u093e 22 \u0915\u0947 \u0924\u0939\u0924 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u092f\u0947 \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1949 \u0914\u0930 \u0906\u0930\u092c\u0940\u0906\u0908 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1934 \u0938\u0939\u093f\u0924 \u0905\u0928\u094d\u092f \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u093f\u092f\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-fe995dba016667cf8c0bba198a2fba7f\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%A8%E0%A4%BF%E0%A4%B0%E0%A5%8D%E0%A4%A7%E0%A4%BE%E0%A4%B0%E0%A4%BF%E0%A4%A4_%E0%A4%B6%E0%A4%B0%E0%A5%8D%E0%A4%A4%E0%A5%87%E0%A4%82\"><\/span><strong>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0936\u0930\u094d\u0924\u0947\u0902<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>25% \u0936\u093e\u0916\u093e\u090f\u0901 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<\/li>\n\n\n\n<li>\u0909\u0928\u094d\u0939\u0947\u0902 \u0905\u092a\u0928\u093e 50% \u090b\u0923 MSME \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/li>\n\n\n\n<li>\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0936\u0941\u0926\u094d\u0927 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u20b9100 \u0915\u0930\u094b\u0921\u093c \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f, \u0914\u0930 \u0907\u0938\u0947 \u0906\u0930\u0902\u092d \u0924\u093f\u0925\u093f \u0938\u0947 \u092a\u093e\u0902\u091a \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u20b9200 \u0915\u0930\u094b\u0921\u093c \u0924\u0915 \u092c\u0922\u093c\u093e\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/li>\n\n\n\n<li>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0928\u093f\u0930\u0902\u0924\u0930 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0905\u092a\u0928\u0940 \u091c\u094b\u0916\u093f\u092e-\u092d\u093e\u0930\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 (\u0906\u0930\u0921\u092c\u094d\u0932\u094d\u092f\u0942\u090f) \u0915\u093e \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092a\u0942\u0902\u091c\u0940 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924\u0924\u093e \u0905\u0928\u0941\u092a\u093e\u0924 15 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-15de110fdc0cbfe396c94df66e46ea53\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%94%E0%A4%B0_%E0%A4%AD%E0%A5%81%E0%A4%97%E0%A4%A4%E0%A4%BE%E0%A4%A8_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%87_%E0%A4%AC%E0%A5%80%E0%A4%9A_%E0%A4%85%E0%A4%82%E0%A4%A4%E0%A4%B0\"><\/span><strong>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 \u0914\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u092c\u0948\u0902\u0915, \u0926\u094b\u0928\u094b\u0902 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0935\u093f\u092d\u0947\u0926\u093f\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0935\u0947 \u0905\u092a\u0928\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0914\u0930 \u0905\u0935\u0927\u093e\u0930\u0923\u093e \u0915\u0947 \u0938\u0902\u0926\u0930\u094d\u092d \u092e\u0947\u0902 \u090f\u0915-\u0926\u0942\u0938\u0930\u0947 \u0938\u0947 \u092d\u093f\u0928\u094d\u0928 \u0939\u0948\u0902, \u091c\u0948\u0938\u093e \u0915\u093f \u0928\u0940\u091a\u0947 \u0935\u0930\u094d\u0923\u093f\u0924 \u0939\u0948\u0964<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-background has-fixed-layout\" style=\"background-color:#fff2cc\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>\u092a\u0939\u0932\u0942<\/strong> <\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>&nbsp;\u092d\u0941\u0917\u0924\u093e\u0928 \u092c\u0948\u0902\u0915<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">\u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u0914\u0930 \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u093f\u0902\u0917<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0915\u0902\u092a\u0928\u0940 \u0905\u0927\u093f\u0928\u093f\u092f\u092e \u0915\u0947 \u0924\u0939\u0924 \u092a\u0902\u091c\u0940\u0915\u0943\u0924 \u0914\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1949 \u0915\u0947 \u0924\u0939\u0924 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u093e\u092a\u094d\u0924<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0915\u0902\u092a\u0928\u0940 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 2013 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0902\u091c\u0940\u0915\u0943\u0924 \u0914\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1949 \u0915\u0947 \u0924\u0939\u0924 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u093e\u092a\u094d\u0924<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u092a\u093e\u0924\u094d\u0930\u0924\u093e<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0928\u093f\u0935\u093e\u0938\u0940 \u092d\u093e\u0930\u0924\u0940\u092f, \u0928\u093f\u091c\u0940 \u0915\u092e\u094d\u092a\u0928\u093f\u092f\u093e\u0901, \u0938\u094b\u0938\u093e\u092f\u091f\u0940, \u090f\u0928\u092c\u0940\u090f\u092b\u0938\u0940, \u090f\u092e\u090f\u092b\u0906\u0908, \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092c\u0948\u0902\u0915<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092d\u0941\u0917\u0924\u093e\u0928 \u0909\u092a\u0915\u0930\u0923 (\u092a\u0940\u092a\u0940\u0906\u0908) \u092a\u094d\u0930\u0926\u093e\u0924\u093e, \u0928\u093f\u0935\u093e\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f; \u090f\u0928\u092c\u0940\u090f\u092b\u0938\u0940; \u0926\u0942\u0930\u0938\u0902\u091a\u093e\u0930 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902, \u0938\u0941\u092a\u0930-\u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0936\u094d\u0930\u0943\u0902\u0916\u0932\u093e\u090f\u0902, \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0940 \u0938\u0902\u0938\u094d\u0925\u093e\u090f\u0902 \u0906\u0926\u093f\u0964<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092a\u0942\u0902\u091c\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u090f\u0901<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u20b9100 \u0915\u0930\u094b\u0921\u093c. (5 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u092d\u0940\u0924\u0930 \u0907\u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 \u20b9200 \u0915\u0930\u094b\u0921\u093c \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e)<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u20b9100 \u0915\u0930\u094b\u0921\u093c<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u090f\u092b\u0921\u0940\u0906\u0908 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0939\u093e\u0901. 74% \u0924\u0915<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0939\u093e\u0901, 74% \u0924\u0915<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u091c\u092e\u093e \u0938\u094d\u0935\u0940\u0915\u093e\u0930<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0939\u093e\u0901 &nbsp;<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0915\u0947\u0935\u0932 \u0921\u093f\u092e\u093e\u0902\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f\u0964 \u0915\u094b\u0908 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0914\u0930 \u090f\u0928\u0906\u0930\u0906\u0908 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0928\u0939\u0940\u0902<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u091c\u092e\u093e \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0915\u094b\u0908 \u092a\u094d\u0930\u0924\u093f\u092c\u0928\u094d\u0927 \u0928\u0939\u0940\u0902<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 \u0932\u093e\u0916 \u0930\u0942\u092a\u092f\u0947 \u0924\u0915<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u091c\u092e\u093e \u092c\u0940\u092e\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948?<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0939\u093e\u0901<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0939\u093e\u0901<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u090b\u0923 \u0926\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0939\u093e\u0902, \u0907\u0938\u0915\u0947 \u090b\u0923 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u093e \u0915\u092e \u0938\u0947 \u0915\u092e 50 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0939\u093f\u0938\u094d\u0938\u093e 25 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0915\u0947 \u090b\u0923 \u0914\u0930 \u0905\u0917\u094d\u0930\u093f\u092e\u094b\u0902 \u0915\u093e \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0928\u0939\u0940\u0902<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u0921\u0947\u092c\u093f\u091f\/\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u093e<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0926\u094b\u0928\u094b\u0902 \u091c\u093e\u0930\u0940 \u0915\u093f\u092f\u0947 \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0915\u0947\u0935\u0932 \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921. \u0915\u094b\u0908 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0928\u0939\u0940\u0902<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u0938\u094d\u0925\u093e\u092a\u0928\u093e \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0915\u093e \u0906\u0927\u093e\u0930<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0928\u091a\u093f\u0915\u0947\u0924 \u092e\u094b\u0930 \u0938\u092e\u093f\u0924\u093f<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0928\u091a\u093f\u0915\u0947\u0924 \u092e\u094b\u0930 \u0938\u092e\u093f\u0924\u093f<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928\u094b\u0902 \u0915\u093e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0915\u0930\u0928\u0947 \u0939\u0947\u0924\u0941 \u0938\u092e\u093f\u0924\u093f<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0909\u0937\u093e \u0925\u094b\u0930\u093e\u0924 \u0938\u092e\u093f\u0924\u093f<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0928\u091a\u093f\u0915\u0947\u0924 \u092e\u094b\u0930 \u0938\u092e\u093f\u0924\u093f<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u0928\u0915\u0926 \u0906\u0930\u0915\u094d\u0937\u093f\u0924 \u0905\u0928\u0941\u092a\u093e\u0924 (\u0938\u0940\u0906\u0930\u0906\u0930) \u0914\u0930 \u0935\u0948\u0927\u093e\u0928\u093f\u0915 \u0924\u0930\u0932\u0924\u093e \u0905\u0928\u0941\u092a\u093e\u0924 (\u090f\u0938\u090f\u0932\u0906\u0930)<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0938\u0940\u0906\u0930\u0906\u0930 \u0914\u0930 \u090f\u0938\u090f\u0932\u0906\u0930 \u0932\u093e\u0917\u0942<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0938\u0940\u0906\u0930\u0906\u0930 \u0932\u093e\u0917\u0942; <br><br>\u090f\u0938\u090f\u0932\u0906\u0930<strong>:<\/strong> \u0936\u0941\u0926\u094d\u0927 \u092e\u093e\u0902\u0917 \u0914\u0930 \u0938\u093e\u0935\u0927\u093f \u0926\u0947\u092f\u0924\u093e\u0913\u0902 (\u090f\u0928\u0921\u0940\u091f\u0940\u090f\u0932) \u0915\u093e 75%<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u092c\u0947\u0938\u0932 \u092e\u093e\u0928\u0926\u0902\u0921 \u0932\u093e\u0917\u0942<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0939\u093e\u0901\u0964 \u091c\u094b\u0916\u093f\u092e \u092d\u093e\u0930\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 (\u0906\u0930\u0921\u092c\u094d\u0932\u094d\u092f\u0942\u090f) \u0915\u093e 15%<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0939\u093e\u0901\u0964 \u091c\u094b\u0916\u093f\u092e \u092d\u093e\u0930\u093f\u0924 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 (\u0906\u0930\u0921\u092c\u094d\u0932\u094d\u092f\u0942\u090f) \u0915\u093e 15%<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u090b\u0923 (\u092a\u0940\u090f\u0938\u090f\u0932) \u092e\u093e\u0928\u0926\u0902\u0921<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0939\u093e\u0901. \u0932\u0915\u094d\u0937\u094d\u092f: 75%.<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0928\u0939\u0940\u0902, \u090b\u0923 \u0928\u0939\u0940\u0902 \u0926\u0947 \u0938\u0915\u0924\u0947<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u0909\u0926\u093e\u0939\u0930\u0923<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0909\u091c\u094d\u0935\u0932\u0935\u0928, \u0909\u0924\u094d\u0915\u0930\u094d\u0937, \u091c\u0928, \u0914 \u0906\u0926\u093f\u0964<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u090f\u092f\u0930\u091f\u0947\u0932, \u0907\u0902\u0921\u093f\u092f\u093e \u092a\u094b\u0938\u094d\u091f\u094d\u0938 \u092a\u0947\u092e\u0947\u0902\u091f \u092c\u0948\u0902\u0915, \u092a\u0947\u091f\u0940\u090f\u092e, \u092b\u093f\u0928\u094b \u0906\u0926\u093f\u0964<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-5d19463b5f587a215cbe979f5219e33d\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%B2%E0%A4%98%E0%A5%81_%E0%A4%B5%E0%A4%BF%E0%A4%A4%E0%A5%8D%E0%A4%A4_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A4%BE_%E0%A4%AE%E0%A4%B9%E0%A4%A4%E0%A5%8D%E0%A4%B5\"><\/span><strong>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u092e\u0939\u0924\u094d\u0935<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928:<\/strong> \u092f\u0947 \u092c\u0948\u0902\u0915 \u0935\u093f\u0936\u0947\u0937 \u0917\u094d\u0930\u093e\u0939\u0915 \u0935\u0930\u094d\u0917\u094b\u0902 \u0914\u0930 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u094b \u0932\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0915\u0947 \u090f\u0915 \u092c\u0921\u093c\u0940 \u0906\u092c\u093e\u0926\u0940 \u0915\u094b \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938<\/strong> : \u0938\u0942\u0915\u094d\u0937\u094d\u092e, \u0932\u0918\u0941 \u0914\u0930 \u092e\u0927\u094d\u092f\u092e \u0909\u0926\u094d\u092f\u092e\u094b\u0902 (MSEs) \u0915\u094b \u090b\u0923 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0901 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0915\u0947 \u092f\u0947 \u092c\u0948\u0902\u0915 \u0928\u093f\u091a\u0932\u0947 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0914\u0930 \u0905\u0930\u094d\u0927-\u0936\u0939\u0930\u0940 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0930\u094b\u091c\u0917\u093e\u0930 \u0914\u0930 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u093e \u0938\u0943\u091c\u0928 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092c\u091a\u0924 \u0915\u0940 \u0906\u0926\u0924\u094b\u0902 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e <\/strong>: \u091c\u092e\u093e \u0914\u0930 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0924\u0915 \u092c\u0922\u093c\u0940 \u0939\u0941\u0908 \u092a\u0939\u0941\u0901\u091a \u0938\u0947 \u092c\u091a\u0924 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0938\u0902\u0938\u094d\u0915\u0943\u0924\u093f \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u0928 \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u0935\u093e\u091a\u093e\u0930<\/strong> : \u092f\u0947 \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0928\u090f \u0914\u0930 \u0935\u093f\u0936\u0947\u0937 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0927\u093e\u0928 \u092a\u0947\u0936 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0938\u094d\u0935\u0938\u094d\u0925 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e <\/strong>: \u0935\u093f\u092d\u0947\u0926\u093f\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0909\u092a\u0938\u094d\u0925\u093f\u0924\u093f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093e \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0938\u092d\u0940 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u0926\u0930\u094b\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0932\u093e\u092d \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-d559de54b11383b1118ac748f14fb3da\" style=\"color:#015aa7\"><span class=\"ez-toc-section\" id=\"%E0%A4%A8%E0%A4%BF%E0%A4%B7%E0%A5%8D%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%B7\"><\/span><strong>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 (SFB) \u092d\u093e\u0930\u0924 \u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u092f\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u0942\u092e\u093f\u0915\u093e \u092e\u0947\u0902 \u0909\u092d\u0930\u0947 \u0939\u0948\u0902\u0964 \u0935\u0902\u091a\u093f\u0924 \u0935\u0930\u094d\u0917\u094b\u0902 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0915\u0947, \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0914\u0930 \u092a\u094d\u0930\u0917\u0924\u093f \u092e\u0947\u0902 \u0935\u093f\u0936\u0947\u0937 \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u091c\u0948\u0938\u0947-\u091c\u0948\u0938\u0947 \u092f\u0939 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092a\u0930\u093f\u092a\u0915\u094d\u0935 \u0939\u094b\u0917\u093e, \u092f\u0939 \u0938\u092e\u093e\u091c \u0915\u0947 \u0939\u093e\u0936\u093f\u090f \u092a\u0930 \u0916\u0921\u093c\u0947 \u0935\u0930\u094d\u0917\u094b\u0902 \u0915\u094b \u0938\u0936\u0915\u094d\u0924 \u092c\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u0914\u0930 \u092d\u0940 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u090f\u0917\u093e\u0964<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 (SFB) \u092d\u093e\u0930\u0924\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0918\u091f\u0915\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0909\u092d\u0930\u0947 \u0939\u0948\u0902\u0964 <\/p>\n","protected":false},"author":9,"featured_media":12851,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[83],"tags":[86],"class_list":["post-12844","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-83","tag---3"],"_links":{"self":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/12844","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/comments?post=12844"}],"version-history":[{"count":9,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/12844\/revisions"}],"predecessor-version":[{"id":12892,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/posts\/12844\/revisions\/12892"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/media\/12851"}],"wp:attachment":[{"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/media?parent=12844"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/categories?post=12844"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nextias.com\/blog\/wp-json\/wp\/v2\/tags?post=12844"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}